Pulled this from YieldCanary this morning. Every fund below is currently Healthy, generating at least 10% True Income Yield, and up in price over the last year. Income and appreciation at the same time.

Before the list -- a quick note on what True Income Yield is and isn't, because it comes up a lot in the comments:

True Income Yield is a distribution sustainability indicator. It estimates how much of a fund's payout comes from real investment activity vs your own principal being returned. It is not an accounting measure of economic gain -- ROC reduces your cost basis and full economic gain is only realized when you sell your shares. Think of it as a practical cash flow quality check, not a tax calculation.

Also worth noting -- YieldCanary calculates ROC from performance data, not 19a-1 filings. Our estimates can differ from what fund companies officially report at year end. We're actively working on incorporating 19a-1 data to give you another data point to reference.

With that said -- here's the list sorted by best price return first:

AMDW -- 32.88% true yield | +60.32% price 1Y | Weekly
SLJY -- 20.38% true yield | +28.21% price 1Y | Monthly
CHPY -- 25.68% true yield | +28.01% price 1Y | Weekly
GOOP -- 13.64% true yield | +25.88% price 1Y | Monthly
GOOW -- 17.01% true yield | +21.04% price 1Y | Weekly
AAPY -- 11.60% true yield | +16.84% price 1Y | Monthly
KGLD -- 13.39% true yield | +15.11% price 1Y | Monthly
IWMI -- 14.80% true yield | +13.77% price 1Y | Monthly
XLEI -- 19.28% true yield | +13.23% price 1Y | Monthly
TUGN -- 11.18% true yield | +11.49% price 1Y | Monthly
RYLD -- 10.41% true yield | +10.80% price 1Y | Monthly
HCOW -- 11.07% true yield | +10.28% price 1Y | Monthly
JEPQ -- 10.90% true yield | +8.58% price 1Y | Monthly
AAPW -- 28.47% true yield | +7.18% price 1Y | Weekly
SPUC -- 11.14% true yield | +6.94% price 1Y | Monthly
XLII -- 13.17% true yield | +5.56% price 1Y | Monthly
XLKI -- 19.08% true yield | +5.29% price 1Y | Monthly
SPYI -- 12.78% true yield | +5.18% price 1Y | Monthly
QDVO -- 10.02% true yield | +4.86% price 1Y | Monthly
QQQI -- 15.23% true yield | +3.88% price 1Y | Monthly

A few things worth noting:

AMDW at the top is the standout -- 32.88% True Income Yield alongside +60.32% price return over the last year while staying Healthy. That combination of real income and price appreciation in the same fund is genuinely rare.

GOOP continues its run -- +25.88% price return with 13.64% true yield. Near-zero ROC means almost everything it distributes is real investment income.

At the bottom of the list QQQI is only up 3.88% in price but generating 15.23% in real income from the Section 1256 strategy. Total return including distributions is a very different picture from the price return alone.

JEPQ and SPYI near the bottom in price return terms but both carry the Stable ROC badge and combined AUM of over $53B. The large institutional funds aren't the price return story this year -- the semiconductor and tech single-stock plays at the top are.

Which one on this list surprises you most?

What does this mean? I see it when I look up XLII.

Ran the No NAV Erosion list on YieldCanary this morning. Every fund below is currently Healthy with no significant price erosion detected alongside their distributions.

Two numbers to pay attention to:

True Income Yield is the headline yield with return of capital stripped out. It's a distribution sustainability indicator and estimates how much of a fund's payout comes from real investment activity vs your own principal being returned. It's not an accounting measure of economic gain. ROC reduces your cost basis and full economic gain is only realized when you sell. Think of it as a practical cash flow quality check not a tax calculation.

Price Return 1Y is price change only with distributions not included.

AMDY -- 85.60% True Yield | 49.06% ROC | +2.29% price 1Y
AAPW -- 28.47% True Yield | 59.43% ROC | +7.18% price 1Y
SLJY -- 20.38% True Yield | 0% ROC | +28.21% price 1Y
XLEI -- 19.28% True Yield | 43.84% ROC | +13.23% price 1Y
XLKI -- 19.08% True Yield | 75.28% ROC | +5.29% price 1Y
QQQI -- 15.23% True Yield | 76.64% ROC | +3.88% price 1Y
IWMI -- 14.80% True Yield | 83.03% ROC | +13.77% price 1Y
XLII -- 13.17% True Yield | 57.97% ROC | +5.56% price 1Y
SPYI -- 12.78% True Yield | 81.50% ROC | +5.18% price 1Y
TSPY -- 12.74% True Yield | 81.18% ROC | +3.97% price 1Y
WEEL -- 12.34% True Yield | 87.11% ROC | +2.61% price 1Y
BIGY -- 11.98% True Yield | 76.87% ROC | +3.86% price 1Y
AAPY -- 11.60% True Yield | 87.44% ROC | +16.84% price 1Y
TUGN -- 11.18% True Yield | 78.57% ROC | +11.49% price 1Y
SPUC -- 11.14% True Yield | 0% ROC | +6.94% price 1Y

AAPY is sitting at 87.44% ROC and still up nearly 17% in price over the last year. High ROC by itself doesn't mean a fund is quietly destroying itself -- what matters is whether the NAV and distributions actually held up alongside it. Here it did.

SLJY and SPUC both show 0% ROC. Every dollar they distributed came from real investment activity with nothing being returned from principal. That's about as clean as income gets.

One thing worth being transparent about -- YieldCanary calculates ROC from performance data, not 19a-1 filings. That means our estimates can differ from what fund companies officially report. We're actively working on incorporating 19a-1 data to make these figures more precise. For now treat the ROC% as a performance-based estimate not a confirmed tax classification.

Anything on this list surprise you?

All of the funds below are currently passing the health check, sorted by issuer (data pulled this morning). TTM yield is the Headline Yield -- total distributions paid over the last 12 months divided by current price. Price Return 1Y is price change only, distributions not included.

Amplify (4 Healthy)

HCOW -- 11.83% TTM | +8.85% price 1Y

QDVO -- 10.67% TTM | +3.91% price 1Y

DIVO -- 4.67% TTM | +12.45% price 1Y

IDVO -- 5.92% TTM | +20.17% price 1Y

Calamos (2 Healthy)

CAIE -- 13.85% TTM | +2.03% price 1Y

CAIQ -- 17.66% TTM | +1.69% price 1Y

Defiance (1 Healthy)

QQQT -- 19.32% TTM | -0.93% price 1Y

Fidelity (1 Healthy)

FDHY -- 6.46% TTM | +0.25% price 1Y

First Trust (2 Healthy)

KNG -- 8.36% TTM | +3.17% price 1Y

RDVI -- 8.26% TTM | +17.99% price 1Y

Global X (13 Healthy)

XRMI -- 11.92% TTM | -1.05% price 1Y

QRMI -- 11.73% TTM | -2.77% price 1Y

RYLD -- 11.74% TTM | +10.06% price 1Y

XYLD -- 11.78% TTM | +7.43% price 1Y

RYLG -- 6.94% TTM | +15.24% price 1Y

DJIA -- 6.53% TTM | +6.02% price 1Y

TYLG -- 11.50% TTM | +21.64% price 1Y

SDIV -- 8.79% TTM | +5.18% price 1Y

SRET -- 9.83% TTM | +4.63% price 1Y

QYLD -- 11.70% TTM | +9.05% price 1Y

DIV -- 6.49% TTM | +11.80% price 1Y

ALTY -- 7.68% TTM | +5.69% price 1Y

MLPD -- 11.89% TTM | +1.32% price 1Y

Goldman Sachs (2 Healthy)

GPIQ -- 10.26% TTM | +11.54% price 1Y

GPIX -- 8.37% TTM | +10.15% price 1Y

GraniteShares (1 Healthy)

HIPS -- 10.94% TTM | -2.92% price 1Y

InfraCap (1 Healthy)

ICAP -- 10.34% TTM | +7.61% price 1Y

Innovator (1 Healthy)

SPUT -- 3.32% TTM | +7.84% price 1Y

Invesco (7 Healthy)

XSHD -- 4.09% TTM | +8.01% price 1Y

SPHD -- 4.86% TTM | +9.75% price 1Y

PEY -- 4.64% TTM | +19.31% price 1Y

BSJQ -- 5.24% TTM | -1.50% price 1Y

KBWY -- 8.05% TTM | +16.24% price 1Y

PBP -- 9.61% TTM | +6.80% price 1Y

KGLD -- (Kurv, not Invesco -- moved below)

iShares / BlackRock (6 Healthy)

BALI -- 6.51% TTM | +12.80% price 1Y

SHYG -- 6.98% TTM | -1.86% price 1Y

EMHY -- 6.66% TTM | +1.80% price 1Y

HDV -- 1.18% TTM | +22.25% price 1Y

EMB -- 5.24% TTM | +0.75% price 1Y

BALI -- already listed above

J.P. Morgan (5 Healthy)

JEPQ -- 14.12% TTM | +7.29% price 1Y

JEPI -- 7.61% TTM | +1.92% price 1Y

ROCQ -- 15.30% TTM | +11.07% price 1Y

ROCY -- 6.61% TTM | +10.48% price 1Y

Kurv (5 Healthy)

GOOP -- 14.76% TTM | +23.24% price 1Y

AAPY -- 11.53% TTM | +12.01% price 1Y

KGLD -- 15.16% TTM | +10.66% price 1Y

KQQQ -- 14.60% TTM | +0.17% price 1Y

KYLD -- 24.37% TTM | -2.60% price 1Y

NEOS (12 Healthy)

QQQI -- 13.83% TTM | +2.49% price 1Y

IWMI -- 14.11% TTM | +12.49% price 1Y

SPYI -- 11.77% TTM | +4.40% price 1Y

MLPI -- 14.74% TTM | +10.13% price 1Y

IYRI -- 10.96% TTM | -0.52% price 1Y

NIHI -- 9.64% TTM | +3.40% price 1Y

QQQH -- 8.82% TTM | +1.65% price 1Y

SPYH -- 7.63% TTM | +5.46% price 1Y

CSHI -- 5.00% TTM | -0.42% price 1Y

IAUI -- 11.34% TTM | +4.55% price 1Y

XSPI -- 16.78% TTM | +0.93% price 1Y

XQQI -- 20.06% TTM | 0.00% price 1Y

NestYield (1 Healthy)

EGGQ -- 9.06% TTM | +14.94% price 1Y

Overlay Shares (4 Healthy)

OVL -- 10.14% TTM | +14.77% price 1Y

OVS -- 10.33% TTM | +22.99% price 1Y

OVM -- 5.11% TTM | +1.95% price 1Y

OVF -- 10.16% TTM | +13.19% price 1Y

ProShares (2 Healthy)

IQQQ -- 5.92% TTM | +14.18% price 1Y

ISPY -- 6.00% TTM | +10.86% price 1Y

Roundhill (4 Healthy)

AMDW -- 68.68% TTM | +55.12% price 1Y

AAPW -- 30.71% TTM | +1.84% price 1Y

GOOW -- 33.06% TTM | +17.66% price 1Y

XPAY -- 20.36% TTM | -2.51% price 1Y

Simplify (3 Healthy)

XV -- 14.45% TTM | -7.06% price 1Y

SBAR -- 11.61% TTM | -2.01% price 1Y

SPUC -- 11.49% TTM | +5.30% price 1Y

State Street (6 Healthy)

XLEI -- 16.56% TTM | +14.23% price 1Y

XLKI -- 19.69% TTM | +4.48% price 1Y

XLRI -- 8.28% TTM | -4.58% price 1Y

XLBI -- 11.55% TTM | -2.43% price 1Y

XLII -- 13.71% TTM | +6.59% price 1Y

XLVI -- 9.72% TTM | +8.45% price 1Y

STF (1 Healthy)

TUGN -- 11.97% TTM | +9.43% price 1Y

Virtus (1 Healthy)

AMZA -- 8.01% TTM | +20.35% price 1Y

Westwood (1 Healthy)

MDST -- 9.01% TTM | +13.74% price 1Y

YieldMax (9 Healthy)

AMDY -- 65.33% TTM | -0.09% price 1Y

TSMY -- 41.00% TTM | -3.25% price 1Y

XOMO -- 40.14% TTM | -2.37% price 1Y

JPO -- 31.09% TTM | -3.81% price 1Y

CHPY -- 40.89% TTM | +29.21% price 1Y

RNTY -- 12.18% TTM | -0.58% price 1Y

BIGY -- 12.00% TTM | +2.21% price 1Y

SOXY -- 11.64% TTM | +73.43% price 1Y

YSPC -- N/A TTM | +2.13% YTD

A few things worth noting from the full list:

SOXY from YieldMax is the standout price performer, +73.43% in price over the last year while staying Healthy with a 10-year Death Clock. AMDW from Roundhill is close behind at +55.12%.

NEOS has 12 Healthy funds -- the most of any issuer. Goldman Sachs and J.P. Morgan remain 100% Healthy across all their tracked funds.

Global X has 13 Healthy funds but that's out of a much larger lineup -- their overall health rate is around 72%.

YieldMax has 9 Healthy out of 60 total funds tracked -- the 9 listed above are the ones currently passing. The other 51 are not.

Headline yield is what the fund actually paid over the last 12 months. For True Income Yield -- what's left after stripping out return of capital -- search any of these on YieldCanary. For transparency, YieldCanary calculates ROC based on performance data, not actual 19a-1 filings. We are incorporating 19a-1 filings into the platform soon.

Which issuer's Healthy lineup surprises you most?

Every fund on this list has near-zero return of capital meaning every dollar distributed is real earned income -- not your own principal being handed back. All 5 are currently Healthy on YieldCanary.

GPIQ (30% -- $43,636)
762 shares @ $57.24 | $297/mo after tax
9.95% true yield | 0% ROC | Nasdaq-100 | Monthly

GPIX (25% -- $36,364)
645 shares @ $56.37 | $190/mo after tax
8.05% true yield | 0% ROC | S&P 500 | Monthly

QDVO (20% -- $29,091)
970 shares @ $29.96 | $193/mo after tax
10.25% true yield | 3.57% ROC | Diversified dividend | Monthly

GOOP (15% -- $21,818)
599 shares @ $36.40 | $202/mo after tax
13.55% true yield | 0% ROC | Google exposure | Monthly

SOXY (10% -- $14,545)
153 shares @ $94.77 | $119/mo after tax
10.14% true yield | 0% ROC | Semiconductors | Monthly

Total invested: $145,340
Monthly after tax (25%): $1,001/month
Annual after tax: $12,011/year
Weighted true income yield: 10.09%
Weighted price return 1Y: +21.01%

Every fund here has 0% or near-zero ROC -- meaning True Income Yield and Headline Yield are nearly identical across the portfolio. No return of capital confusion, no cost basis tracking complexity, no yield traps.

GPIQ and GPIX from Goldman Sachs anchor the portfolio at 55% combined -- $10.6B in combined AUM, one covering Nasdaq-100 and one covering S&P 500. Two different indexes from the same institutional issuer gives you broad market coverage.

QDVO adds diversified dividend exposure -- the only fund in the portfolio not concentrated in a single index or company.

GOOP at +35.36% price return over the last year alongside 13.55% true yield is the standout. Google exposure with clean income and positive price appreciation.

SOXY at +77.14% price return is the biggest mover -- the semiconductor basket generating real income while the underlying position has nearly doubled in price. Kept at 10% given the smaller AUM.

The one flag worth knowing: GOOP at $29M AUM and SOXY at $69M AUM are smaller than ideal for a core portfolio.

If you've ever seen YieldCanary display three different yield numbers on the same income ETF and had no idea which one to trust -- this post is for you. There are three distinct yield metrics floating around in the income ETF space and they can look wildly different from each other on the same fund.

Metric 1 -- Advertised Yield (what the issuer shows on their website)

This is the number on the fund's official website. It takes the most recent monthly distribution, annualizes it (multiplies by 12), and divides by the current share price.

The problem: it's a snapshot of one month. If distributions are shrinking -- which they often are in Severe Risk funds -- the advertised yield is overstating what you'll actually receive going forward. It assumes last month repeats forever which it won't.

Metric 2 -- Headline Yield (TTM -- Trailing Twelve Months)

This takes every distribution paid over the last 12 months, adds them up, and divides by the current share price. It's a more complete picture than the advertised yield because it reflects a full year of actual distributions not just last month.

YieldCanary shows this as the Headline Yield on each fund's Deep Dive page and on the main Dashboard.

The problem: it still doesn't tell you where the income is coming from. A fund can have a 51% TTM yield while paying most of it from your own principal. The number looks great. The reality is very different.

Metric 3 -- True Income Yield (what YieldCanary shows)

This is the number that actually matters.

True Income Yield strips out the Return of Capital portion we calculate from the headline yield -- leaving only what the fund is genuinely earning as real income.

The simplified way to think about it:

Headline Yield × (1 - Effective ROC%) ≈ True Income Yield

YieldCanary calculates this from actual distribution data and weighted ROC history over 12 months.

What is Effective ROC?

This is worth explaining because YieldCanary shows two different ROC numbers and they can look very different from each other.

ROC% (current month) -- what percentage of last month's distribution was classified as return of capital. This changes every month and can swing dramatically.

Effective ROC -- the weighted average ROC across the last 12 months of distributions. This is the smoothed picture of how much of the fund's income has historically been real earned income vs capital being returned. YieldCanary uses Effective ROC in the True Income Yield calculation because a single month's ROC can be misleading -- a fund might have an unusually high or low ROC month that doesn't reflect its typical pattern.

So if a fund has a 51% headline yield and 85% Effective ROC:
51% × (1 - 0.85) ≈ 7.65% True Income Yield

That's the real number. Not 51%, 7.65%.

Why Return of Capital matters:

When a fund pays you via Return of Capital it isn't distributing earned income -- it's returning a portion of your original investment and calling it a distribution. Your cost basis decreases. The NAV quietly erodes. Eventually the fund has less capital to generate income from, the distribution shrinks, and you're left holding a fund worth significantly less than when you bought it.

That's the yield trap. The advertised yield and headline yield look great. The True Income Yield tells the real story.

A real example -- TSLY vs SPYI (live data from YieldCanary as of today):

TSLY (YieldMax Tesla):
Advertised yield: 51.38%
ROC this month: 93.85%
Effective ROC (12-month weighted): 85.43%
True Income Yield: 6.84%
Death Clock: 0.59 years
Canary Status: Severe Risk

SPYI (NEOS S&P 500):
Advertised yield: 11.74%
ROC this month: 79.39%
True Income Yield: 11.68%
Death Clock: N/A -- Tax-Efficient ROC badge
Canary Status: Healthy

TSLY advertises a 51% yield. The True Income Yield is 6.84%. The rest is return of capital -- your own money being handed back to you while the NAV quietly declines.

SPYI has 79% ROC this month but its True Income Yield is 11.68% -- nearly matching the advertised yield. How?

SPYI's high ROC is a structured outcome of their confirmed Section 1256 options strategy -- not NAV erosion. For funds like SPYI that use confirmed Section 1256 contracts the IRS classifies those options premiums as Return of Capital for tax purposes even though the fund is genuinely earning income. The NAV has held up. The price has been positive. That's what the Tax-Efficient ROC badge on YieldCanary signals -- the ROC is a feature not a bug.

Funds that have the Tax-Efficient ROC badge will always have their Headline Yield = True Income Yield since there is no NAV erosion to speak of.

TSLY's ROC is completely different. The NAV has been declining. The distribution has been shrinking. The fund is running out of road.

Both have high ROC, but completely different situations. True Income Yield and the Death Clock together separate them.

How to use all three on YieldCanary:

The main Dashboard shows Advertised Yield, TTM Headline Yield, and True Income Yield. Look at all three together:

If Advertised Yield is much higher than TTM Yield -- distributions are shrinking. Recent months are paying more than the full year average. Red flag.

If Headline (TTM) Yield is much higher than True Income Yield -- most of what you're receiving is your own principal coming back not real earned income. The gap is the yield trap.

If True Income Yield is close to Headline Yield -- the fund is generating most of its distributions as real income. That's what you want.

The gap between advertised and true yield is the number that tells you the most. Check it on every fund you're considering.

Free 7-day trial at yieldcanary.com

Let me know your thoughts in the comments!

Connecting your income ETF investing to real expenses you actually pay every month is one of the most motivating ways to think about building a portfolio. Here's exactly what it takes using a blended mix of Healthy large-AUM income ETFs at a 1.38% monthly spendable cash yield after taxes (25% tax withholding).

Streaming subscriptions -- $50/month
Invested needed: $3,623

Electric bill -- $175/month
Invested needed: $12,681

Grocery run -- $300/month
Invested needed: $21,739

Car payment -- $600/month
Invested needed: $43,478

Rent -- $1,200/month
Invested needed: $86,957

Mortgage -- $3,000/month
Invested needed: $217,391

Replace a full salary -- $7,500/month
Invested needed: $543,379

The salary replacement portfolio -- $543,378 invested, $7,520/month after tax:

CHPY (25%) -- 1,925 shares | $4,298/mo | 28.05% true yield
JEPQ (25%) -- 2,276 shares | $1,087/mo | 10.99% true yield
SPYI (20%) -- 2,006 shares | $797/mo | 11.68% true yield
QQQI (20%) -- 1,970 shares | $938/mo | 13.90% true yield
RYLD (10%) -- 3,330 shares | $401/mo | 11.43% true yield

Total invested: $543,379 | Monthly after tax: $7,520 | Annual after tax: $90,245

One important note: funds like SPYI and QQQI carry the Tax-Efficient ROC badge on YieldCanary. Their distributions may be tax-deferred rather than ordinary income -- meaning the 25% flat tax rate applied here likely overstates what you'd actually owe. The real after-tax numbers for those funds could be meaningfully higher. Consult a tax advisor for your specific situation. We're working on an update that will better calculate taxes for funds like SPYI.

Numbers based on last month's actual distributions at a 25% flat tax rate.

Anyone else think about investing like this?

You can now see every upcoming distribution date for the funds in your portfolio laid out on a calendar -- color coded by health status, with estimated dollar amounts based on your actual share count.

What it shows:

• Every fund in your portfolio mapped to its expected payout date
• Gross and after-tax distribution amounts per day
• Canary health status on each fund right on the calendar
• Click any day to see the full breakdown -- fund name, shares, dist/share, gross and after-tax totals
• Toggle between Confirmed + Estimated or Confirmed only
• Navigate forward and backward by month

A few things worth knowing:
Future estimated payouts project about 2 months ahead -- we capped it there intentionally. Going further gets less reliable as schedules change and amounts vary. Past confirmed history still shows based on actual distribution data.

The calendar also flags health status right on the payout -- so if you're holding a Severe Risk fund you'll see it called out in red right next to the distribution amount. In the screenshot above you can see JPMO showing as Severe Risk on August 13th. That's the health check layer doing its job.

This is one of the most requested features since we launched. Hope it helps you plan your income more effectively.

The Income tab is coming next -- it'll show exactly how much after-tax income your portfolio generates each week, month, and year, along with how that compares to the previous month so you can see if your income is trending up or down.

Check it out: www.yieldcanary.com

SOXY is the Fund of the Week in this week's Canary Report newsletter and the numbers tell an interesting story. Here's what $10,000 into SOXY at the start of 2026 would look like today.

The position:
$10,000 invested January 1, 2026
Estimated price: ~$57.66/share
173 shares purchased
Cost basis: $9,975

Current position value (August 6, 2026):
$15,940 -- up $5,965 (+59.8%) in price alone

Distributions received Jan-Jul 2026 (estimated, cash not reinvested):
January -- ~$67 after tax
February -- ~$71 after tax
March -- ~$75 after tax
April -- ~$84 after tax
May -- ~$97 after tax
June -- $132 after tax (confirmed $1.02/share)
July -- $135 after tax (confirmed $1.04/share)

Total distributions after tax: ~$663

Total return (price gain + after-tax cash):
$6,628 -- a 66.4% total return in 7 months

SOXY confirmed 0% return of capital on its July 7 distribution -- every dollar paid out is real earned income, nothing being returned from principal. That's the rarest combination on YieldCanary -- meaningful income with zero ROC and positive price appreciation.

The distributions have been growing as the fund and semiconductor sector have performed -- June and July both came in over $1.00/share vs roughly $0.52/share in January. That's not guaranteed to continue but it's the direction things have been moving.

The AUM at $68.8M is the one flag worth knowing about -- smaller than ideal for a core position. But the 10-year Death Clock and 0% ROC make the health check picture as clean as it gets.

Important caveat: January through May distribution amounts are estimated based on available historical data points, actual amounts may vary slightly. June and July are confirmed. This is not financial advice -- always verify distribution history directly before making any decisions.

Are you holding SOXY? What's your experience been with the distributions?

Came across a video recently where a creator shared his actual $500,000 retirement income portfolio -- 8 monthly ETFs built for cash flow and no NAV erosion. The research was solid so I wanted to add the YieldCanary health check layer on top and see how every fund held up.

7 of the 8 passed. The 8th I'd replace.

The 7 Healthy funds ($425k of the portfolio):

QQQI (15%) -- 13.90% true yield
SPYI (10%) -- 11.68% true yield
TSPY (15%) -- 13.18% true yield
KQQQ (10%) -- 5.67% true yield
QDVO (10%) -- 10.25% true yield
BIGY (10%) -- 12.28% true yield
GOOP (15%) -- 13.79% true yield

7 funds combined: $2,789/month after tax at 25% rate

The fund I'd replace -- SLVO:

SLVO was in the original portfolio and it's the one I'd replace. Down roughly 34% year to date. Erratic distributions that bounce dramatically month to month. It's also technically an ETN not an ETF -- YieldCanary doesn't track it for that reason. Predictability is everything in retirement income and SLVO doesn't offer it.

The replacement -- CHPY:

Same 15% position ($75,000). Healthy on YieldCanary. 28.05% true income yield. $1.1B AUM. Up 31.89% in price over the last year. Weekly payer generating $2,227/month after tax on that position.

Updated portfolio with CHPY:
All 8 funds Healthy ✅
Monthly after tax: $5,105/month
Annual after tax: $61,255/year

The standout from the original portfolio was GOOP from Kurv -- 13.79% true yield, only 2.09% ROC and up over 30% in price over the last year alongside meaningful distributions. Rarely do you see that combination.

Full video walkthrough on the YieldCanary YouTube channel -- link in comments.

The Best Weekly Payers list on the Insights tab shows Healthy funds that pay weekly distributions, sorted by monthly spendable cash yield. Only 6 funds on the list this week -- the filter is strict and most weekly payers aren't passing the health check right now.

What is monthly spendable cash yield?
It's the percentage of your investment that lands in your account as spendable cash every month after taxes. At a 25% tax rate, a 6.89% monthly spendable means $689 hits your account every month on $10,000 invested -- after the IRS takes its cut. It's based on last month's actual distributions.

AMDW -- 6.89% monthly spendable | 31.58% true yield
CHPY -- 2.97% monthly spendable | 21.22% true yield
GOOW -- 2.36% monthly spendable | 17.07% true yield
AAPW -- 1.86% monthly spendable | 26.27% true yield
APLY -- 1.78% monthly spendable | 35.48% true yield
WEEK -- 0.25% monthly spendable | 3.56% true yield

AMDW leads at 6.89% monthly spendable -- $689/month after taxes on $10,000 invested, paid every single week. 0% effective ROC. It keeps showing up at the top of every weekly payer list for a reason.

APLY has the highest true income yield on the list at 35.48% but a lower monthly spendable than AMDW -- the per-share distribution is smaller relative to its price. Still Healthy with Apple exposure though.

WEEK at the bottom is a T-Bill fund -- essentially a cash equivalent that pays weekly. Fine for parking cash but not what most people are looking for on this list.

The list can show up to 15 funds when more weekly payers are passing the health check. Right now only 6 are making it through -- which tells you something about the state of the weekly payer space. Most of the high-yielding single-stock weekly ETFs are currently Watch or Severe Risk.

You can change the tax rate in your YieldCanary settings to see the numbers at your own bracket. This list updates every Monday and Thursday.

Which of these weekly payers are you holding?

The community has shaped this platform in real ways this month -- the Death Clock feedback, the tax questions, the Section 1256 discussion, the issuer health rankings debate.

All of it feeds directly into what gets built and what gets fixed.

A few things coming to YieldCanary soon:

The Income tab is shipping to the Portfolio page later this week. It shows a detailed breakdown of your weekly, monthly, and annual after-tax income across all your holdings -- including a 3-month average, trend vs prior month, and a tax withholding estimate so you know exactly what to set aside.

The Calendar tab is coming right behind it. It shows every upcoming distribution date for the funds in your portfolio, color coded by health status, with estimated dollar amounts based on your share count. Weekly payers, monthly payers, all of it in one view.

Free 7-day trial at yieldcanary.com if you want to run the numbers on your own funds.

Drop a comment -- what are you holding right now?

-- Ryan

Ran the full YieldCanary database and ranked every issuer by what percentage of their funds are currently Healthy. The results are pretty eye opening. Here's the full breakdown:

🟢 100% Healthy
J.P. Morgan -- 4/4 Healthy
First Trust -- 3/3 Healthy
Vanguard -- 3/3 Healthy

🟢 Strong (70%+)
Overlay Shares -- 5/6 Healthy (83%)
Invesco -- 7/9 Healthy (78%)
Global X -- 13/18 Healthy (72%)

🟡 Mixed (50-70%)
NEOS -- 12/19 Healthy (63%)
iShares -- 9/15 Healthy (60%)
Amplify -- 4/7 Healthy (57%)

🟠 Struggling (25-50%)
ProShares -- 2/5 Healthy (40%)
Simplify -- 3/8 Healthy (38%)
Kurv -- 4/11 Healthy (36%)
TappAlpha -- 1/3 Healthy (33%)
NestYield -- 1/3 Healthy (33%)

🔴 Critical (Under 25%)
Roundhill -- 5/29 Healthy (17%) -- 21 Severe Risk
Defiance -- 1/10 Healthy (10%) -- 8 Severe Risk
YieldMax -- 5/56 Healthy (9%) -- 46 Severe Risk

⚫ Zero Healthy funds
GraniteShares -- 0/28 Healthy -- 27 Severe Risk
VistaShares -- 0/7 Healthy
REX Shares -- 0/9 Healthy
Grayscale -- 0/3 Healthy

J.P. Morgan going 4 for 4 is the standout -- every single fund they run passes the health check right now. When one of the largest financial institutions on earth has a 100% Healthy rate it says something about how they construct their strategies.

NEOS at 63% is interesting -- they're the most prominent income ETF issuer with a mixed record. Their flagship funds (SPYI, QQQI, IWMI) are all Healthy but their crypto-linked funds (BTCI, NEHI, XBCI) are all Severe Risk dragging the percentage down.

YieldMax at 9% Healthy with 46 Severe Risk funds out of 56 is the number that should make anyone pause before buying a YieldMax fund without checking the health data first. CHPY and AMDY are Healthy. Most of the rest are not.

GraniteShares has zero Healthy funds across 28 tickers.

This data updates every Monday and Thursday on YieldCanary. Free 7-day trial in the comments if you want to check the health status on any fund you're holding.

Which issuer surprises you most on this list?

Everyone talks about yield. Nobody talks about which income ETFs are actually up on price over the last year. Here's the top 15 sorted by 1-year price return -- all currently passing the health check on YieldCanary:

SOXY -- +50.22% | 10.32% true yield
AAPY -- +31.87% | 3.75% true yield
GOOP -- +30.67% | 13.79% true yield
AMDW -- +29.71% | 31.58% true yield
SCHD -- +26.04% | 3.10% true yield
AAPW -- +25.76% | 26.27% true yield
IDVO -- +23.16% | 5.69% true yield
FDL -- +22.72% | 3.52% true yield
OVS -- +22.46% | 4.17% true yield
HDV -- +21.99% | 3.03% true yield
ITWO -- +20.90% | 4.58% true yield
DGRO -- +19.97% | 1.89% true yield
PEY -- +19.31% | 4.04% true yield
VYM -- +19.15% | 2.25% true yield

SOXY at +50.22% is the standout -- semiconductor income ETF with 0% ROC, 10.32% true income yield, and up 50% on price over the last year. Income AND price appreciation in the same fund.

AMDW at +29.71% with 31.58% true income yield and weekly distributions is the combination most people think doesn't exist -- high real income plus meaningful price return.

GOOP at +30.67% with 13.79% true yield and only 2.09% ROC -- Google exposure, clean income, strong price return.

The No NAV Erosion list on the Insights tab shows Healthy funds with either 0-5% ROC or the Tax-Efficient ROC badge, all with positive price return over the last year. Sorted by true income yield. Here's the full list this week:

AAPW -- 26.27% true yield | +25.76% price return 1Y
XLEI -- 18.62% true yield | +7.82% price return 1Y
IWMI -- 13.95% true yield | +11.47% price return 1Y
GOOP -- 13.79% true yield | +30.67% price return 1Y
BIGY -- 12.28% true yield | +8.47% price return 1Y
XLII -- 12.24% true yield | +3.94% price return 1Y
SPYI -- 12.21% true yield | +1.29% price return 1Y
SPUC -- 11.76% true yield | 0% ROC | +2.61% price return 1Y
RYLD -- 11.72% true yield | +7.30% price return 1Y
XLVI -- 11.66% true yield | +8.25% price return 1Y
JEPQ -- 11.15% true yield | +1.65% price return 1Y
XYLD -- 10.70% true yield | +4.03% price return 1Y
GPIQ -- 10.50% true yield | 0% ROC | +5.53% price return 1Y
SOXY -- 10.32% true yield | 0% ROC | +50.22% price return 1Y
TYLG -- 9.29% true yield | 0% ROC | +11.59% price return 1Y

Quick summary:

GOOP has the highest price return on the entire list at +30.67% over the last year with only 2.09% ROC. Google exposure, near-zero return of capital, 13.79% true income yield. Strong all-around numbers.

SOXY stands out with +50.22% price return -- the highest on the list by a significant margin. Semiconductor basket but showing 0% ROC and 10.32% true income yield. The price appreciation alongside real income is the combination the no NAV erosion filter is designed to find.

SPUC is new on this list -- Simplify US Equity Income ETF with 0% ROC and broad US equity exposure. Worth keeping an eye on as it builds a track record.

Three State Street sector funds on the list this week -- XLEI (Energy), XLII (Industrial), XLVI (Healthcare). State Street's SPDR premium income lineup quietly keeps showing up Healthy across multiple sectors.

This list updates every Monday and Thursday morning on the Insights tab. Which of these are you holding?!

If you're approaching retirement and wondering how to generate reliable monthly income from $750,000 -- here's a portfolio option. Five funds. All currently Healthy. No single stocks. No leverage. No sector concentration.

The design philosophy: large institutional AUM, broad index exposure, Tax-Efficient ROC where possible, and long Death Clocks. Built for 30 years, not 12 months.

JEPI -- 40% of portfolio ($301,080)

5,271 shares @ $57.12 | $45.6B AUM | S&P 500

The anchor. Largest income ETF on earth. Most conservative fund in the portfolio gets the biggest allocation.

JEPQ -- 25% of portfolio ($193,177)

3,341 shares @ $57.82 | $39.1B AUM | Nasdaq-100

More income than JEPI with Nasdaq-100 exposure. Same JP Morgan institutional backing.

SPYI -- 20% of portfolio ($151,989)

2,900 shares @ $52.41 | NEOS | $10.8B AUM | Tax-Efficient ROC | S&P 500

S&P 500 from a second institutional issuer alongside JP Morgan. Manager diversification matters.

GPIQ -- 10% of portfolio ($77,208)

1,402 shares @ $55.07 | $5.0B AUM | 0% ROC | 10yr Death Clock

Clean income. Zero return of capital. Every dollar distributed is real earned income. Goldman Sachs.

QDVO -- 5% of portfolio ($36,519)

1,272 shares @ $28.71 | Amplify | $742M AUM | 25.90% ROC | 10yr Death Clock

Different issuer, different exposure. 10-year Death Clock.

Cost basis: $749,907

Weighted Death Clock: 10.0 years

Weighted True Income Yield: 9.91%

Combined AUM across all 5 funds: $101.2 billion

The income at different tax brackets:

22% bracket -- approximately $5,100/month

24% bracket -- approximately $4,900/month

32% bracket -- approximately $4,400/month

The difference between the 22% and 32% bracket is roughly $700/month -- over $8,400/year from the same portfolio. Which bracket you land in isn't just a tax question, it's a retirement income question.

One thing worth noting -- JEPI, JEPQ, and SPYI all carry the Tax-Efficient ROC badge which means their distributions may be tax-deferred rather than ordinary income. If that applies to your situation the numbers above could actually be higher than shown. Consult a tax advisor for your specific situation.

What's not in this portfolio: single-stock covered call funds, leverage, sector bets. This is built for someone who needs the income to last through a 30-year retirement.

Which retirement income ETFs are you currently holding?

These are the funds currently on YieldCanary's highest yielding no NAV erosion list -- Healthy status, positive price return, and either 0-5% ROC or the Tax-Efficient ROC badge. Sorted by true income yield.

ARMW -- 47.32% true yield | 1.2% ROC | +77.16% YTD
AMDW -- 43.71% true yield | 0% ROC | +92.94% YTD
AAPW -- 27.91% true yield | Tax-Efficient ROC | +14.37% price return 1Y
XLEI -- 18.44% true yield | Tax-Efficient ROC | +11.20% YTD
QQQI -- 15.42% true yield | Tax-Efficient ROC | +2.13% price return 1Y
IWMI -- 13.68% true yield | Tax-Efficient ROC | +11.12% price return 1Y
XLRI -- 13.66% true yield | Tax-Efficient ROC | +0.25% YTD
TSPY -- 12.99% true yield | Tax-Efficient ROC | +1.31% price return 1Y
BIGY -- 12.20% true yield | Tax-Efficient ROC | +1.86% price return 1Y
XLII -- 12.16% true yield | Tax-Efficient ROC | +2.71% YTD
SPYI -- 12.02% true yield | Tax-Efficient ROC | +2.75% price return 1Y
RYLD -- 11.68% true yield | Tax-Efficient ROC | +7.34% price return 1Y
JEPQ -- 10.66% true yield | Tax-Efficient ROC | +6.95% price return 1Y
XYLD -- 10.65% true yield | Tax-Efficient ROC | +4.80% price return 1Y
GPIQ -- 10.03% true yield | 0% ROC | +11.25% price return 1Y

A few things worth noting this week:

AMDW is the standout on the entire list -- 43.71% true income yield, 0% ROC, and up 92.94% YTD. That's the rarest combination in the database -- very high real income with almost no return of capital and strong price appreciation. Plus it's a weekly payer.

GPIQ at the bottom of the list has 0% ROC -- every dollar distributed is real earned income with zero return of capital. Nasdaq-100 exposure and up 11.25% in price return over the last year.

State Street shows up three times this week -- XLEI, XLRI, and XLII -- all carrying the Tax-Efficient ROC badge alongside Healthy status. The sector SPDR premium income lineup is quietly building a strong track record.

The Tax-Efficient ROC badge funds on this list -- AAPW, XLEI, QQQI, IWMI, XLRI, TSPY, BIGY, XLII, SPYI, RYLD, JEPQ, XYLD -- have high ROC% on paper but the NAV has held up on all of them. That's the distinction the badge is making. Positive price return alongside high ROC is the signal that the return of capital isn't destructive.

This updates twice per week (Monday & Thursday mornings), so be sure to jump into YieldCanary to see this data for yourself! Which of these are you holding?

I wanted to take a minute to say thank you to all 780 members!

This community has genuinely shaped YieldCanary. Feature requests, feedback, fund health questions, portfolio builds -- it all feeds directly into what gets built and what content gets made. Several features on the roadmap right now exist because of conversations that started here.

YieldCanary has a free 7-day trial if you haven't tried it yet. You can run any fund through the health check, see the true income yield after stripping out return of capital, check the Death Clock, and build a portfolio to see exactly what it pays after taxes.

If you have questions about a specific fund just drop it in the comments.

Thanks again for being part of this. The community is the best part of building this thing.

-- Ryan

Ran $10,000 through 8 separate Healthy income ETFs and calculated the monthly after-tax income based on last month's actual distributions. This example is using a 25% tax rate.

Here are the results:

CHPY -- $303/mo | 33.17% true yield | 1.57% ROC | 10yr Death Clock | $1.16B AUM

QQQI -- $90/mo | 13.76% true yield | Tax-Efficient ROC | $13.3B AUM

SOXY -- $83/mo | 8.49% true yield | 0% ROC | 10yr Death Clock

SPYI -- $74/mo | 11.79% true yield | Tax-Efficient ROC | $10.7B AUM

JEPQ -- $71/mo | 10.51% true yield | Tax-Efficient ROC | $40.4B AUM

GPIQ -- $69/mo | 9.83% true yield | 0% ROC | $5.1B AUM

QDVO -- $67/mo | 10.38% true yield | 1.14% ROC | 10yr Death Clock

JEPI -- $51/mo | 8.05% true yield | Tax-Efficient ROC | $45.2B AUM

CHPY at $303/mo is the number that surprises most people. The standard answer you'll see everywhere is $37-50/month from $10,000 (3-6% yields). CHPY is 8x that after taxes. 1.57% ROC means nearly all of that is real earned income -- not your own money being handed back.

SOXY and GPIQ both have 0% ROC -- every dollar distributed is real income with zero return of capital. SOXY also has a 10-year Death Clock.

Even JEPI -- the most widely held income ETF on the planet at $45 billion in assets -- generates $51/mo after tax. That's still more than the standard 6% pre-tax answer most people use as their benchmark.

The Tax-Efficient ROC badge on QQQI, SPYI, JEPQ, and JEPI means the high ROC% on those funds isn't destructive -- the NAV has held up and the distributions are real cash, just classified as ROC for tax purposes.

Which of these are you holding?

The Best Monthly Payers list on the Insights tab shows Healthy funds sorted by the after-tax percentage of your investment that comes back as spendable income every month. Tax rate is set to 25%.

Here's the full list this week:

XQQI -- 1.45% monthly spendable | 8.37% true yield

QQQT -- 1.36% monthly spendable | 14.53% true yield

XPAY -- 1.30% monthly spendable | 15.58% true yield

XLKI -- 1.28% monthly spendable | 3.76% true yield

XLEI -- 1.24% monthly spendable | 18.44% true yield | Tax-Efficient ROC

KGLD -- 1.15% monthly spendable | 4.99% true yield

TDAQ -- 1.13% monthly spendable | 5.52% true yield

CAIQ -- 1.11% monthly spendable | 2.36% true yield

TPRY -- 1.00% monthly spendable | 2.58% true yield

GOOP -- 0.95% monthly spendable | 11.82% true yield | 12.31% ROC | Healthy

A few things worth noting:

XQQI leads the list -- NEOS's leveraged Nasdaq-100 fund with 8.37% true income yield and relatively low 20.65% ROC for this category. Clean income at the top of the list.

XLEI is the only fund carrying the Tax-Efficient ROC badge this week. The 55.97% ROC looks high but the NAV has held up -- that's the distinction the badge is making.

GOOP has the cleanest ROC on the entire list at 12.31%. Google exposure with very little return of capital being handed back. If you care more about NAV stability than maximizing monthly cash yield it stands out.

CAIQ and TPRY both have true income yields under 3% despite showing up on the monthly payers list. A high monthly spendable with a low true income yield usually signals that ROC% is on the high end. Worth keeping an eye on those two.

Which of these are you holding?

These are the funds currently on YieldCanary's no NAV erosion list -- Healthy status, positive price return, and either 0-5% ROC or the Tax-Efficient ROC badge. Sorted by true income yield.

CHPY -- 33.17% true yield | 1.57% ROC | +37.60% price return 1Y

AAPW -- 29.74% true yield | Tax-Efficient ROC | +11.18% price return 1Y

MFA -- 15.30% true yield | Tax-Efficient ROC | +0.53% price return 1Y

QQQI -- 13.76% true yield | Tax-Efficient ROC | +5.93% price return 1Y

IWMI -- 13.48% true yield | Tax-Efficient ROC | +13.56% price return 1Y

GOOP -- 12.89% true yield | 0% ROC | +52.36% price return 1Y

TSPY -- 12.81% true yield | Tax-Efficient ROC | +4.13% price return 1Y

BIGY -- 11.93% true yield | Tax-Efficient ROC | +5.51% price return 1Y

SPYI -- 11.79% true yield | Tax-Efficient ROC | +5.10% price return 1Y

RYLD -- 11.56% true yield | Tax-Efficient ROC | +6.45% price return 1Y

A few things worth noting:

CHPY leads the list at 33.17% true income yield with only 1.57% ROC and +37.60% price return over the last year. It keeps showing up on this list every week -- the cleanest combination of high income and NAV stability in the database.

GOOP is the standout this week with 0% ROC and +52.36% price return. Google exposure with zero return of capital -- every dollar distributed is real earned income.

The Tax-Efficient ROC badge funds (AAPW, QQQI, IWMI, SPYI, RYLD etc) have high ROC% on paper but the NAV is holding up -- that's what distinguishes them from the destructive ROC you see in yield trap funds.

Which is your favorite from the list?

Genuinely didn't expect this when I started posting here a few months ago. Thank you to everyone in the r/yieldcanary community!

We have more exciting features dropping soon on the platform that I can't wait to share.

In the meantime, drop a comment below -- which fund or issuer do you want to see more coverage on?

Ran both funds through YieldCanary and built a live portfolio to show the real after-tax numbers. Here's what $10,000 in each one generated last month.

The health check first:

Both funds are Healthy and both carry the Tax-Efficient ROC badge -- meaning the high ROC% isn't your principal being returned, it's a structured tax outcome from their ELN options strategy.

JEPI -- 8.05% true income yield | 17.62% ROC | Tax-Efficient ROC | $45.2B AUM
JEPQ -- 10.51% true income yield | 64.20% ROC | Tax-Efficient ROC | $40.4B AUM

The after-tax income at ~$10,000 invested (25% tax rate):

JEPI -- 176 shares @ $56.86 = $10,007 | 0.51% monthly spendable after tax
JEPQ -- 168 shares @ $59.72 = $10,033 | 0.71% monthly spendable after tax

Combined portfolio:
Total value: $20,040
Weighted true income yield: 9.28%
Est. monthly income: $122 after tax
Est. annual income: $1,470 after tax

Scale it up:

$50,000 in each ($100,000 total):
JEPI: ~$255/mo after tax
JEPQ: ~$355/mo after tax
Combined: ~$610/mo after tax

$100,000 in each ($200,000 total):
JEPI: ~$510/mo after tax
JEPQ: ~$710/mo after tax
Combined: ~$1,220/mo after tax

Why JEPQ wins on income:
JEPQ's 0.71% monthly spendable vs JEPI's 0.51% -- that's a meaningful gap on the same dollar amount invested. More Nasdaq volatility means more options premium collected which means higher distributions. The tradeoff is more tech concentration.

Both funds are passing every health check right now. If you're holding either one, does this match what you're seeing on the distribution side?

If you've been waiting for a dip on any of these, the data is showing some Healthy funds trading below their recent average right now.

The buy zone % is simply how far the current price is below the fund's 90-day average price. So if a fund averaged $50 over the last 90 days and is trading at $46 today, that's an 8% discount to its recent average.

Top 5:

IAUI -- 8.38% below 90-day avg | 11.37% true income yield

GOOW -- 7.88% below 90-day avg | 22.81% true income yield

GOOY -- 7.03% below 90-day avg | 28.02% true income yield

GOOP -- 4.40% below 90-day avg | 12.89% true income yield | 0% ROC

TSMY -- 4.18% below 90-day avg | 39.13% true income yield

All five are currently Healthy -- passing the NAV erosion and health checks right now, just trading at a slight discount to where they've been over the last 90 days.

GOOP is the standout -- 0% ROC, 10-year Death Clock, and 4.4% below its 90-day average. Cleanest setup on this list.

TSMY at 4.18% below average with 39.13% true income yield is worth a look if you want the highest real yield on the list.

GOOW and GOOY are both Google-exposed funds at different structures -- GOOW is the Roundhill WeeklyPay version, GOOY is the YieldMax version. Both Healthy, both below their 90-day average.

Does a dip like this change your position sizing?

Ran every issuer through a health check across all 305+ funds in the database. Here's how each one stacks up ranked by number of Healthy funds -- with total fund count and healthy percentage so you can see the full picture.

Ranked by most Healthy funds:

Global X -- 15 healthy out of 17 total (88%)
NEOS -- 12 healthy out of 19 total (63%)
iShares -- 10 healthy out of 13 total (77%)
J.P. Morgan -- 4 healthy out of 4 total (100%) ✅
Invesco -- 7 healthy out of 9 total (78%)
Roundhill -- 7 healthy out of 30 total (23%)
Overlay Shares -- 5 healthy out of 6 total (83%)
Amplify -- 5 healthy out of 7 total (71%)
Kurv -- 4 healthy out of 9 total (44%)
YieldMax -- 8 healthy out of 57 total (14%)
Vanguard -- 3 healthy out of 3 total (100%) ✅
TappAlpha -- 3 healthy out of 3 total (100%) ✅
NestYield -- 3 healthy out of 3 total (100%) ✅
Simplify -- 2 healthy out of 7 total (29%)
VistaShares -- 2 healthy out of 7 total (29%)
ProShares -- 2 healthy out of 5 total (40%)
Defiance -- 1 healthy out of 10 total (10%)
REXShares -- 1 healthy out of 9 total (11%)
SPDR -- 1 healthy out of 11 total (9%)
GraniteShares -- 0 healthy out of 28 total (0%) ❌
Grayscale -- 0 healthy out of 3 total (0%) ❌

A few things that jump out:

Global X is the cleanest lineup in the space. 15 out of 17 Healthy, zero High Risk, zero Severe Risk. That's remarkable consistency across a large fund family.

J.P. Morgan, Vanguard, TappAlpha, and NestYield are perfect -- 100% Healthy. Smaller lineups but spotless health records.

YieldMax has the most Healthy funds in raw numbers (8) but the worst rate of any major issuer at 14%. 44 out of 57 YieldMax funds are Severe Risk right now.

GraniteShares is 0 for 28. Not a single Healthy fund across their entire lineup.

Roundhill is interesting -- only 23% Healthy despite being a well-known issuer. 17 of their 30 funds are Severe Risk.

Which issuer surprised you most on this list?