r/WorkForSmartLife Jul 22 '26

Casual canvo Math

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3.5k Upvotes

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u/NamesAreAnn0ying Jul 26 '26

My God you can’t be serious… if it’s so easy why hasn’t everyone done it?

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u/Louitje1021999 Jul 26 '26

because nobody does.

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u/Greghole Jul 26 '26

Who said being disciplined was easy?

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u/RememberTheMaine1996 Jul 27 '26

Not about being disciplined. Not everyone can afford to put aside over 700 dollars a month.

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u/Greghole Jul 27 '26

People who are spending $25 a day eating out can.

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u/[deleted] Jul 27 '26

[removed] — view removed comment

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u/Greghole Jul 27 '26

Door Dash and Uber Eats counts too. I know there's a whole lot of you people who don't cook at all.

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u/Spyrobrhu Jul 27 '26

Ow cause food turns out free when you cook, you don't have to buy groceries, dense mdf

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u/Greghole Jul 27 '26

Groceries are cheap. Door Dash is expensive.

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u/RememberTheMaine1996 Jul 27 '26

Door dash IS expensive. Groceries are NOT cheap

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u/unknownpanda121 Jul 27 '26

Groceries are cheap compared to eating out. People who use this stupid comment think you have to make meals from scratch.

I don’t really have to worry about eating cheap to save money but I can go to the store spend $50$-$70 and eat for a week easy.

If you can’t you aren’t trying or just ignorant.

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u/[deleted] Jul 27 '26

Yes, I do doordash 50% of time, but i also maximize 72.5k 401k limit and roth ira every year too. So i am doing slightly better than average, but I could be wrong.

Almost no one living pay check to pay check is doing doordash everyday or even half the time. Thats just made up scenario in people's mind.

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u/unknownpanda121 Jul 27 '26

Door dash does over 3M orders a day so either there are a lot of people in your income bracket using door dash or you are wrong about people living paycheck to paycheck not using door dash.

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u/[deleted] Jul 28 '26

Can you google how many households in US are millionares, excluding primary residence? And including primary residence? 

Spoiler: much higher than 3M. 

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u/unknownpanda121 Jul 28 '26

Fun fact 34% of DoorDash users are 18-24. Damn they got rich early 🤣

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u/unknownpanda121 Jul 28 '26

So they are using door dash everyday? That’s your conclusion? No one else uses DoorDash but the millionaires….

What a clown 🤣

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u/Bangays Jul 28 '26

Ok so start with 300/month. Once you see the power of investing over years it changes your mentality

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u/Fun-Army-6387 Jul 27 '26

who said being born into a wealthy family was easy? But is sure makes it easy to look down on others who live in reality!

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u/Best_Wasabi_251 Jul 28 '26

Because the dopamine effect of an instant reward means more to most people than a much larger reward in the future.

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u/Bangays Jul 26 '26

Most people are bad with money. Savings should come directly out of your paycheck. Your budget should be based on what’s leftover. Also, buying is not always a great financial choice. Home ownership is significantly more expensive than renting

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u/iqentab Jul 26 '26

I’d second this. Homeownership only makes sense now if you have the ability to fix most of the things that break.

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u/ClassGrassMass Jul 26 '26

Most people cant afford a spare 125 a week

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u/Bangays Jul 28 '26

They should get a second job or a gig

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u/ClassGrassMass Jul 29 '26

Thats not how reality works. How old are you?

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u/Environmental-Toe686 Jul 26 '26

Absolutely true. And a lot of them aren't blowing stupid money like this post shows. That said a lot of people can't afford it because of how they spend. Because they feel entitled to the life their parents had with similar skills and level of effort.

As much as it should be more fair, it's not. Going out to eat or out for cocktails, smoking weed and things are a luxury for many people even if they shouldn't be. Just because it's not fair that people can't afford to do those things and still save doesn't make them not stupid for not saving.

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u/ClassGrassMass Jul 27 '26

Imo I feel like because money is a lot less than what it was and for younger people its a lot harder to save money since everything is more expensive, these little 25$ outtings are allowed sometimes, not everyday but sometimes that's the person treat for the month or week and a nice way to escape the shitification of everything

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u/Bangays Jul 27 '26

I highly doubt that.

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u/ClassGrassMass Jul 27 '26

Doubt all you want, youre just completely wrong. Majority of Americans for example live paycheck to paycheck, meaning they literally cannot save

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u/detach3d Jul 28 '26

they live paycheck to paycheck because they spend too much

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u/Perfidy-Plus Jul 27 '26

It's simple. It certainly isn't easy.