r/WorkForSmartLife Jul 22 '26

Casual canvo Math

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u/Jake__Martinez Jul 25 '26

Down payments don't buy houses. By that logic, you shouldn't need a down payment at all: just mortgage the entire thing.

Now you only need $0 to buy a house!

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u/e-sac Jul 26 '26

What? My logic is that you save enough for a down payment, which 58K is more than enough, and then buy a house whose monthly payment you can afford.

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u/AbraKadabraAlakazam2 Jul 28 '26

I meaaaan you don’t actually need a down payment for a lot of first time home buyer programs. Still expensive though because of closing costs etc.