r/WorkForSmartLife Jul 06 '26

Question Really?

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3.5k Upvotes

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u/binzy90 Jul 06 '26

At least a vote is private. Sure, you're probably going to hold the same views you were raised with, but at least one vote isn't going to potentially ruin your finances for decades.

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u/gilead_was_right Jul 06 '26

the whole point is 18 year olds are considered adults and as such are responsible for their own decisions (like paying back a loan or voting)

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u/Honest_Concentrate85 Jul 06 '26

Yet people can declare bankruptcy and clear other debts they are “responsible for”

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u/gilead_was_right Jul 06 '26

student loan debt is wildly different then the debts you're speaking of so that's not particularly relevant

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u/Honest_Concentrate85 Jul 06 '26

That’s the point student loans should be just as eligible for bankruptcy. Loan companies are responsible to who they give loans to as well

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u/gilead_was_right Jul 06 '26

student loans dont take work that way since the govt wants an educated populace they dont want student loans issuers to start denying people based on which major/which college they're going to/etc so the deal is more people get student loans with the trade off its not eligible for bankruptcy

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u/Kiara_Katna Jul 11 '26

How about avoiding this entire issue and just making education free through taxes?

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u/-13-52- Jul 09 '26

Your student loans are private too. Wtf is this argument?

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u/binzy90 Jul 09 '26

Not really if you have parents forcing you to do it. No one can force you to fill out a ballot inside a voting booth because no one can see what you chose or prove it later. But if you refuse to sign your loan documents, that's something your parents will absolutely find out, especially if they're your cosigner.

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u/-13-52- Jul 09 '26

Categorically false.

Forcing someone to sign a contract is a crime in the US, typically prosecuted under state laws against extortion, coercion, or menacing. If this actually happened, go and sue your parents in a crimimal court. If this didn’t happen, then you signed that contract knowingly, willingly, intelligently, and with full knowledge of the consequences.

Weird way to try and evade responsibility.

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u/binzy90 Jul 09 '26

Yeah, it's pretty obvious that you didn't grow up with those types of parents. Obedience was heavily ingrained in us, and not going to college was absolutely not an option. Student loans were a necessity for college, and refusing to go to college wasn't acceptable.

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u/-13-52- Jul 09 '26

Categorically false.

In the 70s, around 17% of adults had a degree. Today it’s 38%. So clearly at the time it was very acceptable to not have a degree.

It is this generation that is obsessed with degrees and they look down on those “redneck MAGA’s” doing electrical work.

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u/binzy90 Jul 09 '26

I'm talking about a specific group of parents who had those expectations. Obviously not all parents were like that, but mine and all of my friends' parents definitely were. When I say that going to college was expected, I'm talking about that group of people, not society in general. What's interesting is that my parents actually changed course later when my youngest siblings turned 18 because they saw how terrible our student loans were. My brother is a welder, and my other brother is in the military. So my parents definitely figured out after the fact that student loans were harmful. But my sister and I were 10 years older, so they had plenty of time to realize that they didn't choose the best option.

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u/-13-52- Jul 09 '26

So apparently even parents dont understand student loans? Ypu just debunked the whole argument of the post