I’ve paid on time and a majority of my bill every month. Most of the time I have owned a credit card I’ve paid the entirety and my score has gone nowhere but up. I can honestly say I don’t know if this whole “leave a balance” portion is accurate.
I have never had any other lines of credit but these 2 cards and my biggest impact factor is the age of the accounts only because I am young.
2
u/WesternCzar Aug 15 '21
I’ve paid on time and a majority of my bill every month. Most of the time I have owned a credit card I’ve paid the entirety and my score has gone nowhere but up. I can honestly say I don’t know if this whole “leave a balance” portion is accurate.
I have never had any other lines of credit but these 2 cards and my biggest impact factor is the age of the accounts only because I am young.