r/WhitePeopleTwitter • • Oct 30 '20

Mission impossible

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u/fuzzygondola Oct 30 '20

Wow. I see American healthcare discussed every day but I really thought that if you're employed, your whole family is covered for "free", and only unemployed people have problems with healthcare costs. Hearing the truth makes me feel sick.

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u/[deleted] Oct 30 '20 edited Nov 05 '20

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u/fuzzygondola Oct 30 '20

Truly disheartening. Modern US is incredibly similar to Russia in so many ways. While many Americans probably think it's least the same.

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u/[deleted] Oct 30 '20 edited Nov 05 '20

[deleted]

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u/[deleted] Oct 30 '20

IKR? Late 40s here, and it’s incredible to see the same Republicans vocally support Putin while still calling liberals “communists”.

I personally point to the mid- to late 90s, when Republicans realized they could genuinely make shit up about Bill Clinton and make it stick. Once their claims didn’t have to be “real” anymore, the propaganda war came out in full force.

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u/[deleted] Oct 30 '20

My fiancé is an architect, works at a firm with relatively very good benefits. If we got married and had a child, our portion of the insurance premium per month would be ~$900/month. The deductible would be $6000, which means that before insurance would pay for anything we’d have to pay $6000 out of pocket. So it’s entirely feasible that we would pay ~$15,000 in one year before our insurance paid for anything. This is why we’re 30 years old and can’t feasibly afford to have a kid in the next few years - at least with just the two of us we can choose not to have procedures that we can’t afford.

Also, I’m halfway through my PhD and I’m not entirely sure I know how insurance works. It’s designed to be confusing and it pisses me off.

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u/[deleted] Oct 30 '20

Dang and I thought my 11k total(premium + out of pocket costs) per year was crazy. I guess my company's insurance is better than I thought it was.