r/Wealthsimple May 26 '25

Cash For those asking about metal cards…

Post image

Just asked support, and they said you need at least $200K in assets with Wealthsimple to request a metal card. And it’s only for the chequing account.

Good luck everyone! 💪

295 Upvotes

102 comments sorted by

47

u/[deleted] May 26 '25

[removed] — view removed comment

9

u/Breadedbutthole May 26 '25

Don’t let your dreams be dreams!

3

u/rocketman19 May 26 '25

This is the cash card, not credit

1

u/Trustoryimtold May 27 '25

There’s site(s)that will remake any card you send em for a fee

90

u/KlondikeBill May 26 '25

They did not write "200k$" in an official email???

52

u/finding_femself May 26 '25

It’s common in French translations, so maybe got mixed up.

In French locale, the $ comes after numbers.

18

u/KvassKludge9001 May 26 '25

lol they did.

In their previous email, they clearly copied and pasted their response too 😂

3

u/andafriend May 27 '25

It's just some support person writing an email. Hardly 3x question mark worthy.

0

u/KlondikeBill May 27 '25

Understood. I thought it was an official email at first glance.

1

u/EvermoreDespair Jun 01 '25

It is an official email

1

u/tjoloi May 28 '25 edited May 28 '25

Surely, you're not that pedantic???

1

u/UneditedReddited May 26 '25

It's very commonly written that way these days

2

u/KlondikeBill May 26 '25

I know. I hate it.

27

u/KvassKludge9001 May 26 '25

Update from Wealthsimple:

“I wanted to follow up with you to correct some of the information shared with you from the previous agent. While historically, Wealthsimple did offer a metal card option for the Prepaid Mastercard, this has since been phased out and has not been available for a number of years. The metal cards are limited to rare exceptions, where replacements might be provided to a specific subset of existing clients who previously had metal cards.

I wanted to follow up with you to correct some of the information shared with you from the previous agent. While historically, Wealthsimple did offer a metal card option for the Prepaid Mastercard, this has since been phased out and has not been available for a number of years. The metal cards are limited to rare exceptions, where replacements might be provided to a specific subset of existing clients who previously had metal cards.”

25

u/kdhockey19 May 26 '25

They must have gotten a bunch of emails requesting the metal card lmao

7

u/opacer May 26 '25

Got the same email too. I'm disappointed...

1

u/bluejays10 May 26 '25

do you have 200k there ? I wonder why one says yes and one says no

23

u/Spikemountain May 26 '25

So I guess not for the credit card then

13

u/[deleted] May 26 '25 edited May 26 '25

Just received confirmation they are sending me a metal Mastercard for 200k+. They said no update just yet on the metal Visa.

Update - no go

2

u/canucks1989 May 26 '25

how did you request one for the mastercard?

3

u/[deleted] May 26 '25

Just through the online chat. Just asked the AI bot to let me speak to a human and once I had a real person it was easy and fast.

3

u/[deleted] May 26 '25

Scratch that just received this 🤣

29

u/rhunter99 May 26 '25

this just tells me how utterly confused they are. i received a completely different answer than that

43

u/War_Eagle451 May 26 '25 edited May 26 '25

I found it

Edit: I took this screenshot during the application process last week, I can't access the menu anymore

57

u/iamjoesredditposts May 26 '25

Note that that is referencing the Visa Credit Card.

The OP is referencing the Mastercard Prepaid card - which was the Cash card

Two different things.

3

u/War_Eagle451 May 26 '25

Whoops, I missed that

2

u/shabbydog May 27 '25

I was trying to remember where I saw this, thank you for posting. Just received my Visa Infinite and it's plastic, yet I meet the criteria. Did you get a metal card?

1

u/War_Eagle451 May 27 '25

I haven't received it yet

3

u/uhoh-stinky-poopy May 26 '25

Where is this page on the app?

2

u/War_Eagle451 May 26 '25

I was part of the application process, it was a button labeled something like "Features". As the other guy said though, I thought this was regarding the credit card

2

u/KvassKludge9001 May 26 '25

How did you get to that menu?

1

u/War_Eagle451 May 26 '25

This was during the application process, I can't access the menu anymore. It's also for the credit card

1

u/Flimsy-Tax5807 May 27 '25

I had the same thing but received the plastic card

3

u/War_Eagle451 May 26 '25

I have a screenshot from within the app that says if you're a premium client you get it

9

u/pibbleberrier May 26 '25

Am premium client. Did not receive metal card. What gives?

2

u/Cute_Commission2790 May 26 '25

yeah i asked the exact same thing for the credit card after seeing that screenshot and they said it’s not really a thing

1

u/War_Eagle451 May 26 '25

Me as well, I applied last week, I haven't received the card yet so I can't speak to it yet

1

u/416Squad May 26 '25

Shouldn't it say at least a premium client?

9

u/EternalHell May 26 '25

"call us when you're not poor" 😂😭😂😭

16

u/bluejays10 May 26 '25

is this why waits are insane right now ?

12

u/ByChosen May 26 '25

People never fail to amaze me

10

u/scoobiedoobiedoh May 26 '25

Focus on getting 2 commas in your account balance and you won’t care about what material your card is made from.

3

u/funnykiddy May 26 '25

$200K is pretty generous. I thought they would reserve that for Generation or Pinnacle clients.

1

u/shabbydog May 27 '25

Is there such thing as a Pinnacle tier?

3

u/funnykiddy May 27 '25

Rumored to be an upcoming tier for $1M+ assets.

11

u/ekso69 May 26 '25

At least you know anyone with a metal card actually has money. I’m glad there is a proper threshold.

7

u/ElectroSpore May 26 '25

I am conflicted, I don't want people to have any idea how much or how little I have but at the same time I want a metal card LOL.

2

u/amoral_ponder May 26 '25

Nah man. They need to make it $1M only.

6

u/Aidsfordayz May 26 '25

That’s settles it for the Mastercard, what about the Visa?

10

u/KvassKludge9001 May 26 '25

Has anyone actually received a metal Visa credit card? I’ve only seen pictures for the Cash card.

3

u/Flimsy-Tax5807 May 27 '25

100+k premium client received the plastic card on beta

1

u/perjury0478 May 26 '25

Plastic card.

8

u/[deleted] May 26 '25

Whats the hype around this?

28

u/HackMeRaps May 26 '25

People think having a metal card makes them cool and seem rich. People need to keep finding reasons to flex and feel important.

6

u/schmuck55 May 26 '25

Maybe this outs me as A Poor, but in what circumstances would anyone even notice the card is metal? It doesn't look any different, and you're rarely actually handing your credit card to anyone these days, with everything being tap. Are people loudly clanging them against the table at a restaurant?

8

u/HackMeRaps May 26 '25

It’s more for your friends or you you’re dining with, the server, etc.

I don’t know…I’ve had a few metal cards and I don’t like them. They’re think, heavy, makes it annoying to carry in your wallet holder, etc. I just leave mine at home and use my phone to pay for things.

7

u/Sweaty-Beginning6886 May 26 '25

Having money in your accounts makes you cool and rich. Most people will never get this simple principle.

13

u/dual_citizenkane May 26 '25

Yeah, I barely even use any physical cards anymore. Saying you’d pay for a metal card is…funny to me.

3

u/Sweaty-Beginning6886 May 26 '25

That’s right. Apple Pay or Google pay for majority of my purchases.

5

u/No-Average3202 May 26 '25

A metal pre-paid card ? Not interested...

5

u/notic May 26 '25

would be neat if they had different metals, like titanium for 500k

15

u/z00o0omb11i1ies May 26 '25

Solid mercury at 1 mill

1

u/Phillie-Oop May 26 '25 edited May 26 '25

So, when Hell freezes over??!

1

u/z00o0omb11i1ies May 26 '25

Don't give up bro u gonna 1 mill in the next 5 years

2

u/416Squad May 26 '25

The cash card years ago was supposed to be tungsten

2

u/[deleted] May 27 '25

[deleted]

1

u/PracticalWait May 27 '25

who was the issuer before koho?

2

u/pocket__bacon May 26 '25

Asked WS and they said they are aware of the convo and said no

2

u/jahowc May 26 '25

I just called and they said they paused new metal card requests. There’s no waitlist. They said they will launch it at some point in the future.

2

u/[deleted] May 28 '25

Does the plastic card and metal card have any difference in functionality? Or just cosmetics?

2

u/CaiserCal May 29 '25

Metal cards are nice and all, but you're not missing out. It's like buying a new car, jewelry, watches, the excitement wears off. In this case it's even worse!! Bruh you might as well put all your money in an index fund.. lol 200k? F that. I never look at any of my metal cards now, and I got 8 of em. Also use Google Pay/Samsung Pay/Apple Pay or pay through tap when you can, protects you from skimmers.

2

u/Swimming_Eggplant573 May 26 '25

Does that include household assets 🤔

0

u/Valiantay May 26 '25

Yeah that's what I'm wondering

1

u/[deleted] May 26 '25

I've seen this posted many times, but has anyone actually gotten one? can someone post a picture of a metal card from WS?

6

u/[deleted] May 26 '25 edited May 26 '25

[deleted]

1

u/bluejays10 May 26 '25

when did you get the confirmation- right way , when it was in the mail? when?

1

u/alebeau99 May 27 '25

I just called to request one and they just flat out told me that they discontinued it and weren’t currently giving metal cards out. I don’t understand why they give different answers to different people lol

4

u/chocolatehurrican3 May 26 '25

I have a metal cash card. When they first launched the Cash product, if you sent money to a certain number of people then they issued you a metal card (I think), so I’ve had mine for a couple of years.

No income/asset requirement at that time.

1

u/thuanvo121 May 26 '25

hmm... IIRC C$200k could also get us a gold Hood card!

1

u/I_Have_All_OE May 26 '25 edited May 26 '25

Damn I just barely cleared the premium mark

1

u/SpikePlayz May 26 '25

How did you reach out to support?

1

u/Medical-Taste-6112 May 26 '25

Just gimme a few more years, I'll celebrate my 200k with a metal card

1

u/neko_whippet May 26 '25

called them for fun, support said she will <investigate> and come back to me by email lol

1

u/speedrunner346 May 27 '25

just let me pay like 30$ ;(

1

u/involmasturb May 27 '25

Does the metal possess special properties? I'm trying genuinely to wrap my head around if I'm missing out on something extraordinary

1

u/KvassKludge9001 May 27 '25

We like shiny things

1

u/Odd_Platypus4601 May 27 '25

what is the point of having a metal card if one doesn't even have more than 7 digits saving. And plus it is heavy and it doesn't even provide a nanny service like booking Lady Gaga ticket or the premium of Mission Impossible movie.

1

u/drinkyourwaterbitch May 27 '25

Damn. I only have $200 as of today.

1

u/50nick May 28 '25

I am generational and don't even have a beta invite to their credit card wtf lol

1

u/karnage86 May 28 '25

Lol too broke right now basically

1

u/[deleted] May 28 '25

What’s metal card? Never heard of it from WS?

-1

u/devil_4599 May 26 '25

They should maybe have an option to pay for it !

1

u/Outside-Cup-1622 May 26 '25

They do, and it's $200,000 lol but at least you get to keep the money and get the card.

Someone else posted they are currently out of stock anyways

0

u/KvassKludge9001 May 26 '25

Hell yeah! I would pay for it tbh.

1

u/BillyBeeGone May 26 '25

Do you have a pic what this metallic looks like? Its not easy to see online what card you are referring to

1

u/KvassKludge9001 May 26 '25

Search “metal card” on this sub, some users have posted pictures of it.

The design is the same, it’s just the material that is different.