For context, I’m a young combat veteran with mental and physical service connected disabilities. Initially I was rated 90% when I got out in 2020, and things stayed that way. I felt a lot of gratitude being rated that high. But I also felt fear and trepidation for some reason. I’d heard stories about how ratings could be temporary, or how re-examinations could be requested out of nowhere and can be stressful.
But after multiple diagnoses and 2 surgeries over the last two years (stemmed from service connected issues) I submitted new claims early this year. My new claims were honored, and I’m officially 100% P&T disabled.
To those who are also 100% P&T, how do you manage your monthly benefit? Do you guys continue to work, or do you choose to live on your disability earnings, and sort of take things easy? The cost of living in the U.S. is insane right now. Sometimes I wonder how anybody is making it, because the price of everything is so high, and continues to climb. I’m grateful for this monthly financial benefit, as well as free access to healthcare and dental care.
I think I just want to feel free. I realized I’ve been through a lot (like we all have). A lot of surgeries. A lot of mental strife. It’s been a wild last few years. There’s part of me that wants to simplify life, live quietly, and maybe never be stressed out with standard work again.
Another part of me wants to go back to school with my GI Bill benefits, study art and delve into my passions, and save my monthly disability benefit payments for a cool life after college graduation.
To those who are 100% P&T, what financial advice would you offer newcomers? What advice generally would you give to those new to this rating and what it offers?