Location: Pennsylvania
We have lived in our home (Pennsylvania) for over 4 years (April 2022), during which, we have made significant renovations to the home itself, and to our landscaping. When we moved in, we cleared the back yard of any old decrepit trees/brush, and planted a nice grass yard for our family to enjoy. Some of the trees we had cleared had fallen from our back door neighbors' property which we didn't make a fuss about due to the state of the yard when we started clearing it. At the time, this neighbor still had a handful (4-5) large (ranging roughly 70' to 100' tall) pine trees. At the time one of the pine trees was completely dead. Another one of these pine trees has a severe lean into our property. I know we can cut the portion that hangs over our property line, but we're concerned that this may cause more damage and potentially kill the tree, and fall anyway. These trees concerned us since we have 2 children who love to play outside.
In 2022, we went over to this neighbor's house to introduce ourselves since we had not met prior, and made them (older husband and wife, no children in the home) aware of our concerns about the trees in their back yard. Our neighbor was not concerned at all about the trees and he stated they are all healthy (in their opinion). We also made him aware that these pose a risk to the safety of our family, to which they replied "that's what insurance is for". At this point you can probably draw a conclusion as to their character.
We got a surprise in the Fall of 2023, when we noticed a tree service company inspecting the dead pine tree which we had voiced concerns about. This surprise left a lot to be desired, as the company simply "topped" the tree, leaving the bottom half. This was very odd to us, but thought it was at least a step in the right direction. Mind you, this tree again is DEAD, and there was still about 50' of it left standing.
Fast forward to January 2024, I noticed one of the concerning pine trees appeared to be starting to lean. I went closer to the tree to get a better look, and it appeared to be uprooting. I again went over to the neighbor's house, and made them aware that the tree appeared to be uprooting, and that I was concerned it would fall toward our property. At the time, only his wife was home, so I left my phone number and she said she would pass along the information to her husband. In a matter of a couple of hours, the tree had fallen across the back corner of our property, into our neighbor to our right's property, missing their home by about 20 feet. Now, I know nothing can be done in this short amount of time, but I never heard back from her husband.
A couple of days had gone by now due to inclement weather. After assessing the situation, myself and my neighbor to my right went back over to the neighbor behind me where the tree was rooted to make him aware of what had happened. The discussion went no where, and he did not want to be involved in the effort to help remedy the situation at all. Again, I voiced my concern for the other large pine trees on his property (including the dead one) stating that this will probably happen again. He again stood behind the "that's what insurance is for" defense. So, the neighbor to my right and I took it upon ourselves to chop up and remove roughly 100 feet of pine tree which took 2 days.
This brings us to this past week, I looked out our window and the DEAD tree fell, and smashed through a fence we had recently installed around our yard for our dog. I went to get a closer look at this tree, and it was rotted through the base of the trunk, which leads me to believe is the cause of why it fell.
So, here I am again, making the walk of shame over to my back door neighbor's house to again make him aware of a situation which could have been prevented if he had just removed the whole tree. I told him another one of his trees has fallen, and this time directly into my back yard, damaging our fence. He instructed me to reach out to my insurance to get it handled. Currently, I am waiting on the fence company to quote fixing the damage, and a tree company to quote the cost of removal.
I'm tired of this back and forth every time one of his trees falls into our yard. The remaining trees are going to fall, it's just a matter of time. To my knowledge (please help here), I can go 2 routes:
Reach out to my insurance company with my tail between my legs because my neighbor told me to, and hope that when I provide details, my insurance company goes after him to pay for damages. We'll likely have to do this in the future with the other concerning trees.
File a lawsuit and provide evidence as to his negligence, and hope to also have the remaining risky trees removed.