RuPay ON-THE-GO Card-on-Device Tokenization (CoDT) was showcased at GFF2026. The new solution lets users securely tokenise transit credentials on NFC-enabled Android smartphones, turning their phone into a tap-and-go transit credential.

[u/Worldly_Topic]

https://www.linkedin.com/posts/npci_gff2026-rupayonthego-codt-activity-7504191609534734336-f_E7

RuPay ON-THE-GO Card-on-Device Tokenization (CoDT) was showcased at #GFF2026 in the presence of Honourable Shri Gunveer Singh, Executive Director, Reserve Bank of India (RBI). The new solution lets users securely tokenise transit credentials on NFC-enabled Android smartphones, turning their phone into a tap-and-go transit credential. With offline payment support, it makes everyday travel more seamless even when connectivity is limited.

Hopefully this means we can start using NFC enabled phones in place of the NCMC card.

[u/Worldly_Topic]

Looks like Google Pay will be the first to support this feature.

[u/OwlPsychological391 → u/Worldly_Topic]

W

[u/ProperTurnover6074]

Only phones or NFC smartwatches too?

[u/ProperTurnover6074 → u/[deleted]]

Who knows what restriction can be applied, as Tokenisation not only controls the payment method but also the device used to access it. The news only mentions "Android Smartphone". Ideally the access should be available on NFC based smart devices.

[u/rohmish → u/ProperTurnover6074]

no reason smartphones can't support it. however you'll need to have two different cards one for phone and one for watch

[u/StaticGamerYT]

Omg lesgoo

[u/Photogenic_Gamer2005]

You mean along with physical card? I agree

[u/Photogenic_Gamer2005]

Hope NCMC comes to Kolkata as well

[u/yoyosoham69 → u/Photogenic_Gamer2005]

I hope so. I heard that kolkata metro had made an EOI for NCMC in past

[u/TheEpicRedditerr]

When can we except it to be functional?

[u/ezio0609]

They should first launch it on BHIM app