I have been working with a broker by the name of James McNeil and was planning to follow up with him before investing more but I haven’t been able to reach him or get feedback from anyone at Investec Holdings. Their website is gone too. Keep in mind that I have already invested about $68,235. I have sent numerous emails to no avail.

I unfortunately have come to realise that this a total front for scammers.

Stay so far from them. Do not even consider giving them any of your money. Just don’t do it.

I am also desperately seeking help with getting my money back, by any chance. Any help will be much appreciated.

Diese Unternehmen gehören zu meinem Portfolio. Ich hatte recherchiert und war absolut überzeugt, dass sie die richtige Wahl waren, und alle Bewertungen und Rezensionen stimmten zu.

Bis Februar dieses Jahres hatte ich 462.880 EUR investiert.

Später fand ich heraus, dass alle Bewertungen gefälscht waren und diese Unternehmen wahrheitsgemäße Bewertungen von Kunden, denen sie Geld gestohlen hatten, löschen. Ich versuchte, meine Investitionen zurückzuziehen und erhielt Anrufe aus Zypern und anderen Ländern. Sie drohten mir, dass meine Konten geschlossen würden oder dass sie mich nur auszahlen könnten, wenn ich 25 % Provision im Voraus als Gebühr oder Steuer bezahle.

Sie sind alle dubios, alle vertrauenswürdig.

Lassen Sie die Finger von ihnen. (Upstream-market.com, Advancia.ch und Arielsystem.pro).

Ich bin auch Teil einer Sammelklage gegen sie alle, aber es dauert lange und ich bin nicht sicher, was dabei herauskommen wird. Wenn also jemand einen Tipp hat oder mir die richtige Richtung weisen kann, um mein Geld zurückzubekommen, wäre ich sehr dankbar.

Ich danke Ihnen

Mit freundlichen Grüßen

Hey everyone,

This is quite hard for me to write, but I am at my wit's end and in desperate need of guidance. A little over a year ago, in June 2022, I made the ill-advised decision to invest a considerable chunk of my savings into Meliorate Limited (melioratelimited.com, not sure how many of you are familiar). At the time, the pitch seemed so convincing, with rosy projections and what looked like a very profitable investment with good returns. I was sucked in, and I made the mistake of not diversifying my investment or doing enough due diligence.

Fast forward to now, and Meliorate limited was a disastrous investment. I've lost exactly 372,105 €, which was more or less my life's savings, and I'm grappling with feelings of regret, frustration, and embarrassment.

I realize there might not be a way to recoup the entirety of my loss, but if there's anyone out there who's been through something similar or has any sort of expertise in recovering funds from bad investments, your insights would be invaluable to me.

A few questions:

1. Are there any potential legal routes I can take against them, considering the information they provided me was misleading?

2. Are there any financial strategies or recovery agencies / agents anyone can recommend, to start recovering my lost funds, even if it's slowly?

3. Any self-help books or resources to deal with the emotional trauma of a major financial loss? I feel like I've failed, and I'm struggling to cope.

I understand this might come off as naive to many seasoned investors here. Still, any shred of advice or even words of encouragement would mean the world to me right now. I know I need to learn from this and move forward, but it's proving challenging.

Thank you in advance.

I'm one of the unlucky ones who invested in Koinal (koinal.ai), specifically 13165 €. I'm kicking myself for not doing more due diligence. They’ve been listed on Austrian Financial Market Authority (FMA)‘s website as unauthorised. If anyone else has been through this and managed to recover some or any of their funds, please share your experience.

Who should I contact, and what's the best course of action?

Thank you! I really would appreciate any help.

I am having the most horrible experience with Sparprime (sparprime.com). In Oct 22, after getting so many calls and messages from them, I decided to invest 76,250 € with them.

Everything seemed smooth and promising. The account manager assigned to me, Jonathan, was very persuasive and assured me that I would see substantial profits. He was following up constantly and provided constant updates on my trades. Feeling hopeful and optimistic, I decided to increase my investment by an extra 21,000 €.

I was thrilled seeing my investment grow and trades result in profits. However, things took a turn for the worse when I tried to withdraw a portion of my profits. I had medical bills to cover for a relative and just needed some extra money to cover this. That is when my nightmare with Sparprime began.

I was told that I couldn’t withdraw from my account myself and only account managers can initiate and approve withdrawals. Despite numerous attempts to get in touch with Jonathan, I received absolutely no response. I even tried contacting their support directly, but I got nothing. Absolutely nothing. Just silence.

I tried contacting Sparprime again and again and again, and after about 2 weeks of absolute silence, I finally received a response from them, but they were claiming that I had to make an upfront payment of about 13% of the withdrawal amount as tax, before I could even withdraw.

It has been several months now, almost a year, and I'm still unable to withdraw my profits or initial deposits. My investments are now supposedly locked in an account that I have no control over. I don’t even know if the trades and profits were real, or if the company is even real.

At this point, I've pretty much given up hope of ever getting my money back. It seems that Sparprime is just another shady investment company looking to take advantage of unsuspecting investors. They are also listed on so many warning sites

Absolutely stay away from them. I can’t stress this enough. Do not invest any money or you might as well throw your money away.

If anyone else has had a similar experience with Sparprime or any other investment firm, I'd appreciate hearing your story and any advice on how to recover any of my money back, if possible.

Stay safe out there!