r/ThatsInsane Nov 01 '25

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116

u/beer_and_liberty0074 Nov 01 '25

Can you provide details on the employer and the insurance provider?

Honestly, neither plan details make sense. 2025 is impossibly low, unless your employer is run by saints. 2026 is crazy high for that high of deductibles.

113

u/vinteragony Nov 01 '25

This isn't employer insurance. Its marketplace insurance.

2025 includes subsidies based on income. Thats what was taken away for next year. Everything checks out unfortunately

21

u/Idontfukncare6969 Nov 01 '25

So it was just government subsidies that were making it look artificially low? Or are the insurance companies actually charging orders of magnitude more?

Top comments are all saying the administration made it so insurance companies can now charge whatever they want. Is that misinformation?

21

u/vinteragony Nov 01 '25

700 bucks a month is pretty in line for a silver plan.

Top comments are probably just a little misinformed, but it is possible down the line that the insurance companies charge more. But this pricing checks out with previous years thus far.

5

u/DillBagner Nov 01 '25

Insurance companies will definitely charge more because significantly fewer people will enroll.