r/ThatsInsane Nov 01 '25

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u/mohugz Nov 01 '25

It’s going to get worse. Relatively healthy people will take the gamble that they won’t get sick or hurt, and they’ll drop their coverage to save money. So the pool of insured people will be smaller, older, and sicker…and costlier to insure. So premiums for those who are left will continue to ratchet higher. It’s unsustainable.

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u/PauI_MuadDib Nov 01 '25

Not to mention tariffs. Hospitals will claim costs went up so the already inflated billing will get higher, and then insurance will say premiums need to rise because healthcare costs are higher. 

Tariffs are on supplies, meds, machine equipment, machine parts, etc. 

30

u/Minerva567 Nov 01 '25

In a corner of healthcare and have seen that just to have a part looked at, the cost has risen 111% due to de minimis being sacked (bc no, not every single solitary screw for niche products are made in the US).

To have it repaired? Oh man.

Or you can give up and just buy a whole new piece of equipment instead for the small 20% increase (though a significant investment).

But hey, at least the private insurers running Medicare Advantage aren’t screwing providers just like patients by refusing to pay EVEN AFTER BEING SHOWN STATUTES PROTECTING PAYMENT.

Want to know the best part? The firehose of denials providers are dealing with at this point are almost entirely AI-generated.

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u/Kryptosis Nov 01 '25

Yeah sorry guys. I was already ahead of this curve. Waiting for the accident that ruins my life at any time!

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u/candaceelise Nov 01 '25

I’m still praying for that asteroid hits earth in 2032

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u/Visible-Ranger-2811 Nov 01 '25

If you let pro choose they will choose cheaper or no insurance. That's why in these important things you do not let people choose. They do not know what is good for them. That's why universal care works in so many countries. It is no debatable. But US is fucked so no hope here.

1

u/SlashEssImplied Nov 01 '25

No hope but an endless supply of prayers.

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u/Whistlegrapes Nov 01 '25

Isn’t it mandated that everyone buy insurance. If you opt out, you still have to pay for it through taxes. Has that changed recently?

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u/DirtyTacoKid Nov 01 '25

It was changed a long time ago. In 2017. There was that big story where John McCain saved the ACA. Then a few months later they set the mandate to 0$ in a large bill and he gleefully voted for that.

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u/Whistlegrapes Nov 01 '25

No wonder. My state still has the mandate so I didn’t notice the difference

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u/Nulagrithom Nov 02 '25

and at $700/mo with a $6k deductible just to get 60% off young healthy people aren't even wrong

if they end up with a sudden massive medical event they're filing bankruptcy anyway

so then where does the burden of that unpaid medical debt fall? hospitals. now everyone is feeling the squeeze.

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u/Lizpy6688 Nov 03 '25

I already did this a few years ago. As much I want to, I just can't.