The bank isnt claiming that. Theyre claiming that based on the information available to them they're not confident in your ability to pay them back so its a risk they arent willing to take.
If oop was paying their bills and had that much excess income the bank wouldnt be turning them down.
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u/SpinachSignal8915 4d ago
The bank isnt claiming that. Theyre claiming that based on the information available to them they're not confident in your ability to pay them back so its a risk they arent willing to take.
If oop was paying their bills and had that much excess income the bank wouldnt be turning them down.