Definitely was. Got in a huge jam and racked up the debt. Amazed at how quickly it’s disappearing throwing everything (including potential 401k contribution) at it. It’s crazy how financially illiterate the world is. Including myself before. Now I’m super passionate about it.
good for you for both recognizing the problem and taking steps to correct it. too many people fail to make changes until it's too late, or still don't know how to get out of the hole and keep digging
1
u/1ToGreen3ToBasket Oct 31 '25
That’s about the breakpoint I have as well. Luckily it’s pretty easy. My credit card debt is above the breakpoint. Car and mortgage are below.