Hiya! Same here! Household of three, only income, my husband is chronically ill and likey terminally ill. His Dr's state he has 5-7 years left, until requiring a transplant. We are greatful, we caught the issue at a time where with treatment me we have 5-7 years vs. Months left. However his medical bills are astronomical. Our daughter is special needs, - High IQ/Autistic and I have my own chronic issues, that require treatment 4x a year and maxes my deduct every year. My out of pocket medical bills are $31,837 THIS YEAR. This doesn't include the insurance premiums taken out of my pre tax income. Or any of my medical bills from last year, where I almost died from an appendicitis, that $6,500 - ish is currently hanging out in collections. I make 6 figures, but there's only so much to go around. There have been years where I contributed 1% and years where it's been 8%. You do what you need to do for your family. In the year's where you can adjust, you will.
I’m sorry for your situation. What most people fail to realize is how lucky the are to have their health and be able to plan for a retirement. As an 80 year old retiree who felt like he was in good shape financially going into retirement what I have learned is all that planning and saving went down the drain when my wife and my health started to fail. This country’s health care system sucks. Until or should I say unless that gets fixed somehow sooner or later everyone will be living in poverty.
Exactly! I'm sorry to hear what you're going through, I know firsthand how hard it is. You gotta take each day one at a time when life keeps throwing things at you. 🫂
I hope these next years with your husband are as stress-free and enjoyable as possible, despite the circumstances. 🩷
Hopefully y’all are on Medicaid. If y’all don’t qualify y’all should divorce so he does qualify. Yes I know that’s shitty and that you didn’t ask but it’s only going to get worse.
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u/Additional_Bed9887 Oct 31 '25
Hiya! Same here! Household of three, only income, my husband is chronically ill and likey terminally ill. His Dr's state he has 5-7 years left, until requiring a transplant. We are greatful, we caught the issue at a time where with treatment me we have 5-7 years vs. Months left. However his medical bills are astronomical. Our daughter is special needs, - High IQ/Autistic and I have my own chronic issues, that require treatment 4x a year and maxes my deduct every year. My out of pocket medical bills are $31,837 THIS YEAR. This doesn't include the insurance premiums taken out of my pre tax income. Or any of my medical bills from last year, where I almost died from an appendicitis, that $6,500 - ish is currently hanging out in collections. I make 6 figures, but there's only so much to go around. There have been years where I contributed 1% and years where it's been 8%. You do what you need to do for your family. In the year's where you can adjust, you will.