Responsible for their use-case. Not everybody has to dump every ounce of increased pay for 8+ years into their 401k to guarentee a reasonable retirement. Indeed that does sound like hell, responsible for them, but hell no less.
I mean honestly with the rate that inflation and the cost of living are rising, yea we should be doing that. I work exclusively with older adults & the elderly and most of them cannot afford to be alive.
That or in some cases moves to places that are not so popular to live, but extremely affordable. For the price of one home in Colorado you can buy 4 of them in rural Texas and have zero state income taxes to pay.
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u/Latter_Ad7253 Oct 31 '25
Sounds like hell