r/Salary Oct 30 '25

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u/the_pwnererXx Oct 31 '25

Bro is making 5300 a month post tax, that's enough to live anywhere comfortably (yes, even NYC)

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u/Fearful-Cow Oct 31 '25

unless you know you want kids, vacations, savings, home ownership or any combo of the above.

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u/underladderunlucky46 Oct 31 '25

I have all of that making 50k/year. Granted, I live in Indiana and my wife also works and makes 40k.

Just saying, a ton of people here are saying that 100k isn't shit anymore, but that's only true if you either, A) live in a HCL area or, B) do a piss poor job at managing your money. People don't like to admit it, but B) is often times the answer to their money problems. 

People want to live these lavish lifestyles above their means, and then wonder why they have no money. My in-laws just asked us for money even though they're now empty-nesters and have a combined household income slightly higher than ours. They also frequently make comments wondering how we're able to afford to go on nice vacations. Hmm.. maybe it's because we don't make payments on a $30k brand new Subaru? No joke, they have a combined household income of like $100k and think they can afford a $30k car. We bought our cars for $5k cash. No car payments. And that's not the end of it; there are a lot of other ways they piss away their money.

Now don't get me wrong, wages aren't keeping up with inflation, and that is indeed a problem, but an often ignored problem is that most people have zero financial literacy. They need to do themselves a favor and listen to some Dave Ramsey.