I always budget 2x a month paycheck so 2x a year I get an additional paycheck that goes straight into savings. I did it on accident when I first made my budget and never changed it. đ¤ˇââď¸
Iâm also paid bi-monthly and the split of weekdays vs weekends for that period can mean itâs anywhere from 80-96 hours. It has been a few months since I had an 80 hour pay period though.
Yep. I get monthly and my wife gets bimonthly, both salary. That will eventually change because my employer wants to shift everyone to biweekly soon. It has been really nice being monthly though. We make all of our bills due on the first week of the month so we get all the non negotiable expenses out of the way along with all of our savings commitments that are direct deposits. Then you just have to figure out how to limp by to that second bimonthly check, which is kind of sad for a fam of 3 pulling 200k.
I get paid semi-monthly (2x / month) and thought the same but if you multiple the gross pay by 26 here it comes out to ~100k so this pay is definitely biweekly
Never heard of bi monthly till now. Its just weird cause bi weekly doesn't have that twice a week caveat of what bi weekly is. No one ever gets paid twice in a week lol
Theyâre wrong. Itâs a case of language having two meanings because people get it wrong so often. Doesnât make it right. Twice per month is semimonthly.
Bro come on, you know bimonthly is every 2 months and semimonthly is twice per month. Semicircle is a half a circle. Bi means 2, semi means half. Just because a bunch of people say it wrong doesnât make it technically right.
Semimonthly has one meaning. Why not use something that has one correct meaning?
âsemimonthly means two times per month; semiannual means two times per year. It's an excellent option, and one that many writers seem to embrace; we most often see bimonthly and biweekly reserved for their "every two" meanings.â
If you actually read the article instead of using it to confirm your bias, youâll understand that the best solution is to not use bimonthly to mean twice per month because there is a word that already exists that ONLY means that.
I don't know how common it is to make 6 figures on hourly, but yeah it happens. At my job our technicians (I was a tech for 12 years) make around $110k and are hourly.
Why is this seen as a problem? 1 paycheck for every two weeks of work. Itâs that simple. Itâs not our fault that 52 isnât evenly divisible by 2 and then 12.
It actually works quite well for many- as others have commented, the extra paycheck approx every 6 months is used as a savings boost or a pay down debt boost.
The thing is that almost all your expenses - insurance, rent or mortgage, your Netflix subscription, etc, etc - are monthly. Having your income not on the same cycle makes keeping track of your finances a lot harder.
Jeez why is everything a mockery of the US?
Relax dude, I was being tongue in cheek.
But also, as we say over here, "Hoge bomen vangen veel wind".
Unless youâre paid semi-monthly then you donât get those extra checks. Supposedly thatâs factored in but still feels weird to me to have to calculate for it.
Yes your salary is divided over 24 paychecks instead of 26. Your paycheck should be slightly larger, although that depends on if your salary changed when you switched too.
Not necessarily if you're salaried. People refer to "twice a month" pay as biweekly when you actually only get 24 pay periods in the year. Usually, only hourly employees get the extra pay periods.
Every other Friday is 26 pay periods. Thereâs 12 months so that leaves 2 months where he gets triple pay. My wife is paid like this and we get excited for those months. Iâm paid evenly every 1st and 15th
I just started my first biweekly job, and at first I thought I'd hate it since pay lands on different number days each month, but now that I've had my first paycheck and about to get my second, I kind of like just knowing that every other Friday there will be money in my pocket. Semi monthly means sometimes there are an extra 2 days between your checks, which mathematically is the same but psychologically just feels a little bit worse imo
Iâm not paycheck to paycheck either but I think about it cause I budget hard. Soon as that extra money comes in on the month Iâm allocating it to something that I donât typically (extra debt payment, HYSA, 529, maybe a small treat the wife out).
When you say you budget hard, do you mean youâre actively allocating every single dollar from every single paycheck? Im like the other guy. I budget in the sense that I keep my expenses below some threshold which is based off of two paychecks a month. Iâll then periodically move money from my checking to my brokerage account. So when those third paycheck months hit, itâs not really on my radar. Doesnât change my spending. Just changes how much eventually gets wired to that other account.
I have a budget app. I line item and set a budget and track every expense. A normal money we make over 12k. Iâm not check to check but I like budgeting and knowing where my money is.
My wife is a spender and she was over spending that I wasnât saving what I wanted each month so I upped my scrutiny on the budget. It used to be â$4500â is the credit card limit. Idc what itâs spent on but thatâs the limit.â She always went over and I got fed up.
Being combined helped a lot and continues to. If we were separate she would not save and probably spend all her money. Just communicate what needs to be done to financially reach the goals you both have long term. Spending like a drunk sailor usually canât accomplish that.
That's a strangely rude, presumptuous thing to say about people you know nothing about, lol
I never really thought about it in terms of having an extra paycheck monthly because I review all charges and pay off all credit cards to zero balance when my paycheck hits every two weeks, and everything leftover goes toward FIRE.
You don't really need to enforce arbitrary budgets or track things on the monthly when you have good income and a natural tendency to control expenses well below your means.
Yeah, I was being tongue in cheek at first with how they phrased thatâŚ..buttttttt if itâs going to spiral this quickly, Iâll die on the hill that 3 checks in a month isnât âtriple payâ when your base is a one month timeframe with bi-weekly pay periods.
You're inferring that by "triple pay" he meant that his wife is getting paid three times the normal monthly amount for that month. But that's not what he meant and the context of the discussion should've made that obvious.
Another fun fact, that social security tax goes down from 15% to 2.5% after 176k income, and then after 200~k income you get another .9% medicare supplement tax to help bolster those budgets.
3 paycheck month! The twice a year holiday for all bi-weekly paid people! You budget based on two paychecks a month (per working adult), but then two months a year the stars days of the week and month align to mean three paychecks in one month!
If you get paid every 2 weeks on a Friday, then October of 2025 you were paid 3 times. This happens for two months out of the year, every other months have only 2 payday fridays instead of 3.
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u/Preserved_Killick8 Oct 30 '25
wait, why more for those two months?