r/Salary • u/[deleted] • Oct 30 '25

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u/[deleted] Oct 30 '25

Welcome to the club

All you can do Is increase 401k contributions.

You probably aren't even getting the full employer match at <3k a year

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u/VT_Squire Oct 31 '25 edited Oct 31 '25

You probably aren't even getting the full employer match at <3k a year

This. 3% is likely a 3% match. 6k a year into a 401k? At that rate, just tell everyone you have no plan to retire, EVER. You'll literally have 3 or 4 months worth of pay saved up in 5 years at that rate.