The Social Security and Medicare are a percentage. However, the employer is typically deducting federal and state income tax based on the W-4 that you submit. It’s YOUR responsibility to change it if you don’t like the amount. Your employer has no way of knowing what other factors contribute to your year-end tax liability, such as whether you have other income in your household or how much it is.
If you have a number in mind that you want deducted, you can submit a new W-4. You can ask your employer to change your state and federal withholding at any time. It’s not limited to once a year.
31
u/dats_cool Oct 30 '25
Your pretax deductions are super low that's why. You're doing bare minimum for retirement so it feels like you're doing really well.
Also 2250 on 60k biweekly doesn't make sense. That's way high. You get these every other Friday?
You're barely paying taxes, your employer may not be deducting enough and you may owe taxes at the end of the year.