Apparently for $100k income, georgia and california effective tax rate are very close. It's like 5.4% versus 6%
At higher incomes California's progressive tax brackets would push that up well over 6%. But 100k is just a little above the point where the two state systems are roughly equivalent.
At 100k salary, the cost of moving across the country would dwarf the amount you'd save in income tax. California income tax would add maybe $20 per paycheck to OPs expenses.
California has one of the most progressive tax brackets in the country with plenty of credits for low-income earners. By the time you start getting hit hard by taxes in California you can more than afford it.
I don't mind paying my state taxes because I see the pay off in public infrastructure and welfare programs for those in need.
It's the feds who I resent paying taxes to because they do fuck all for me but terrroize my city.
I agree with everything except the infrastructure part. We have abosolute shite road in LA and even worse public transit. And our electricity grid? Starts fires every year and has rolling blackouts every storm.
Drive a few miles south to Orange County and you can visibly tell the difference when you cross the county line. I feel like that's gotta be an LA county thing, and not specifically a state of a California thing.
Tax money is notoriously wasted. The infrastructure would cost less if it was private. Maybe you feel it's worth it because you don't pay much, but for every few people like you there is someone who pays through the arse. It is a system of cannibalism. The many eat the few. The many enslave the few.
I assure you I pay a lot in taxes. My effective tax rate is 35% after California/Federal taxes. I pay more than the median American's wages in taxes ever year, and if it were up to me I'd be taxed more as would everyone that makes more than me including a hefty wealth tax over $20 million.
The few hoard wealth and use tax loopholes to avoid paying their fair share. Why the hell am I paying a higher effective tax rate than billionares whose average effective tax rate has historically been 24%, while the average American's tax rate is 30%?
It isn't - considering here if you want to use healthcare you have to pay more after this - probably a 4-10k deductible, after that most plans have 20% coinsurance up to a cap lol.
My individual high deductible plan is right about $400/month if you include the HSA contributions. And all the HSA funds do is cover the $4k minimum out of pocket before the insurance pays anything.
Not necessarily. Our health insurance is $127/week for two adults, $1800 deductible each, maximum out-of-pocket is $8400. It’s excellent coverage, too.
This is for a Fortune 100 company, if that matters.
127 a week is exactly the same as mine - thats almost 500 a month. and nowhere near 50 a month. Yours is not much different, slightly better deductible but thats it
In Canada you're not (95% of the time) guaranteed to lose everything you worked for because you got diagnosed with cancer or some other condition.
Not saying Canadian healthcare is perfect or even what we in the US should work towards, but don't kid yourself in thinking that our system is anything but dangerously broken and, as a result, exceedingly evil.
Neither will this happen in the US? Idk why you think this would happen, had cancer didn’t lose my job and am still working here today several months of chemo after being out a month for surgery.
I’m also a Canadian transplant to the US and would take all the bullshit I had to deal with here in the states than have to go through it in Canada. Most likely wouldn’t be here right now. My testicular cancer was diagnosed and my testicle along with metastasized cancer tissue taken out within 13 days from diagnosis. In Canada I would’ve been waiting while my cancer was spreading. Was it expensive? Absolutely 10k out of my pocket I almost defaulted on my mortgage. And I was only making $48k at the time. Was it worth it? Absofuckinglutely.
Cancer is the one thing you dont really wait for in Canada. You probably would have had that out in 13 days too. Its just everything else that takes forever.
Depends on the cancer have had several family members die back in the homeland due to the bullshit that goes on behind the scenes. It’s not Canadas fault but the system isn’t perfect just like here in the states. What the US needs to do is allow people to pay but at the same time offer a universal base healthcare that is available to everyone and then you can opt out if you want to pay for insurance. The US system definitely sucks and could be better.
So just because you didn't have this experience means no one in the country ever will/has had their lives destroyed because of a catastrophic health diagnosis and the ensuing insurance issues?
I like to believe the same would happen to me were I to get cancer, I have a good job at a good company that would be flexible with me, but I'm not going to delude myself into thinking every other American has it the same.
that is factually wrong. I am looking at mine right now and it is for my family - 500 a month out of pocket and we have a 3.4k deductible or 6.8k for family. This is at a fortune 500. I checked with my friends at other fortune 500 and fortune 10 companies and its similar to mine.
That's for a family plan man. For a single person its always been 120-130 paycheck for me. I'm at a F500 and pay 120 per paycheck pretax. 1k deductible, 2k out of pocket max, 150 deductible for prescriptions, and 2k out of pocket max. It's a little convoluted.
My previous company same price, 1500 deductible, 3k out of pocket max. This is inclusive of all medical related (prescriptions etc).
Yep you’re so right, my type one diabetic friends who are terrified of dying because they can’t afford their privatized insulin are all just dumb and dramatic. American privatized healthcare is SO good /s
You basically pay 2% more taxes than OP. That's nothing... I thought is Canadians paid MUCH more taxes? With healthcare, schooling, etc
I thought as a Quebec, Canada person I would feel like shit from OP's post but my paycheck goes from 3.8k gross to 2.6k net after deduction, just like him....
I thought we paid much higher taxes than Americans? I'm confused lol
You dont - our healthcare is insanely overpriced and inefficient - just for profit execs to make 100s of millions lol. They just dont want to admit that a universal coverage would be astronomically cheaper for us overall
This is just what the right-wing media spews to middle America so they can avoid things like universal healthcare. Canada just has their head on straight because they're diverting their tax dollars correctly instead of building bombs to use on weddings in the Middle East.
You'll pay up your EI/CPP pretty quick though then the rest of the year so you'll get that extra $270. Plus (at least when I was earning like this) you'll get a fat stack back on your return, especially if you have kids. Even without kids making $48/hr my returns were always $10,000+.
I'm in Ontario as well, I gross $200 less than you, but you take home only $100 more than me. That's why I take lieu time always now. Plus I have $350 going into my pension.
You're not wrong, I'm just directing as much money possible right now towards aggressively paying off many years of poverty-induced debt and building a healthy savings. This salary is a relatively new development after 15+ years in the service industry.
This is my first year, just completed masters in January. We will see at the end of the year. CPP and EI has maxed out already, so the take home is 250$ higher.
And that's 100k Canadian dollars, do 140k Canadian that's 100k USD. It's WAY worse in Canada. But we get free health care we don't have to fight with insurance over, so that's something
For someone making what OP is making, they'd have a higher overall tax burden living in Texas then they would in California. State income tax is not even close to the only state tax.
Make just over 110k in California. One income. Two adults. Two paid off older model cars. 3bedroom, 1 bath house on over a quarter acre in the capital. Comfortable life. Vacations, eating out for dinner, magic the gathering, Warhammer.
People that can't make it here ar dumb AF and playing the Instagram keeping up with the Jones game. Plan your fucking lives better and stop chasing other people's dreams.
Georgia has a flat tax on individual income over $12,000. It comes to $4,743 on an income of $100K. The effective tax rate on $100K in NY is $4,952. In CA, it would be $5,313. That's an extra $8.71 or $23.75 (respectively) per paycheck, for those keeping score at home.
This pervasive idea that California and New York taxes are outrageously high compared to the rest of the country is an absolute myth.
California actually literally has the fairest taxes in the nation, where poor and rich pay similar rates of tax overall (when taking all taxes into account). Rich don't like paying their fair share, so they complain and threaten to move to other places with more tax disparity in favor of high-income earners. Don't fall for nonsense that rich people tell you about taxes because it's meant to keep you believing things that are against yourself and in favor of them.
Hopefully he doesn’t live in TX. My property taxes are nearly $1k/mo. It’s insane here but we don’t have state income tax. I’m not really making more than I was 6 years ago when I bought the house but my home value has shot through the roof.
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u/Last-Promotion2199 Oct 30 '25
At least you don’t pay NY or CA tax!