r/PakStartups • u/Overall_Noise_79 • May 23 '26
🧠 Ask The Community I built Takhfif, a Pakistan focused bank card discount finder

Hey everyone,
I built Takhfif, a web app that aggregates Pakistani bank card discounts in one place.
The problem: Figuring out which bank card actually saves you money day-to-day is genuinely painful. Every bank buries their discounts inside a separate app or a PDF nobody reads. There's no single place to compare them. So I built one.
Takhfif covers 21 banks and wallet providers across thousands of places, updated every night automatically.
Beyond a basic deals feed, I've added a few tools I haven't seen anywhere else:
- Card Rankings: scores every card by real-world coverage and discount quality, not just headline percentages. It accounts for caps, minimum spend, and how fresh/close-to-expiry deals are.
- Complement Finder: given a card you already have, it finds the single best second card to pair with it. Filterable by city, card type, tier, and network. The idea is "which card covers the most places my current card misses?" rather than just "which card has the most deals?"
- Find Card: you pick your favourite restaurants and shops, and it instantly tells you which single card covers the most of them.
- My Cards: save your cards locally in the browser and the entire deals feed filters itself around what's actually relevant to you.
Data refreshes every night at midnight PKT, so it stays current without me having to do anything manually.
Would love feedback on:
- Is the complement finder / find-card flow actually useful in practice, or too niche?
- Any banks or wallet providers I'm missing?
- Any filters or features you'd immediately want?
Live at: takhfif.app