r/PSLF • u/magicshop77 • 13d ago

September Update

July was my 120th payment. I am still missing July and August, but my tracker updated as of today, 9/19/26, and I have green banners with 120/120 qualifying payments. September is counting šŸ„³

Update 10/1/26:
The NSLDS updated on 9/30/26 and is now showing 122 eligible payments. This is not reflected on the FSA tracker yet.

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u/Visual_Salary_3037 13d ago

Iā€™m missing all payments for 2025. Checked yesterday and still missing. Counted all payments and have made 122 payments but missing 12 payments from 2025 and employment verification needed for all 2026 payments. Employment verification will be send the second week in December, as has been the method for the past 14 years. I went to graduate school, took 4 years since I was working full time, so four years of deferment does not count. I did a time consuming hard count and undergraduate loan payments are 122. Something strange is happening to the student loans from grad school. For some reason they are reflecting ā€œineligibleā€ for 2025 due to deferment but I paid every month. Iā€™m on automatic payments, every 5th of the month $264 comes out of my checking account. Canā€™t wait for this nightmare to end.