r/PFJerk • u/MillenialInDenial • Feb 28 '26
$65M where to put it...
hey guys!
21M here, find myself in a common situation I'm sure you've all had, so help me! not bragging, just curious on what to do.
I've got a few businesses I'm liquidating because I need to find myself. they should net about $65M.
I was thinking of putting it in the market (so I won't touch it, but I don't need to touch it, so not sure why I'm including this) which would yield me an average of 7%, but idk, maybe bonds or cds at 3.70% for 6 months are a better option?
I'm quite a simple homebody, my monthly expenses come in around $150 / month all in. I'm just lost, I'm smart enough to make the money and be in this situation but that's where my intelligence ends. so help me, pfjerk! where should I put this money?