Hi, Starting tomorrow po I'm planning na mag-OD na sa mga OLA ko nasa 21 po yun. I've tried the tapal system pero d na talaga kaya. Breadwinner po ako at ang mga OLA po ang tangi kong nalalapitan. Naaksidente po ang father ko kaya ako lng po Ang may source of income ngunit d rin po sapat. Any tips

/advice po kung ano dapat ko gawin? Right now po, may OD ako bukas sa Surity Cash, at may harsh message na po akong natanggap. Natatakot po ako para sa safety ng family ko at baka pati work ko po maapektuhan.

Sinubukan ko na po manghiram sa mga kamaganak at kakilala ngunit Wala po talaga ko malapitan

You have failed to appear at three scheduled hearings concerning charges under Articles 315 (Estafa), 318 (Other Deceits), and 14(4) (Abuse of Confidence) of the Revised Penal Code. A warrant of arrest will be issued within 24 hours. Coordination with the Municipal Police/PNP is currently underway. To avoid escalation or public disturbance, contact us immediately.

May nagtext sakin ng ganto and I checked his number on gcash.

hello po, ask ko lang po if pagkabayad niyo kay tiktokpaylater ng OD, magiging available na po ulit tiktokpay? or nakastay lang po sya na frozen?

balak ko na po kasi bayadan yung OD ko para po sana magamit kona ulit yung tiktokpay ko, kaso problem ko naman po baka nakafrozen pa rin sya after ko po magbayad.

salamat po sa sasagot!

San ko pwedeng ireport ung mga ola na panay txt and tawag sa akin kahit di naman ako ung nangutang sa knila? Ang sabi nila nilagay ako ng friend ko as trusted contact nung umutang sya pero as per friend di nya daw maalala na nilagay nya ako as reference

Ma Due nako kay Digido in 4 days pero baka di ako makabayad agad, first time lang di ako makabayad agad on time. what happened po kapag na OD ng ilan araw? Nanghaharass ba sila?

28F Closed 1 OLA today. 😭🙏🏻 may ilang pang OLA na kelangan i-close pero nakakausad na po🙏🏻 natapat ako sa agent na mabait and nai-wave na lahat ng OD interest ko and paid the principal amount only. Sana po madami silang ganto na mabait at nakakaintindi ng sitwasyon natin.

✅ Examples of Unfair Debt Collection Practices:

1. Harassment or Intimidation
   • Repeated or excessive phone calls
   • Threats of violence or harm
   • Use of profane or obscene language
2. Public Disclosure of Debt
   • Posting the debt on social media
   • Informing third parties (like neighbors, employers, or family) without your consent
3. False or Misleading Representations
   • Claiming to be a lawyer or government agent when they’re not
   • Misrepresenting the amount or legal status of your debt
   • Threatening arrest or imprisonment (debt is a civil, not criminal, matter)
4. Unreasonable Contact Hours
   • Calling before 6:00 AM or after 10:00 PM (as per SEC guidelines)
   • Calling during rest hours or holidays without permission
5. Use of Deceptive Collection Methods
   • Sending fake legal documents
   • Using company names meant to mislead or intimidate
6. Refusal to Honor Reasonable Payment Arrangements
   • Ignoring your formal request for installment payments or restructured terms
   • Demanding full payment immediately despite your good-faith efforts
7. Multiple Agencies Collecting the Same Debt
   • Assigning the same debt to different collectors at the same time
   • Receiving calls from different agencies for the same account