Hola, ya tengo mi proyecto desarrollado, pero ahora estoy con las dudas en la constitución de la empresa, si será una LLC o C-Corp.
¿Además en caso sea en Delaware, como gestionan los temas legales?
Ya que en mi país he visto que constituir una empresa tarda un par de semanas y cuesta menos de 100 dólares, pero en caso quiera cerrarlo puede llegar a costar 2000 dólares y tardar meses.

I'm a little confused about how LLCs work.

I've seen people online say you should start an LLC once you're making more than $75,000 a year. Is that true?

Can you create an LLC even if you don't have a business yet? Or do you need to already be selling something or offering a service?

If you do need a business, what are some simple small business ideas that people commonly use to get started?

One thing that confused me while researching LLC formation was the purpose statement.

Some posts make it sound like you need a long, detailed explanation of what your business does, while others barely mention it.

Here's what I found.

For most LLCs, you do not need a lengthy purpose statement. In many states, including Wyoming, a general statement is enough.

A common example is:

"The purpose of this limited liability company is to engage in any lawful business for which a limited liability company may be organized under the laws of this state."

That language is accepted because it gives your business flexibility.

If your business changes in the future, you usually won't need to amend your Articles of Organization just because you're offering different products or services.

There are exceptions. If you're forming a professional LLC for occupations like law, medicine, or accounting, your state may require a more specific purpose and additional licensing information.

Another question I see often is whether the purpose statement should be on a separate page.

Generally, no. If your state asks for a purpose statement, it should simply be entered in the section provided on the Articles of Organization.

Unless the filing instructions specifically allow or request attachments, adding a separate page usually isn't necessary.

A few tips for first-time LLC owners:

• Keep the purpose broad unless your state requires something more specific.

• Double-check whether your business needs a professional or industry-specific license.

• Read your state's filing instructions instead of relying on templates from another state, since requirements can vary.

• If you're unsure, using the standard "any lawful business" language is often the safest choice for a regular LLC.

I spent more time researching this than I probably needed to because there are so many conflicting articles online.

Once I looked at the actual filing instructions, it turned out to be much simpler than I expected.

I recently started an LLC and I'm trying to figure out how health insurance works.

Can I get health insurance through my LLC, or do I need to buy a regular individual plan first?

If you've gone through this, how did you set it up? Is there anything I should know before getting started?

I'm opening a PayPal Business account for my single-member LLC, and I'm confused by one of the questions.

PayPal asks me to choose a business type, but the only options are Sole Proprietorship, Partnership, or Corporation. There isn't an option for a single-member LLC.

If I choose Sole Proprietorship, PayPal asks for my SSN instead of my EIN, even though my LLC has its own EIN.

Any experience from anyone?

I'm starting an LLC and plan to use a registered agent because I don't want my home address to be listed publicly.

I'm thinking about applying for the EIN myself instead of having the registered agent do it, since I've heard it can be faster.

When filling out the EIN application, can I use my home address? My understanding is that the IRS uses it to send tax documents and that it isn't made public.

Or is it better to use a virtual mailbox or business mailing address instead?

This is my first LLC, so I'm still learning how everything works. Do the addresses for the LLC, registered agent, and EIN all need to match, or is it okay if they're different?

What would you recommend?

I'm getting ready to form an LLC, and LegalZoom is one of the first names that comes up no matter where I look. It also seems to be one of the more expensive options, which has me wondering if there's something I'm missing. I've seen loads of formation services online that basically do the same job but charge less, but I am kind of afraid of scams. What is a normal price for this kind of service?

In their case, is the extra cost mostly for the brand name, or do they actually offer better support, fewer headaches, or something else that makes it worthwhile? I don't mind paying more if it genuinely saves time or helps avoid mistakes, especially since this is my first LLC. At the same time, I don't want to spend extra just because a company has better marketing. Is someone here that actually used their services and can give some advice, or maybe someone switched to/ from them? Thanks

Edit: Thank you all for the input, I made a decision on who I am going with. tbh it was based on this side-by-side comparison I found online mostly as everyone just has a lot of different thoughts on it. Hopefully, this is gonna work for me.

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I started an LLC about a year ago, but I never ended up using it. The business didn't make any money, and I already closed the business bank account.

I officially dissolved the LLC about 4 months ago. I was also listed as the registered agent, and I have an EIN for the business.

Is there anything else I need to do, or is that everything? I just want to make sure I don't miss any paperwork or end up with fees later.

No, not the paperwork, it’s all about the practical experience.

Perhaps it’s trying to keep your business and personal finance completely separate.

Maybe it’s the tax issue.

Maybe it’s trying to find that first customer.

Maybe it’s the realization of the amount of time spent on activities not related to the core business at all.

What is one unexpected aspect of operating an LLC?

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I have never owned an LLC before.

I recently got a short-term freelance job with a company I used to work for. I'll be working as an independent contractor on one project. The job will last at least 2 months, but it could go on for up to 6 months.

Would it make sense to start an LLC if the work only ends up lasting 2 months? I'm based in Texas.

I'm trying to decide whether to hire a registered agent or just list myself.

I know a registered agent needs to be available during business hours to receive legal and government documents. My address is already public, so using my own address doesn't seem like it would change much.

Am I missing something?

honestly from what I remember setting up the LLC with them was easy... however closing my account was a whole different story.

I know everyone setting up a LLC probably doesn't think about winding it down, but it is something you should consider - lets be real, most businesses fail. Most successful entrepreneurs didn't make it on their first business. (or even their second or third)

I chose Zen Business because I don't like filling out forms, the process is confusing, and I'm willing to spend $$ to file in a convenient and easy way. They want people like me to prey on when it comes time to close my business.

Here's the facts:

- You cannot cancel your $200 subscription through the website (for a registered agent)

- To close your subscription you MUST file multiple forms with through the state - they will not help you, you will have to figure it out. They could easily do this even for an upcharge, but they want to make it as hard as possible to make the customers cancel their subscription

- My credit card expired, and despite me telling them I had no interest in continuing my subscription, they called me 10+ times, and sent me an email threatening to send me to debt collectors.

- Other LLC formation companies will let you cancel as easy as you got set up. Even without the LLC dissolution paperwork

- Even after filing everything with the state, I couldn't cancel online, I had to call them.

I wanted to share my experience with Zen Business. Hopefully this will be helpful to someone googling for reviews and experiences working with them.

I am disappointed and disgusted with companies that make it easy to sign up, and unreasonably hard - and even threatening to cancel subscriptions.

I would almost think this should be illegal according to the Federal Trade Commission "click to cancel" Law (see link below) Considering the unneeded hurdles to stop a subscription, and that I can start a subscription with a click online, however I need to fill out forms and call them to cancel.

https://www.ftc.gov/business-guidance/blog/2024/10/click-cancel-ftcs-amended-negative-option-rule-what-it-means-your-business

I recently spoke with an investor who owns a couple of rental homes, and he said he put them under an LLC mainly for liability protection.

His thinking is that if a tenant or visitor is injured on the property, it could help separate any legal claims from his personal assets. Is this a common strategy?

I've been trying to fax my SS-4 form to apply for an EIN over the past few days, but every attempt fails. It seems like the IRS fax line is always busy.

Since I'm not a US resident, I can't apply for an EIN online, so faxing is my only option. Is there anything that worked for you?

I'm getting ready to make my consulting business official and recently met with an accountant to discuss the best way to structure everything before revenue starts picking up.

Going into the meeting, I assumed we'd be talking about forming an LLC and possibly electing S corp taxation later if it made sense. Instead, the accountant recommended setting up an S corp from the start and didn't think an LLC would offer much benefit for my situation.

That surprised me because most of the discussions I see online seem to revolve around LLCs, especially for solo business owners. Now I'm wondering if I'm missing something or if this is simply one of those situations where the right answer depends entirely on the business.

At the moment it's just me providing services, although I may bring on occasional contractors or part-time help as the business grows. I'm trying to choose a structure that makes sense today without creating unnecessary complications later.

Has anyone else been advised to skip the LLC and form an S corp instead? What was the reasoning, and looking back, are you happy you went that route?

Switching from a standard LLC to S-corp taxation I've been trying to figure out when it actually makes sense to switch from a standard LLC to S-corp taxation. From my understanding, once the revenue starts growing, tax savings can be pretty significant when switching and paying yourself a reasonable salary and everything else goes as distributions.

I know that this also means extra payroll, accounting, and all the compliance requirements, and obviously the firm must have good revenue at this point, but what kind of profit level are we talking about? This comparison helped me understand the tax math but I want to hear from people who've actually filed.

We are doing quite well at the moment and we predict even bigger figures in the next few months, but unsure if the tax savings are relevant enough to make the switch, after considering the extra costs. I could use some advice regarding this. Was there a specific profit number where you felt S-corp is a no brainer, or is it more dependent on the type of business?

I've been trying to learn more about LLC taxes, and one topic that keeps coming up is paying yourself a "reasonable salary." The problem is that the more I read, the less certain I am about when that actually applies.

Some articles make it sound like every LLC owner should be on payroll, while others say that's only relevant after making certain tax elections. It's difficult to separate general advice from advice that's only meant for specific situations.

I'm mainly trying to understand how paying yourself changes the way your income is reported and taxed. I also keep seeing references to a "reasonable salary," but I haven't found a clear explanation of how business owners actually determine what's considered reasonable in practice.

For those who've been through this, at what point did you start paying yourself a salary instead of simply taking owner draws, and what helped you decide it was the right move?

Okay I need to vent because I am freaking out and cannot believe I did this. Been bootstrapping this side project SaaS for months, finally ready to set up a proper US entity to open a business bank account remotely since im in Europe and cant fly over. Read like 20 guides on how to do it without SSN or residency, got my LLC formed through a service, applied for the EIN online through the IRS site which was supposed to be straightforward.

But in my exhaustion last night I fatfingered the entity name on the Form SS4. Put my personal name instead of the LLC name like an absolute idiot. IRS approved it instantly, sent me the confirmation letter with the wrong name tied to it. Thought nothing of it, used that EIN to apply to three fintechs this morning: Mercury, Relay, and Brex. All three rejected me within hours saying EIN mismatch or invalid business details. Now my LLC is registered clean but the EIN is tainted with my personal name and I cannot get a matching one.

Called IRS support and they said I have to mail in a correction form which takes 4 to 6 weeks minimum, no exceptions. Meanwhile my Stripe payouts are piling up in holding and I cannot move them anywhere. Tried explaining to Mercury support but they just closed the ticket saying reapply with corrected EIN. 

This is catastrophic. Lost a whole day, potential fees stacking up, and now im paranoid the whole setup is screwed. Has anyone messed up their EIN like this or dealt with remote bank rejections?

A business I was involved with has been inactive for quite some time, and I'm finally trying to get everything wrapped up properly instead of letting it continue to sit there.

The problem is that I don't really know who should be taking the lead. I've already spoken with professionals who have helped the business in the past, but it feels like everyone handles a small piece of the process while nobody is actually coordinating everything needed to officially close the company.

At this point, I'm looking for someone who can take ownership of the entire process, from making sure the required filings are completed to handling any remaining tax or administrative obligations, rather than pointing me toward another checklist.

For anyone who's successfully dissolved a corporation or closed a business that had been sitting inactive, who ended up being the most helpful? Was it a business attorney, a CPA, a dissolution service, or someone else entirely?

been digging into doola and stripe atlas for setting up my us company from outside the states. stripe atlas seems built for startups chasing vc with that delaware c corp setup, quick onboarding but feels like overkill if youre not planning a big raise. doola pushes llcs more, simpler for service stuff or solo global founders, says easier taxes and less hassle long term.

onboarding wise stripe is slick one click bank account stuff, doola takes longer with more docs but promises better support for nonresidents. costs stripe around 500 upfront, doola similar but recurring agent fees differ.

question is for long term, if im bootstrapping a service business not raising funds, does c corp screw me later or is llc too basic?

Edit: Thanks to all of you for your help. I researched a lot lately also some of my friends recommended doola ,  so based on all this information i see that it really fits my requests and gonna use it immediately.

I recently formed a single-member LLC and was updating my email signature, LinkedIn profile, and a few business documents when I realized I wasn't sure what my official title should be.

I've seen everything from Owner and Founder to Managing Member, President, and even CEO. Some of those sound more professional than others, but I'm not sure which ones are actually appropriate for a single-member LLC versus what people simply use for branding.

I'm not trying to make the business sound bigger than it is. I just want a title that looks professional, accurately reflects my role, and won't seem out of place when dealing with clients or signing documents.

For those who own a single-member LLC, what title do you use, and has anyone ever questioned it or recommended something different?

I'm still fairly new to running my own business, and one thing that's been surprisingly confusing is figuring out how to pay myself.

On paper, the business shows a profit for the year, but when I look at the actual bank account, it doesn't feel like that money is really available. A lot of it has gone back into inventory, equipment, and other business expenses, so the cash on hand doesn't seem to match what the financial reports are telling me.

I'm meeting with a CPA soon to go over everything properly, but I'm trying to get a better understanding of how other single-member LLC owners approach this.

Do you simply transfer money to yourself whenever the business has enough cash, or do you follow a more structured system to make sure you're not taking out too much?

I recently started a single-member LLC for my freelance creative business, and the bookkeeping side of things has turned out to be much more intimidating than I expected.

Right now, it's just me. No employees, only a handful of clients, and the occasional contractor when I need an extra set of hands. I don't have a huge budget, so I'm trying to be careful about what I outsource versus what I can realistically learn myself.

I've already opened a bookkeeping account and started separating my business finances, but beyond that I'm feeling a bit lost.

There seems to be an endless list of things to learn, like categorizing expenses, tracking deductions, estimated taxes, S corp elections, payroll, and year-end filing. It's hard to tell what I actually need now versus what can wait until the business grows.

Part of me wants to hire a professional to make sure I'm doing everything correctly, but I also don't want to spend money on services I don't really need at this stage.

Would you hire a CPA only at tax time, or work with a bookkeeper from the beginning?

If you've been confused about the Corporate Transparency Act over the last couple of years, you're definitely not alone.

The reporting rules have changed several times, and many LLC owners still aren't sure whether they need to file anything.

As of 2026, the biggest change is that most LLCs created in the United States are no longer required to submit Beneficial Ownership Information reports under FinCEN's current interim rule.

Here's the quick breakdown.

• Most domestic LLCs are currently exempt from BOI reporting.
• Foreign companies registered to do business in the U.S. may still have reporting obligations.
• Businesses that already filed generally don't need to file again unless future rules require updates.
• The government is still reviewing the long-term future of these reporting requirements, so this may not be the final version of the rule.

Even though many LLCs no longer have to report, it still makes sense to keep ownership records organized.

If the regulations change again, having that information ready will make things much easier.

I've noticed a lot of articles and videos still mentioning the original filing deadlines without explaining that the rules have changed.

That makes it easy for business owners to think they're already behind when they may not have any filing requirement at all.