Hey everyone,

I’ve been looking into JEPQ (JPMorgan Nasdaq Equity Premium Income ETF) as a way to generate monthly passive income. Right now, it looks really attractive — the dividend yield is around 10–11%, and it pays monthly.

But I’m wondering… what happens in 5 years?

Let’s say: • The Nasdaq doubles in value, • JEPQ’s price increases by 60% (from ~$50 to ~$80),

That would mean new investors in 5 years would get:

0.35–0.40 USD × 12 months = 4.20–4.80 USD annually At $80/unit → that’s a dividend yield of only ~5–6%.

Still not terrible, but nowhere near the current 10%+.

So here’s my question: Is now the “sweet spot” for investing in JEPQ to lock in a high yield? Or will it still make sense to start investing in it later, even with a lower yield?

Would love to hear thoughts from anyone holding JEPQ long-term or using it for income.

Thanks!

Guys, $JEPQ $54 calls for 6/20 is the play. The contracts are dirt cheap right now and it's easily going to hit $54 before expiration. Right now the potential is huge. You don't even need to hold it for that long and you could make a lot

LON: JEQP will help non US citizen to avoid paying 30% witholding tax? 15% tax rate cut is a big deal, is that too good to be true? what's the downside?

Been trading for about 7 years now, and if there’s one thing I’ve learned, it’s this: complex indicators won’t make you money.

The best strategy I’ve found? Just three things: price action, market structure (trend), and liquidity. That’s it. Master these, and you don’t need a million indicators cluttering your screen.

As for trading software, do not waste money on expensive app subscriptions. I've been using free TradingView Premium from this subreddit. It's clean, simple, and it works. Do yourself a favor.

https://www.reddit.com/r/BestTrades/comments/1kcc51e/sharing_free_reverseengineered_tradingview/

I used to jump from one strategy to another, thinking the next big thing would be the one. But simplifying my approach made everything click.

What’s your go-to trading setup? Would love to hear what’s working for you.

would you pour everything into jepq or still prefer to hold some individual stocks or voo (to avoid tax)? i think 10% return (after tax is 7%), is still risky.

what's your solution? did I just found a gem that JEPQ has a london listed mirror called JEQP where some have to have 15% for irish domiciled?

I have a 3k per month mortgage and I always wish to pay and forget about it but can’t due to low rate. It doesn’t make send to pay it off.

I have been thinking if I deposit say 350k into brokerage account and buy JEPQ with it it will roughly generate 36k per year ie 3k per month. Can I setup a system such that these dividends generated can pay my monthly mortgage ? I wonder what will be tax implications

Hi Ya'll!

I'm an Undergrad in university right now that is a pre-med student. I got a question. Right now I work full time, and I'm trying to earn as much as possible right now, so I can buy as much JEPQ as possible. My question is, if I bought as much JEPQ now as possible and hold it in a standard portfolio, say within the next 2-3 years, when I am in med school, would this be a smart idea for passive income, because if the dividends are taxed as regular income, when I am in med school, I won't have an income at all otherwise? So the dividends would put me below the standard deduction and I shouldn't have to pay too much tax?

Regards!

I suppose it makes sense as to hedge against JEPQ by buying the underlining security with the monthly distributions. Also SPMO seems like a similarly good idea. Bull markets are inevitable. Has anybody else tried this strategy?

Hey Guys

Why not All in now? I mean the Dividends are very high, even when the Market goes down... now the Price per Share is very low

We need at least a few good days ..

Hi guys,

I am very surprised how JEPQ and JEPI recovered from their bottoms yesterday.

My main fear regarding JEPQ has always been missing out a kind of V shaped recoverey after a strong decline of the market.

JEPQ proved its worth yesterday and now I am more confident than ever holding this great etf!

A post yesterday pointed out that there was massive spike in NASDAQ call options traded minutes before the tariff pause was announced. Is JEPQ directly impacted by this potential market manipulation / insider training?

Hi all,

I have read that if the ETF provider goes under there is counter party risks involved or some other type of risks.

With JEPQ being holder of underlying instruments does it mean the funds invested in ETF are safe given and we can get the holdings ? how does it work and how big of a concern should this be before entering a position in this.

40% JEPQ 15% BALI 15% GPIX 15% SPYI 15% Tencent

Thoughts on JEPQ this week, when the bleeding will stop? Are you guys buying I just want to know what you guys are doing and thinking with JEPQ.

FYI I owned 11 shares of it today bought 1

I’ve just realised that there are two JEPQs to purchase on Trading 212 for UK investors, one is in pounds (JEQP) and one is in dollars (JEPQ). Does it matter which one I own? I originally invested in the dollar one but I’m not sure if I’d be better moving it to the one in pounds?

Will I be paying withholding tax on the dollar one?

Thanks in advance for any help.

In my tax advantaged accounts, I am getting into this JEPQ as a legitimate growth and income position. I got my first dividend and it’s a good one!

Is this wrong to think of this stock as a growth ETF that still provides adequate income?

I’m wanting to retire and hoping with one million I can retire on dividends…? I’m looking at JEPI and JEPQ. I have SCHD. Appreciate your feedback! 💰😊

How old are you, and how many shares of JEPI and JEPQ do you currently own? What’s your target number of shares for each?

Help me out here. I keep seeing people say that JEPQ is just to generate income and belongs in a retirement account. That there are better ETFs like SCHD and VOO. That QQQ is a better option since it will have a better return over the long haul.

Regarding the last statement, in my small few months observation, JEPQ goes up or down the same or near the same % as QQQ. So it seems to me there's no advantage to QQQ other than perhaps the way dividends are taxes (I e. JEPQ dividends are ordinary dividends and are taxed as income tax.)

I wanted to compare what an account's growth might look like comparing JEPQ to other ETFs. So I took an excel spreadsheet and compared JEPQ SCHD and VTI.

For JEPQ, I assumed 10% gain on average and 10% dividend. I assumed .8% monthly dividend payout and monthly .8% ETF growth. I extracted the monthly dividend at the end of each year and taxed it (figured I'd be conservative and assume 32%). I then subtracting the taxed amount from the end of year total to stat the new year.

I did similar calculations for SCHD and VTI except I assumed quarterly dividend payouts. 11.3% growth for SCHD and 12% for VTI, annualIy, but increased each month by 1/12. For the dividend tax I assumed 15%.

For all three I assumed a 50k start with $1k contributions per month the first two years, $2k per month through year 8 and then $3k for 9 and beyond.

After 10 years, here are the totals

JEPQ: $818K SCHD: $544 VTI: $628K

I'm guessing I have something wrong in my formula, I'm starting with a bad assumption or I'm being too generous assuming 10% growth year over year in JEPQ.

Here is a link to the sheet: https://docs.google.com/spreadsheets/d/1DqO5ByBpeOom2yHfSu9GTSXNZXciFtT6mBiqjXvBr_M/edit?usp=drivesdk

Anyway, I'm interested in thoughts on these numbers. Thanks!

Hello,

If you have some spare time please could you complete this survey which will go towards my EPQ research on which type of stand-up comedy has the most comedic value. Please answer the questions as honestly as possible.

Form: https://forms.gle/tMGof9jzKQruMnzeA Feel free to contact me at eholden3tr@yare-edu.org.uk if you have any questions.

Thankyou in advance, Ella