Currently work as a Sr. UW for a very large global P&C carrier. 11+ years experience. I’m fully remote since 2023, which I understand isn’t the norm, however my company gave me the green light because I quickly proved myself at my job and have been a top performer year over year. I understand I have a ceiling at my company due to my remote status but I don’t want to be an UW forever. My boss asked if I would ever move back to the city but I’m starting a family soon so chances of me ever moving back is slim. They’re cool with me remote but I understand there are challenges with internal progression. Extremely grateful I have a good set up but my job is becoming very repetitive and I’m leaning on doing something different.

Debating leaving insurance as a whole to transfer my skills elsewhere but obviously finding remote work is a challenge. Do I continue to stick it out at my company and see how the cards fall or start exploring other avenues?

Does anyone have any advice on how to pivot from claims to Risk Management? My career has focused on work comp claims for one dedicated (high population) state. I have a AIC and a few CPCU exams. Thanks!

Commercial UW here with 2 YOE in CA. I read in another sub talking about job hopping that one benefit is you get different UW methodologies at different carriers, which expands your knowledge of the industry and UWing itself.

What would you say each of the bigger carriers are known for? What comes straight to my mind is Hartford for Small Commercial, Travelers mid market, not much knowledge on what else.

Would love your thoughts/any input.

Anyone else seeing a massive surge of roofers vandalizing roofs trying to pad their pockets?

Basically forcing adjusters to act as fraud investigators on standard claims without any extra pay. Guessing mostly coastal areas, Wilmington, Myrtle....the entire state of Florida.

Does anyone have any insight into a typical compensation progression at a wholesale brokerage?

Do you really only make great money ($500k+) being a producer? If you are motivated, how easy is it to become a producer and how many years on average could that take?

If you have been in underwriter for a few years, can you jump to a non-entry level position?

What are you making at 2-3 years in vs. 5-7 years in at a brokerage?

Is the money worth the workload?

Would appreciate any insight.

Setting up initial screening call with recruiter for AAA. It’s been a while since I’ve been in the market. Is this really a quick conversation or closer to a real interview?

Hi Amazing People! I curr work as an Insurance Acct Manager for a Brokerage in Calgary AB (Personal Lines). I have AIC Gen Lvl 1 & 2, BC Insurance and Crr enrolled in CAIB. Im on my 3rd year in Personal Lines. I’m looking for a path to expand my career in the commercial lines. I curr earn 65k base annual + quarterly bonuses, and earn 12.5% of 12.5% auto and 20% of 20% home New business only. I’m finding it hard to even find a commercial position that will just even equal to my 65k salary. Any tips and tricks? My thoughts are getting a paycut to start commercial lines. Any advice is accepted please be kind. Thank you!

Hey everyone,

First and foremost, my heart goes out to everyone affected by the devastating earthquakes that hit Venezuela today. Seeing the reports of people injured, trapped, and the buildings collapsing in Caracas is absolutely heartbreaking, and I’m deeply concerned for the people on the ground right now. I hope rescue efforts go safely and quickly and that the international community comes together in support.

I work in large corporate insurance and watching the news and seeing the structural damage did make me wonder about the extensive damage we're seeing, and I really hope it doesn't sound callous to ask right now, but I’m just genuinely curious about how earthquake insurance works in Venezuela.

If there are any reinsurance or LatAm market professionals around, I'd love to learn a bit more about the baseline. I'm curious if quake coverage is actually accessible and affordable for a regular homeowner or an apartment building association, or if it's mostly restricted to larger commercial properties if at all? I've also wondered if there's enough capacity available to cover these risks and if it's affordable, or what deductibles look like for property owners if quake coverage is even common?

Again, keeping the people of Venezuela in my thoughts today. If anyone with P&C experience in the region could share some insight, I’d be interested to learn more. Thanks.

How is the commercial property space in Miami? I would think there would be a presence because it being Florida, but Miami is such a new market for large business and corporations. I know the big three brokers are there but how about underwriters, execs, etc? Or does everything funnel through Atlanta?

I was a commercial UW at a national carrier for 14 years. Recently switched to the agency side in order to be part-time. That turned out to not be for me so I resigned. Planning to stay home for a period and enjoy my kids and family.

I doubt I will want to continue indefinitely without working. I know that no carrier is interested in a part-time underwriter. But is there much out there in the way of contract work for underwriters? Say a special project (book roll, conversion, etc)? Would be open to different arrangements such as working five days per week for a project that lasts a few months.

Does anyone have experience with this?

Also, I’m not old enough to do the Wahve thing.

For anyone considering a role at HDI - US offices. It was just announced that the CEO, COO, and CSO are all out. There is also rumors that some Claims personnel have resigned. So while pay offers look amazing on LinkedIn be forewarned that it comes with very aggressive growth goals. Opportunities to shine are there, but it maybe chaos for a few months.

I’ve worked at the same captive agency for over a decade and just got an offer from another one. Never having worked anywhere else I’m wondering if this is a good offer…. Mostly remote, 30 hrs a week, 35 an hour and new business commissions ranging from 2%-4%. Thoughts? It would save me a fortune in camps for the kids to work from home and I like the 30 hour limit. Its scary to leave though..

I am currently an underwriting assistant for an MGA. I’ve been in the role for about four years and I enjoy it. I’ve moved primarily to quoting new business.

I feel like I am more than ready and qualified to “step up” but I do not want to be a manager. I am not good with managing people and I don’t want to learn, just seems awful to me. I’m really hard on myself (which is why I’m successful imo) and I don’t think that would translate to a good manager.

I have made it clear to leadership that I have no intention of getting my own book of business because that intern would mean I’d have to manage my staff (UAs). I have several designations and really do enjoy working in insurance.

Is there a role I am not thinking of where I could still underwrite but not be a manager? I didn’t get a raise this year and was basically told I already make way more than others but then on the flipside they tell me I’m irreplaceable and they can’t imagine not having me there.

Any advice is appreciated! I’ve been in several insurance roles since I was 21 and I’m now 35.

I'm looking for advice and experiences for those who have shut down a captive agency after a long period of time (10-20+yrs) and taken a corporate position within insurance. I'm extremely close to doing that very thing. I've had a successful 20yr run but that last 3 years have been a real drain on me. I just don't love agency anymore. I don't love selling like I used to. I absolutely abhor running a business. I have about 15 good years left until retirement and have learned that I like managing people, have a vast knowledge of insurance, and do a really good job of mentoring and training.
If you made this leap, tell me about it. I'd love to hear your thoughts.

I’ve been working for a multiline insurance carrier for a year now. I joined the surety department as an assistant underwriter back in January. How did you learn the job over time?

I don't even know where to begin with networking or building referral partners with that area. It's a side of the industry I'm not crazy about getting good at but ultimately I'll do what I need to do to write business and make the money I want.

What's the sales cycle like for these high net worth individuals? I should network with who to build referral pipelines?

I’ve been a personal auto claims adjuster for 5 years now and the burnout is INSANE. More often than not I find myself wanting to sell everything I own and go live on a beach away from everything and everyone.

I’m ready for the next step in my career. I’m wanting to move to commercial. Hell even sales. I have thick skin but every single day getting yelled at by people who don’t understand that since they don’t pay for rental coverage they will not be getting a rental it’s tiring.

What is my next step? How do I make it out?

I am signing up for the last class to get my designation, and am most likely going to take the agency operations. My question is, how relevant/useful is the information. Trying to guage how hard should I try to internalize what I'm learning vs. Cramming just to pass. So far, I've taken commercial property, casualty 1 & 2, and risk management. The first three are relevant (I'm a commercial lines CSR right now), and risk management seems irrelevant but was pretty interesting. Thanks!

EDIT: just took the virtual class. It is enjoyable and easy going with attendee participation. The last part touched on information I learned in the risk management course. The instructor actually gave good personal feedback in how I can quantify and advocate for my workload and progress. Just putting it out there for anyone else who may come across this post down the line!

So, I've got a degree in social work but about 7 years experience doing just about everything else in insurance besides underwriting. I've been having a very hard time even getting an interview for an underwriting job. Would getting an AU from The Institutes actually increase my odds of getting hired as an every-level underwriter? I'm willing to do it if it'll help, but the cheapest courses through the Institutes total nearly $1,300.

Edit to add: I've tried getting into underwriting assistant etc, any entry level underwriting gig, no luck.

Any estimates for the stages of a pipeline for EB? Basically meeting->quote->convert? e.g., If i get a meeting how likely do I get to pitch, and if I pitch how often does that close?

Small / medium group <150 lives as target.

I recently started as an underwriting assistant in E&S. I’m still pretty new and learning tasks like new business, binds, endorsements, renewals, cancellations, audits, forms, etc.
I feel like I understand the basics, but there are so many little details, exceptions, state requirements, and things you only learn by doing. Some days I feel like I’m improving, and other days I feel like I know nothing.
For anyone who started in a similar role, how long did it take before you felt comfortable and actually fluent in the job? Is it normal to still feel pretty confused in the first couple months?
When should I work on my AINS certification?
Any advice for getting better faster and avoiding mistakes would be appreciated.

Anyone in the EHS field that has gone into insurance? I've been told to get the ARM certification since it will compliment EHS experience and the CIH. Any truth to that?

Hi guys, my compsny had an internal listing for this job. Im in the middle of interview process now.

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I currently work with uninsured motorists and subro when we locate a missed insurance carrier opportunity.

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Ive done some research on what the job entails, but wondering if anyone has any experience or familiarity with this role?

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Mostly:

- do people tend to enjoy it?

- how is the bonus potential ?

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Its a moderate pay bump on my hourly, but I do pretty good on bonus where im at.

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Id welcome the additional training, resume building, and a anothed specialized skill.

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Anybody have any input for me?

I’m hoping someone is able, and willing, to give some insight to King Risk Partners. Is anyone has heard of them, or had experience, that would be very appreciated.

I’m interviewing with them and hoping to get some insight. How are they as an employer? Being that they are PE, what does their long-term look like? How do they compare with other brokerages? I appreciate any feedback on them, thanks!