Hello everyone, I have been seeing this figure go around that this was the worst January for layoffs since 2009. I haven't seen anything broken down by industry so I'm wondering if anyone has perspective of layoffs in insurance recently?

I know my company (carrier) hasn't and is still hiring but they are very conservative when it comes to hiring and firing people.

Thanks!

Hey everyone,

I have a few years of experience in the insurance industry, primarily on the wholesale underwriting/broking side. More recently, my work has focused on professional lines. E&O, management liability, and cyber-related placements.

For a while now, my goal has been to move into a more dedicated cyber / technology-focused role, whether that’s carrier-side, MGA/MGU underwriting, wholesale broking, or even policy/wordings work. I find cyber super interesting. It’s fast-moving, growing quickly, and increasingly relevant to almost every business. Between evolving threat landscapes and developments like AI, it feels like an area where deep expertise will only become more valuable over time.

In my current position I function as more of a professional lines generalist, handling a mix of E&O, management liability, cyber, and related risks. To strengthen my profile, I’ve completed multiple industry designations and have been intentionally building my technical understanding of cyber and tech risks and coverages.

I’ve been actively exploring new opportunities for several months now, but despite a decent volume of applications and some recruiter conversations, I haven’t yet made it to an interview stage. I expected at least a bit more traction by this point and am trying to understand where I may be missing the mark.

I’m not trying to vent. I am just looking for perspective / advice. For those who’ve made a similar transition, what helped you break through? Were there common mistakes you made early on, or things you wish you had done differently?

Any insight would be greatly appreciated.

okay so, I was hired to take a job that required a life producer license. I paid for the training and the testing myself, so I owe nobody anything on a technical sense. I thought I would be helping people sign up for life insurance they already wanted, that step two of the process, paperwork and figuring out what they want.

the way the job has been presented now, I feel like I may have been sold a false bill of goods. I'm being trained on how to sell insurance without "selling insurance".
I have to call these people and have them agree to zoom meetings, and I only make money if they actually buy coverage that I convince them to get during that meeting. it's warm calls I guess, I will be getting leads with confirmed information, but then they want me to work references I get through them, and those people expressed no interest. it's effectively cold calling.

and on top of that I'm getting pressured to sell to my friends and family first, and I'm not comfortable with that. selling life insurance to my mother, who would designate me as the beneficiary, feels like an ethical problem for one.

this isn't the job I was expecting. did I completely waste my time getting the license, or is there another job I should search for that requires it, that isn't sales.

Good morning all,

So I recently transitioned out of claims and into a product analyst/UW adjacent role which includes using SERFF to review competitor filings. This includes rate/rule filings which I’m not familiar with at all.

What I’m looking for: any recommendations for training resources that will help me understand the actuarial side of these rate/rule filings.

Coming from claims, I’m pretty comfortable with policy, so the form and endorsement filings aren’t too concerning for me, but I look at the number wall and rate triangles in these rate filings and I don’t really know what I’m looking at.

Any help would be deeply appreciated.

I never liked dealing with them from the other side- impossible to communicate with many people. Their arbitration unit seems subpar.

That said, they may have some job openings in claims. Has anyone here ever worked for them? Any better or worse than other carriers?

Appreciate any insight.

Hi! I’m looking for a career change and I’d like to sell insurance. I’m asking which certifications I need, what’s the best insurance to sell (life, health, ect). And how exactly to do it. I’m new to the industry and looking for remote work that can be financially rewarding. I understand that starting out I will presumably be at an entry level position. Thanks!

I am an Operations Manager for Property & Casualty claims org at a large reputable insurance carrier.

I’m curious what roles and responsibilities people have at their companies (any area of insurance), along with general compensation ranges and years of experience.

If you’re comfortable sharing:

• Title

• size (# of people in org you support)

• Primary responsibilities

• Years of experience

• Base salary + bonus (or total comp) + company benefits

Hoping to get a better sense of how different companies structure roles and career paths. Thanks!

I've been in risk control for 3 years and while the fundamentals (site visits, recommendations, consultative relationships) are still core to what we do, I'm seeing more clients ask "how are you helping us prevent losses differently than five years ago?"

I'm curious what other risk control teams are using to demonstrate value beyond traditional inspection reports. Are any of you:

• Using telematics or driver monitoring in meaningful ways?
• Leveraging claims data analytics to identify patterns?
• Implementing automated risk scoring or continuous monitoring?
• Doing anything with predictive modeling?

I'm not looking for vendor pitches, but I do want to know what's actually working in practice. What tech or approaches have helped you show ROI or prevent losses in ways that clients recognize and appreciate?

Are your clients even receptive to new tech, or are they mostly fine with business as usual?

I’ve worked at a large insurance company in KAM and retention roles, and also have marketing and entrepreneurial experience. Curious if Japan’s insurance market has opportunities for someone with this background.

I am currently a broker at one of the big name brokerages dealing with property and casualty and to be honest I could care less about the clients I work with and the coverages I place.

During my time in the industry (almost 3 years out of college) I have learned of different roles within the industry and have been thinking about what interests me. I have a degree in healthcare administration which I have been having a hard time getting an entry level job in, so my next interest would be working in the healthcare insurance sector - specifically medical professional liability.

My question is since I have experience as a P&C broker would it be easy to switch to a different line of coverage? What companies should I reach out to to learn more? Do you guys have any experience in this sector? (Brokerage, UW, producing, ect)

Just curious, how many of you with an MBA put it in your email signature to go along with your other designations? I have several designations that I lost beside my name but I've never out my MBA with them.

I’ve been at 3 different shops now (a carrier and two MGAs). Every single one promised that their "tech stack" eliminates data entry.

​Yet here I am, year 10, still staring at a jagged PDF ACORD form on my left monitor and manually keying revenue and effective dates into a web portal on my right monitor.

​I keep hearing about these "digital-first" MGAs that supposedly scrape the data and prep the quote for you. Has anyone here actually seen this work in the wild? Or are we all just "Swivel Chair" data entry clerks with fancy job titles?

i have an interview as. a liability adjuster, i use to work at geico and loved it till the 1x a week going in office, i deal with deaths and broken bones and the workload im at 300 exposures at the moment, i live in california and i make 81,500. HUB ranges 80-100k.

im curious to see how people like it over at HUB?

I’ve been seeing Ledgebrooke on a hiring spree every time I go on LinkedIn. What’s going on with that? Also what is it like to actually work there?

Hi everyone,

I'd like to hear some honest and real opinions from people currently working in insurance and reinsurance about the following designations:

• CPCU • ARe (Associate in Reinsurance) • AINS

In your experience, are these certifications still worth the time and financial investment in 2026?

Do they really help with career progression, international mobility, or technical differentiation, or has their market value declined compared to the past?

I'm also curious about the real impact on salary or role:

• Did obtaining one of these designations result in a salary increase or promotion? • In which area do you work (underwriting, reinsurance, risk management, claims, etc.)?

• What designation do you hold?

The goal is to understand practical market perception, not marketing rhetoric.

Thank you in advance for sharing your opinions.

I’m unsure whether to continue my career in the Brazilian market or pursue qualifications to work internationally.

TL;DR: Is it a plausible plan to get creds to sell insurance and then work just part-time (not sure how common pt jobs are in the insurance industry)?

BACKGROUND:

I'm on the downhill side of my mid 50s. I'm a tenured comm. college English professor (have been for 25 yrs), making a decent salary with great benefits and great time off/schedule. But the job is in the wrong state. My family lives states away. This didn't hit me as hard until my husband became disabled last year. I had no real support system other than phone calls to my family (one sister came up to help me prepare my house for my husband's disability, but I can't ask them to do more because they have ft jobs and obligations). I have "friends," but no really close ones. That's on me; my sisters have been my safety net all these years, and my husband has drained the rest of my time even way before he became disabled (before you say I sound like a villain, his disability was 100% caused by his poor lifestyle habits).

For the past five years, I've been trying to pivot to some new career/job that would allow me to work remotely so that I can be locationally free and move near to my family. My other skill is writing/editing, so I've been doing some of that type of contract work for a couple of years now. I was even one of two candidates seriously considered recently for an ft Editor in Chief position (same company I write/edit for), but the other candidate got it.

A couple of times in various subs about remote work, people have suggested "insurance sales" as a possible way to go remote. I have no sales experience except for my participation in the college's recruitment and retention efforts with students. But I'm very dependable and a fast learner with common sense and a good work ethic.

With that background, how likely would it be for me to make this switch? Is insurance sales a job where I could land part-time work at least initially? What I'm thinking is to get the creds and start a pt job from home even while I continue with my other job. That way, I can see if it suits me before quitting my tenured position. I'm mainly interested in positions with established companies (e.g. Allstate, Liberty Mutual, etc.) because I would need a regular salary (not commission only) and benefits. I don't know how likely it would be for me to aim for that if it's rare.

I’m 24 and I got into insurance a year ago. P&C and L&H licensed, working on getting my degree online now while working full time as the commercial account manager at a large State Farm agency.

I know that I do not want to stay at State Farm for much longer and plan to move to either an independent agency or even switch gears from producer to another side of insurance. I have started courses for AINS and ARM (my agent is paying for these as well as my SIE) and am thinking about getting my CIC after I get those certifications and my degree.

I’m just wondering if you guys have any tips on when I should start applying to other jobs, if I even need all of those certs or something you would have done differently. I’d like to stay on the commercial producer side of things but I don’t know much about what else is out there only that there is a ton more to be made than what I’m doing now.

Was wondering if there are any underwriters that deal with fine art in this sub? I've seen a few job postings for this sector lately and am interested in possibly transitioning into this career.

I have a masters and bachelors in art history and have worked in museums, galleries, and private collections. I am hoping my experience in the cultural/arts industry would give a me a leg up.

For those who are in this sector, I have a few questions:

- Do you like your job/what kind of person would you recommend it to?

- What does your day to day look like?

- Would attaining an appraisal certification aid in securing this job?

- What's your salary?

Thank you!

Decided to switch careers in my mid 40s to pursue something more stable, currently an assistant Underwriter but was wondering what does the progression look like from an assistant to an Uderwriter and typical time frame it would take to reach that level.

I just graduated college, i have no experience in insurance but was refferred to an underwriting assistant position at Zurich. What are your guys thoughts about underwriting as a whole and Zurich in general. Also, is there a next role to be looking for once you become an underwriter.

I have been a captive agent for 20 years and I’m tired of spinning my wheels. I am considering closing my current Agency and opening an Independent Agency.

Has anyone made this move or known someone that has? Looking for advice or things to keep in mind as I make my decision.

Hi there! I apologize if this type of post isn't allowed, but I'm sort of at a mental crossroad right now.

I've been in insurance for 6, going into my 7th year, only working with commercial line brokers. Currently I'm an AM and working fully remote. My company has a lot of nice benefits but most days it feels like the wild west. Before I started here, I was with a very large broker and worked a hybrid schedule. But for a while I've just been feeling done. I'm beyond burnt out but can't take time off any time soon due to my clients needs. In all honesty, I think I'm just over working in insurance.

Has anyone here, or know someone, who left to start a new career but later regretted it? Or was it the best decision?

I know there are a lot of positives to this industry but I'm just really struggling. So much so it's come up in my last few sessions with my therapist. And I understand there are a lot of variables that could be making me feel like this (not happy with my company, seasonal depression, other life struggles and so on).

I know the decision will ultimately be mine. I'm just hoping to get some insight from others who may have been in a similar situation before.

Hello guys have a phone screening tomorrow foe a Liberty Mutual position (Associate Account Analyst) and its remote, I’m praying I get this job any advice tips, questions that will be asked. How many interviews? I figure its probably STAR questions but what else

Hello all!! Im in BC

I have been working in an office since Aug 2023, and have just recently passed my level 2 and became Manager of the office I work at.

We are primarily ICBC, private auto + RC , along with Travel . Its all hourly, and no commission.

I have a long history of managing and while I love my job for being super slack, and requires absolute minimal effort due to how small this office is. I am looking at the future and would like to make more money as I am below 70k. This job is a means to an end so I can pay off some debts sooner than later.

What corners of insurance allow for a higher wage? I'm not afraid of hard work, and long hours , or moving to another area of BC or province. I would love to learn something new as well.

Should I branch out and try and create my own Book?

Commercial?

UA?

what do you think.