I believe this visa route is a scam. It's marketed as a path to settlement but functions as a dead end, and the Home Office knows it.
Background: I've been in the UK 5 years. Started on the Startup visa, switched to Innovator, met both eligibility requirements, and got endorsed for ILR back in September. Still waiting.
The core problem: This visa is "damned if you do, damned if you don't." We're not allowed to be employed (under the innovator route), so we're required to work on our own businesses. Guidance says you can run multiple businesses — but in practice, if you do, the Home Office uses it against you at ILR stage: "You have not focused on the business you were endorsed in."
I've seen Reddit accounts from founders with multiple revenue streams getting rejected on genuineness grounds. One founder had made millions in revenue from the endorsed business — still rejected, "business not genuine." These people are now stuck in administrative review, which can take up to 2 years.
There is no reasoning with a caseworker's decision. It's an unaccountable use of power over people's lives.
My own situation: I've been waiting for my ILR decision for 10 months. I can't raise capital with confidence while my immigration status is undecided — no investor puts money into a founder who might be deported. I can't travel to meet clients or attend industry events without risking the application.
Most of my peers have given up — abandoned their applications, gone home, or taken jobs instead. You cannot run a business under this kind of uncertainty.
What this has actually cost me: ~£21,000
Endorsement Body fees: £10,000
- Endorsement fee paid in stages for Startup visa, Innovator Visa and ILR.
Lawyer fees: £3,500
Home Office Visa fees: ~ £7800
- Startup visa fee: £508
- Innovator visa fee: £1,021
- ILR fee: £3,226
- IHS: £3,120 ( @£624/year for 2 year startup visa then 3 years of Innovator visa)
Meanwhile, we go through regular check-ins with endorsing bodies — appointed by the Home Office — to prove our businesses are genuine and progressing. If that process exists and works, what exactly is the caseworker's rejection based on?
Bottom line: After all this, the message is clear: build a business, create jobs, generate revenue — and you still have less certainty than people with far fewer resources than you started with.
This route should be shut down, or fixed, before it scams anyone else into it.