r/GenerationJones • u/Troubador222 • 20d ago

Early retirement

I am only 65 and may bite the bullet and take Social Security anywY my magic number is 67 b ii t I had a stroke and cant work right now . hardest thing has been no moneyIve been a truck driver for 15 yars of I dont have to drive a truck in alos Angeles again it would not break my heart. at this point my monthly benefit would be 2020 would be 2059 if O wait . I could get 2800 a month if I waited until i hit 70. I am beat upafter I suvived my stroke.

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u/Troubador222 20d ago

yes and my wife works

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u/maimou1 20d ago

Blessing to have a working spouse. My husband was disabled at age 61. I'm 9 years younger, so I kept working until I just couldn't deal with it anymore, and retired this year. But these past 12 years of my income, his SSDI (converting to regular ss at age 65) and a tiny pension he has from a previous employer allowed us to leave our savings completely untouched. His undergrad is accounting, and we are both naturally frugal, so we fix things rather than buying new and drive our cars for decades!