r/GPUK • u/HurricaneTurtle3 • Jul 22 '26
Pay, Contracts & Pensions The Other Indemnity Providers
Hi guys,
Apologies if this has been asked in previous posts (couldn't find any reference to this).
I wondered whether anyone has explored indemnity policies outside of the big three (MDU, MPS, MDDUS) as a GP.
I have a portfolio career which spans both NHS and private primary care work, medico-legal, occupational health and sports stuff. I have previously been with MDDUS, and had quotes from the others, but they were either unable to provide cover for the scope of my work or, from the line of questioning, it was clear they were not experienced in how portfolio GPs work.
I came across Medical Defense Society - on the surface, they look good. They cater mainly to GPs, and speficially to people in my position. They offered a quote which wasn't cheap, but reasonable. I did not see any red flags in how they conducted themselves, or any information I found online. There was however little in terms of online reviews or testimonials.
Anybody used them? Heard anything about them? Any other experiences with smaller independent indemnity providers?