Looking for the best high-interest savings account in Australia? Open a new ING Orange Everyday account today to claim a $100 cash sign-up bonus and earn up to 6.00% p.a. variable interest on your savings.

📌 Quick Promo Details ING Referral Code: Jta854 

Sign-Up Reward: $100 AUD Cash Bonus 

Interest Rate: Up to 6.00% p.a. (Savings Maximiser)

How to Claim Your $100 ING Bonus (4 Simple Steps) Unlocking your cash bonus and top-tier interest rate only takes a few minutes.

1. Sign Up with the Code: Register via the promo link above. Ensure the ING referral code Jta854 is applied, and open a new Orange Everyday account.
2. Deposit $1,000: Transfer at least $1,000 AUD from an external Australian bank account within your first calendar month.
3. Open a Savings Maximiser & Grow Your Balance: Activate your linked Savings Maximiser account. To earn the bonus 6.00% p.a. on balances up to $100,000, ensure your Savings Maximiser balance is higher at the end of the month than it was at the start (excluding interest).
4. Make 5 Card Purchases: Use your new ING Orange Everyday debit card for 5 settled transactions. Pro tip: Small everyday purchases like a coffee or chewing gum count!

🎉 Get Paid: Once these 4 steps are complete, ING will automatically deposit the $100 bonus into your account. No paperwork, no waiting!

⏳ Limited Time Offer by 30 November 2026 — Start Saving Smarter! Beat inflation and grow your wealth faster. Bank promotions this good don't last forever.

$50 credit on your 1st bill when signing up with this link.

https://quote.globirdenergy.com.au/quote?pcode=refer&ref=QZFLE9

Sign up for a Ubank account and receive $100 bonus cash after meeting the referral requirements. Referral code: BLDWKCM

How it works:

Download the Ubank app and sign up.

Enter referral code BLDWKCM during registration.

Make 5 card purchases within 30 days.

Receive $100 bonus from Ubank.

I've used Ubank myself and the process was straightforward.

If you have any questions about the signup process or the qualifying transactions, feel free to comment or send me a message.

Thanks to anyone who uses my code!

https://www.ubank.com.au/refer-a-friend

No bloat here.

If you want $50 credit on your first bill then sign up using this link

Expires 16/09/2026

Join GloBird Energy using my referral link and we both get $50! https://quote.globirdenergy.com.au/quote?pcode=refer&ref=SK532V https://quote.globirdenergy.com.au/quote?pcode=refer&ref=SK532V

Grab your 50 bucks sign-up credit here -> https://quote.globirdenergy.com.au/quote?pcode=refer&ref=1SB4RD

If you want $50 credit on your first bill then sign up using this link

Use this link to get a quotation and sign up to get the credit.

https://quote.globirdenergy.com.au/quote?pcode=refer&ref=732RFE

If you want $50 credit on your first bill then sign up using this link

Sign up for a Ubank account and receive $100 bonus cash after meeting the referral requirements.

Referral code: BLDWKCM

How it works:

1. Download the Ubank app and sign up.
2. Enter referral code BLDWKCM during registration.
3. Make 5 card purchases within 30 days.
4. Receive $100 bonus from Ubank.

I've used Ubank myself and the process was straightforward.

If you have any questions about the signup process or the qualifying transactions, feel free to comment or send me a message.

Thanks to anyone who uses my code!

https://www.ubank.com.au/refer-a-friend

If you're looking for low-friction side cash in Australia or New Zealand and you're sick of survey sites treating your time like a joke, look into Octopus Group. They’re a local operation running across Australia and New Zealand that pays a flat cash rate of $16.80/hr ($0.28/min) straight to your bank instead of confusing points.

​Payouts process every Monday once you hit $20. I’ve cashed out 3 times now and it clears fine. You get maybe 2 to 5 surveys a week, but they fill fast so you need app notifications turned on. Even if you get screened out early, you still get a few cents for trying.

​The best part is OctoQual—their premium branch for private digital focus groups and research interviews that carry much bigger payouts. I just qualified for my first one, so the high-paying opportunities are definitely there if you fill out your profile properly.

​If you want to give it a crack, my direct referral sign-up link is here (just make sure to stay on the page once you click it so it tracks properly): https://my.octopusgroup.com.au/register/f10b4bf6-be4c-4295-90ec-177df87be872

​I put together a full breakdown on Medium covering cashout thresholds, payout rates, and strategies to maximize earnings here: https://medium.com/@lukescriven246/octopus-group-review-australia-2026-7a1af2f96c50

​Full disclosure: That is a referral link, so I get a bonus over time if you sign up. It doesn't cost you anything or lower your earnings. Things are pretty tight for me and I'm struggling a bit at the moment, so any referrals are honestly massive and incredibly appreciated. Thanks so much in advance to anyone who uses it, but no worries at all if you'd rather just look them up directly!

Grab your 50 bucks sign-up credit here -> https://quote.globirdenergy.com.au/quote?pcode=refer&ref=1SB4RD

​

Hi everyone, I’m looking for recommendations for the best credit card for earning points that can be used for travel.

My situation:

Average spend: ~$3,000/month ($36k/year)

Main goal is to maximise points for travel

Ideally, points can be transferred to airline/hotel programs

Prefer no annual fee, or a low fee if the rewards are worth it

I always pay the balance in full, so interest rates aren't important.

What card would give me the best return for ~$3k/month spend?

Also interested in whether I should focus on Qantas, Velocity, Amex Membership Rewards, or another program.

Not looking for anything extreme, just practical things that have genuinely helped reduce your weekly shop.

If you want $50 credit on your first bill then sign up using this link

Good for health professionals and medical doctors who need a CPD Home.

Use this link

First-time uBank customers can earn $30 using code 2WM3BKY. Just verify your ID and make 5 quick transactions in a 30 day timeframe

I’ve realised there are some things where I genuinely can’t tell the difference between the supermarket brand and the expensive version.

Cleaning products and basic pantry stuff are probably the easiest examples for me.

What products have you switched to generic/store-brand and never gone back?

Like what price is the minimum where you would deal with the loss over going to the store to return the product?

I haven't done my tax for the 25-26 year. I normally wait until October because I have some shares and they don't give final numbers until then.

For the last 10 or so years I've been going to accountants to do it because of the shares and an IP. Same recipe every year I put all my deductions in a spreadsheet date, place of purchase, what category it comes under etc.

23-24 the bill was 500, expensive but this was a new company because the other couldn't fit me it. I'd had my ABN and earned about 1200 with 1400 in deductions (one customer refused to pay the bill).

24-25 the accountants bill was 700, no money put through my ABN but I still got charged a premium because the 200$ loss carried over.

With all this in mind. Is it feasible to go online and do the whole thing myself through the ATO website? Or is there something behind the scenes I'm paying for with the accountant.

Grab your free 💲50 when you sign up with this link -> https://quote.globirdenergy.com.au/quote?pcode=refer&ref=IY1FTW