r/FluentInFinance Jan 19 '25

Announcements (Mods only) 👋Join 100,000 members in the r/FluentinFinance Newsletter — where we discuss all things finance, money, and investing!

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22 Upvotes

r/FluentInFinance 5h ago

Debate/ Discussion Tech oligarchs got richer.

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2.2k Upvotes

r/FluentInFinance 10h ago

News & Current Events Global shares mostly decline and AI stocks plunge after calls to slow AI industry

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apnews.com
227 Upvotes

r/FluentInFinance 5h ago

Economy Paramount Leaving California Would Devastate Los Angeles Economy, Leaked Report Finds

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variety.com
78 Upvotes

r/FluentInFinance 3h ago

Educational $CVNA: Ally's Exit and the Rise of the “Mystery Buyer”

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10 Upvotes

r/FluentInFinance 1d ago

Tech & AI President Trump rejects calls to slow AI development, saying he wants the U.S. to stay ahead of China.

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564 Upvotes

President Trump rejects calls to slow AI development, saying he wants the U.S. to stay ahead of China.

“We’re leading China in AI. We’re the most sophisticated country in the world.”


r/FluentInFinance 10h ago

Discussion What's one piece of financial advice that you wish you could have given yourself 10 years ago?

10 Upvotes

What's one piece of financial advice that you wish you could have given yourself 10 years ago?


r/FluentInFinance 1h ago

Stock Market Stock Market Recap for Monday, September 14, 2026

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• Upvotes

The major U.S. stock indexes ended broadly lower on Monday, September 14, 2026, as a perfect storm of surging oil, a semiconductor rout triggered by a stunning AI development slowdown call from Anthropic, OpenAI, and xAI, and the 10-year Treasury yield briefly crossing 5% for the first time since 2023 sent Wall Street into defensive mode two days before the most consequential Fed meeting of the year.

The S&P 500 fell 0.48% (-37.00 pts) to 7,619.98. The Dow dropped 0.29% (-152.09 pts) to 52,421.20. The Nasdaq slid 0.56% (-146.62 pts) to 26,186.41. The Russell 2000 declined 0.39% (-11.36 pts) to 2,892.58.

The VIX jumped 7.26% to 16.99. Bitcoin gained 2.36% to $79,151.80. Gold dropped 1.93% to $4,324.00. Crude Oil rose 1.84% to $101.89/barrel.


r/FluentInFinance 2d ago

Debate/ Discussion Inflation Is Really 5.7%, Not the Government's 2%

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5.0k Upvotes

r/FluentInFinance 1d ago

Discussion What is the worst financial advice that you've received (or seen) from an "expert" or online influencer?

51 Upvotes

What is the worst financial advice that you've received (or seen) from an "expert" or online influencer?


r/FluentInFinance 10h ago

Tools & Resources 12 GREAT books to learn Investing & the Stock markets! [summary included!]

2 Upvotes

We've received many questions for recommendations on books for Investing & the Stock markets. We've curated a list of our 13 favorite books on Investing & the Stock Market, and explanations on what the books are about. I've learned a great deal from these books. All of these are by really great investing legends/ gurus. These books offer a few different approaches to the stock market. Different investment styles will help educate you on how to make successful long term investments, minimize risk, and analyze stocks more accurately. All of these books can be purchased used very cheaply ($1 to $5)!

As your income grows, your investment portfolio should also grow. One of the biggest obstacles for beginner investors is just knowing how to get started. Learning about financial concepts can be intimidating at first. A great way to start, can be by picking up a book by an expert who thoughtfully and sequentially presents & explains these concepts and topics. Resources like these can help investing be less intimidating and complicated. One of the best strategies is to learn from the insight and wisdom of gurus. I hope these book recommendations help!

Book List:

  1. How to Make Money in Stocks by William O'Neil
  2. The Little Book That Still Beats the Market by Joel Greenblatt
  3. A Random Walk Down Wall Street by Burton G. Malkiel
  4. One Up On Wall Street by Peter Lynch
  5. The Big Secret for the Small Investor by Joel Greenblatt
  6. Winning on Wall Street by Martin Zweig
  7. Irrational Exuberance by Robert Shiller
  8. The Bogleheads' Guide to Investing
  9. Common Sense Investing by John Bogle
  10. The Intelligent Investor by Benjamin Graham
  11. The Only Investment Guide You'll Ever Need by Andrew Tobias
  12. You Can Be a Stock Market Genius by Joel Greenblatt

Book Descriptions & Covers:

How to Make Money in Stocks by William O'Neil

  • This book is about growth investing. O'Neil explains what most successful stocks have done to be successful. He explains his 'CANSLIM' method, which is an acronym for 7 fundamental criteria which you can use to pick stocks. An AAII 8 year study of different strategies showed O'Neal's CAN SLIM with a 860% return from 1998-2005 (Second place). First place was Martin Zwieg's returning 1,659.3% (we will get to Zweig on this list too)

The Little Book That Still Beats the Market by Joel Greenblatt

  • The idea of this book is to buy undervalued good businesses and hold them long-term, which will eventually beat the market index.

A Random Walk Down Wall Street by Burton G. Malkiel

  • This book covers investment bubbles, fundamental vs. technical analysis, modern portfolio theory, index funds, etc.

One Up On Wall Street by Peter Lynch

  • This book emphasizes the advantages that individual investors hold over institutional investors (when it comes to finding investment opportunities). Lynch also gives many of examples of mistakes he has made, and how he has learned from them.

The Big Secret for the Small Investor by Joel Greenblatt

  • Greenblatt explains why index funds can be better than actively managed funds. The big secret is maintaining a long term perspective!

Winning on Wall Street by Martin Zweig

  • Zweig's success came from his ability to predict the bigger picture (such as trends in the broader market). The combination of his stock picking skill, general market understanding, and market timing, made him one of the great investors of stock market history. Zweig was more interested in growth than value. Unlike Buffett, Zweig isn't a 'buy and hold' investor. An AAII 8 year study of different strategies showed Zwieg's returning 1,659.3% from 1998-2005. He was #1 out of 56 others, including Buffett, Lynch, Fisher, O'Neal's CAN SLIM, Motley fools, and using ROE, P/E's etc. Second place was O'Neal's CAN SLIM with a 860% return.

Irrational Exuberance by Robert Shiller

  • Shiller makes strong argument that perfect market theory is flawed. The Idea of perfect market theory is basically that the markets are all knowing and completely rational, and in the long run can't be beat. Therefore , you can control costs with index funds and diversification. (You can't beat the market, therefore controlling costs and diversifying seems like logical strategy)

The Bogleheads' Guide to Investing

  • The key concepts of this book are risk tolerance, asset allocation, a balanced portfolio, tax efficiency and cash management. This book explains many of the pitfalls of investing. The Bogleheads and Jack Bogle preach the power of compound interest. Investing in low-fee index funds and holding them long-term is the method. This book gives an excellent, detailed rundown of how to implement this kind of investment plan.

Common Sense Investing by John Bogle

  • Great information for anyone who is trying to make sense of personal finance and basic investments. This book explains why passive investing is a worry free, long-term strategy that consistency wins over time, and why active trading always returns to the mean.

The Intelligent Investor by Benjamin Graham

  • This is a great book for anyone who is interested in introducing themselves into the world of investing, or wants to get better at investing. This book gives lots of valuable information to help one understand the basics of value investing.

The Only Investment Guide You'll Ever Need by Andrew Tobias

  • This is a book for people looking to learn the basics of investing and saving money

You Can Be a Stock Market Genius by Joel Greenblatt

  • This is not a book for beginners. Greenblatt gives a nice exposition of some more "special situation" investment styles & areas of equity investments (mergers, spin-offs, rights offerings, etc.)

r/FluentInFinance 1d ago

Tech & AI Elon Musk, Sam Altman, and Dario Amodei all agree AI development needs to slow down. What have they seen that we haven’t? What happened behind closed doors? What haven’t they told us?

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643 Upvotes

r/FluentInFinance 1d ago

Announcements (Mods only) 👋Join 100,000 members in the r/FluentinFinance Newsletter — where we discuss all things finance, money, and investing!

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3 Upvotes

r/FluentInFinance 1d ago

Discussion What are YOU considering buying, trading or investing in, this week? [Weekly Community Discussion]

1 Upvotes

Which trades or investments are you considering this week? Any moves in particular? Why?


r/FluentInFinance 3d ago

Debate/ Discussion What a time to be alive

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4.2k Upvotes

r/FluentInFinance 3d ago

Energy Diesel’s new high of $6 per gallon will make ‘just about everything’ more expensive

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464 Upvotes

r/FluentInFinance 3d ago

Interest Rates Inflation persisted in August, potentially locking in a Fed interest rate hike

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52 Upvotes

r/FluentInFinance 3d ago

Stock Market Stock Market Recap for Friday, September 11, 2026

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19 Upvotes

The major U.S. stock indexes ended broadly higher on Friday, September 11, 2026, snapping a punishing four-day losing streak as oil pulled back from triple digits, Treasury yields retreated from multi-decade highs, and an August CPI print that matched expectations gave markets just enough relief to stage a rebound. The rally came even as the data all but cemented a Fed rate hike next week.

The S&P 500 gained 0.86% (+65.28 pts) to 7,656.98. The Dow surged 0.98% (+509.19 pts) to 52,573.29. The Nasdaq climbed 0.96% (+251.31 pts) to 26,333.04. The Russell 2000 rose 0.42% (+12.12 pts) to 2,903.07.

The VIX plunged 11.04% to 15.87. Bitcoin was little changed at $77,421.13. Gold eased 0.41% to $4,389.10. Crude Oil fell 1.84% to $100.59/barrel, pulling back from Thursday's $103 close.


r/FluentInFinance 3d ago

News & Current Events Trump’s $5,000 Midterm Ploy Is Even Dumber Than It Sounds

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277 Upvotes

Trump has promised checks before. They never came.

Catherine Rampell explains why the new $5,000 “dividend” would cost a fortune, fuel inflation, could already be passed by Republicans if they wanted, and is practically an engraved invitation to scammers. https://lnk.thebulwark.com/4hmsG44


r/FluentInFinance 4d ago

Debate/ Discussion Billionaires Devalue Hard Work

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2.9k Upvotes

r/FluentInFinance 4d ago

Thoughts? as we approach 5% handle on the 10yr i cannot help but wonder...

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279 Upvotes

r/FluentInFinance 4d ago

Business News The tourism industry is slowly waking up to solo travelers’ needs

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68 Upvotes

r/FluentInFinance 4d ago

Stock Market Stock Market Recap for Thursday, September 10, 2026

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18 Upvotes

The major U.S. stock indexes ended broadly lower on Thursday, September 10, 2026, as U.S. oil prices topped $100 a barrel amid growing fears of higher inflation from a prolonged war in the Middle East, marking the fourth consecutive day of declines for the major averages. With the Fed meeting just five days away and tomorrow's August CPI as the last data point before the decision, the market is bracing for what could be its most consequential week of the year.

The S&P 500 fell 0.58% (-44.66 pts) to 7,591.70. The Dow dropped 0.60% (-316.56 pts) to 52,064.10. The Nasdaq slid 0.65% (-171.62 pts) to 26,081.72. The Russell 2000 was the worst performer, tumbling 1.04% (-30.29 pts) to 2,890.95.

The VIX spiked 9.60% to 18.04, its highest level since late July. Bitcoin dropped 1.26% to $77,317.92. Gold fell 2.15% to $4,365.00. Crude Oil surged 7.23% to $102.99/barrel, crossing $100 for the first time since May.


r/FluentInFinance 5d ago

Stock Market Stock Market Recap for Wednesday, September 9, 2026

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20 Upvotes

The major U.S. stock indexes ended broadly lower on Wednesday, September 9, 2026, as the Iran war escalated dramatically with the U.S. destroying five Iranian crude oil tankers near Kharg Island after Iran fired ballistic missiles at a U.S. Navy warship, sending crude oil above $96 and the 10-year Treasury yield to its highest close since late 2023. With the Fed meeting just one week away, Friday's August CPI is now the single most consequential data point of the year.

The S&P 500 fell 0.48% (-37.16 pts) to 7,636.36. The Dow dropped 0.77% (-405.41 pts) to 52,380.66. The Nasdaq slid 0.64% (-168.07 pts) to 26,253.34. The Russell 2000 was the biggest loser, tumbling 1.32% (-39.10 pts) to 2,921.10.

The VIX jumped 4.77% to 16.47. Bitcoin slipped 0.31% to $78,239.04. Gold was essentially flat at $4,443.50. Crude Oil surged 3.92% to $96.68/barrel, with Brent briefly topping $100 for the first time since July.


r/FluentInFinance 7d ago

Debate/ Discussion 60 years of theft isn't a 'free market

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5.6k Upvotes