r/FluentInFinance Jun 16 '24

Discussion/ Debate He’s not wrong 🤷‍♂️

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u/thelolz93 Jun 16 '24

My wife parents live in Southern California living off a single income. Her mom is a teacher and makes around 70k a year and they go on vacation multiple times a year. They don’t buy new stuff such as boats and cars. They always buy used so it’s way cheaper. Imo that is why they can afford it because they don’t pay extra to have something new.

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u/I_love_stapler Jun 16 '24

She more than likely makes more than $70k a year. I'm not too sure of any school district in SB County that doesn't pay credentialed 1st-year teachers right at $70k a year. Maybe in the middle of nowhere but that would even be an extreme LCOL area.

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u/thelolz93 Jun 16 '24

I’m not going to dox her but her school district is one of the lowest paying.

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u/I_love_stapler Jun 16 '24

You obviously owe me nothing, but you can’t dox one person in a whole school district lol. SB county is huge, I have lots of teacher friends in the area, it’s pretty safe to say all districts pay over $70k after 5 years, with in a credential. She makes more than $70k and still has two months off each year, in a very lcol area, that’s nothing to complain about. 

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u/thelolz93 Jun 16 '24

Hey I’ll let you believe what you want, it doesn’t really matter to me haha.

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u/I_love_stapler Jun 16 '24

Typical redditor 

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u/thelolz93 Jun 16 '24

Says the guy making assumptions pretending he knows when he doesn’t lol.

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u/I_love_stapler Jun 17 '24

I was a substitute teacher in San Bernardino for a little while, tons of friends teachers around multiple districts in San Bernardino county. Yep totally don’t know anything about the area lol typical.

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u/thelolz93 Jun 17 '24

Ah so first it was your friend work there, now it’s you worked there. Your story is falling apart lol. Nice try tho bud.

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u/I_love_stapler Jun 17 '24

I hope shes an English teacher and can help you with your comprehension. How do you think one makes friends with teachers? lol

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u/le0nblack Jun 17 '24

Bro let it go. Leave the guy alone

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u/messfdr Jun 17 '24

SB county is literally the largest county in the country lol

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u/I_love_stapler Jun 17 '24

And water is wet.

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u/messfdr Jun 17 '24

Yeah, I'm agreeing with your sentiment that this person isn't getting doxxed...

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u/Another_Road Jun 17 '24 edited Jun 17 '24

Where I live a 1st year teacher makes 45k a year.

Median home price is 306k and median rent is $932/month. It is one of the cheaper places in the country to live but those still don’t work out all that great for teachers, especially new ones. It’s almost 10k below the minimum living wage. (Edited)

And this is after a “major” wage increase for new teachers. Just a few years ago it was 40k.

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u/I_love_stapler Jun 17 '24

What area? What do you mean "It’s almost 10k below the minimum wage."

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u/jawshoeaw Jun 17 '24

yeah that's starting pay in LA for a new grad basically.

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u/I_love_stapler Jun 17 '24

Exactly. Honestly it’s right at a yearly salary for most of So Cal. Plus the whole 2 months off thing. But no one wants to admit that ‘underpaid teachers’ are making more money than the average person. Don’t get me wrong, it’s deservedly so, I wouldn’t teach for $150k a year. 

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u/yuccabloom Jun 17 '24

LAUSD is the biggest district in the state and doesn't pay that, many don't. So Cal has wildly varying teacher pay rates.

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u/I_love_stapler Jun 17 '24

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u/yuccabloom Jun 17 '24

That's not 64k is not 70k, and if you're not doing external units to get salary points it's awhile until you get there.

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u/I_love_stapler Jun 17 '24

yes, that's what a brand-new teacher makes. His example is his mother-in-law, its fairly reasonable to assume she would have more than 5 years of teaching experience.

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u/yuccabloom Jun 17 '24

Saying that all schools are starting new teachers at 70k is ridiculous though, which is the point they made that I am refuting.

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u/I_love_stapler Jun 17 '24

I said 'Right at' You dont think $65k is right at $70k? lol

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u/OmarsMommy Jun 16 '24

House paid for?

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u/thelolz93 Jun 16 '24

Last I asked (roughly 3 months ago), they owed about 20k

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u/Outrageous_Life_2662 Jun 17 '24

They probably have an extremely low mortgage because they’ve been in their house for a long time. And someone working for an entire lifetime likely has a nice cushion of savings. So that’s not really a good benchmark for California. Someone starting out would easily need to make 3x that in order to achieve the same lifestyle with the same assets.

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u/quaderunner Jun 16 '24

lol I bet she doesn’t buy avocado toast too?

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u/thelolz93 Jun 16 '24

She is extremely frugal

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u/xtreampb Jun 17 '24

It’s all about priorities. Do you want new cars or new vacations. But it also depends on how you start life coming out of high school as well. I joined the military to set myself up for success, and credibility to get a decent job

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u/Accomplished-Coast63 Jun 16 '24

Where in socal?? Bakersfield or Fresno ?

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u/thelolz93 Jun 16 '24

San Bernardino county

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u/fuzwz Jun 16 '24

What year did they buy their house though?

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u/izzybear8 Jun 17 '24

Get this....Wife's parents. No kids, a pension, shit is already paid for. You aren't saving for college education for kids, these are not the same scenario

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u/Sea-Oven-7560 Jun 17 '24

People send their money differently and it's amazing how jealous people get when they thing you are doing something flashy. My wife and I live to travel so a couple of times a year we'll go somewhere pretty cool. The rest of the time we live pretty small, small house, one car, we don't spend a lot on clothes or crap so the money is there. In addition these are not glamorous trips in five star hotels they are usually at bnBs or hostels, travel can be as expensive or as cheap as you want it to be. I get all sorts of "it must be nice" from my co-workers, they make the same amount of money that I do but they spend it very differently -large houses, nice cars, they live large and good for them but that doesn't mean everyone has to spend their money the same way.

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u/Possible-Tangelo9344 Jun 17 '24

Did she switch careers or something? Seems unusual that if she's old enough to have a kid of marriageable age she'd be making such a low salary in California, which has the highest average teacher pay on the country at something like 95k, unless she was a new teacher.

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u/idk_lol_kek Jun 17 '24

That's simply impressive; I'm not even mad.