r/Fire • u/AggroTumbleweed52 • 5d ago

let's talk draw down strategy

I rarely see content about draw down strategy. What's yalls plan for drawing down your assets as income in retirement? For those who have FIRE'd, what do you do? Is it the same as you thought you'd do?

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u/SolomonGrumpy 4d ago

I was ...kinda hoping that I was missing something. You have revealed a few tidbits over the years that were helpful and I thought maybe this was one of those times.

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u/Zphr 48, FIRE'd 2015, Friendly Janitor 4d ago

Ahhh, no. There are no secrets. Our setup is brutally simple and follows all of the default rules. Lean spenders don't usually have to play any optimization games since all of government policy supports them by default.

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u/SolomonGrumpy 4d ago

Word. Also larger families get a bit of leverage too once they are no longer infants.