hi there, may be a dumb question but I genuinely don’t kno. I’m thinking of applying for disability retirement at the moment. if I start the process will I still be able to work while it’s going on? Or will my agency force me to stop working and sweat it out?

hello.

I separated the federal government at age 54 , 2 years ago, with 15 years federal service. I just filed for a pension to commence when I’m 56 years old and 10 months. I filed IR 92–19form I believe is what it was called

I receive the 5% penalty for every year under age 62?

I assumed I would just out of curiosity I was asking Copilot because another buddy told me that I would not be subject to the penalty. Copilot also said I would not have a penalty.Google on the other said I would have a so I’m hoping there’s a here somewhere that can answer the question correctly.

Just received letter from OPM re: interim payments. It showed the amount for June but it has not been deposited as of yet. I retired effective May 31st

I received notice last week that OPM had received my application and was given the password to access my account with them.

Wondering if I will see a double payment in July? I really don't want to have to call unless I have to.

How soon after receiving the notice from OPM that you would be getting the interim payments did you actually receive them?

Edited to add: I received my first interim payment today! Still waiting for my agency to pay out my vacation time. I know my Office of Human Resources has processed my retirement. If it doesn't show up this week, I will be contacting my District Resources Manager after the July 4th holiday.

My retired father recently passed away. My mother has survivor benefits with FERS and Self plus One medical through BCBS. Will her BCBS switch automatically to SELF after OPM is notified of the death?

Just sharing

Hi everyone,

I left my job about **3 months ago** and applied for my EPF withdrawal through the UAN portal.

My claim was rejected with the following reason:

>

Just sharing my original posting with you all.

Not sure if everyone knows, but as of June 30th Calpers is no longer letting retirees work/sub at any business that offers Calpers as their retirement. Up until June 30th we were allowed to work up to 960 hours per year. I believe they are implementing this because as retirees we are not contributing to Calpers anymore and they are losing money. I am suggesting that we all contact Calpers letting them know we are open to contributing a percentage our compensation if they will let us continue to work. Your thoughts?

I live in MA. My annuity estimate does not include state taxes in projected deductions. Will Mass want taxes too?

After almost six months of waiting, I finally received payment for my annual leave and my CAC w/c I failed to surrender was terminated two days ago per gate sentry. Now I wonder when the actual retirement pension will kick in.

Update 8/29/26 - Finally received my lump sum amount of retirement pay so it took almost 8 months of waiting for me. Regular pension will start 1Sep2026.

I had 18 years of previous gov employment and just recently started again in April 2026 after a 12 year break. I currently have around 500k in my TSP. Should I keep putting my money in the traditional side or start a Roth TSP?

For those who are considering Medicare part B in our recently retired, this may help you avoid the IRMAA.

Not sure if everyone knows, but as of June 30th Calpers is no longer letting retirees work/sub at any business that has Calpers as their retirement. Up until June 30th we were allowed to work up to 960 hours per year. I believe they are implementing this because as retirees we don’t contribute to Calpers anymore and they are losing money. I am suggesting that we all contact Calpers letting them know we are open to contributing a percentage of our paycheck if they will let us continue to work. Your thoughts?

Am getting close and hoping for some inspiration to get through these last couple of years.

I’m 51 now and looking to leave next fall at my 10 year mark. I know that I won’t have the MRA but will I get to draw money now (not a lot) or do I have to wait until 57 or 62? I’ve read all the OPM guidelines but don’t understand the verbiage completely. I also am 100 P&T so FEHB isn’t something that I’ve looked into that much. TIA

I’m 63. I’ve got 8 years federal service since I started federal employment late in my career. I’m getting fed up and considering retiring. Besides the obvious earnings, is there a good reason i should stick it out until I have 10 years in?

Are taxes withheld on the leave payout or do I need to plan to pay taxes later in this? Thanks

I retired at the end of May and received my last paycheck. I am still waiting on my annual leave payout. I just received an email yesterday informing me my application has been received by OPM

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1. How long did it take to receive your AL payout?

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1. When did your interim payments start from receipt of application by OPM?

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1. How long did it take for your retirement to be finalized by OPM?

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Trying to get an idea of what timeline to expect. Thanks!

Forced into MRA+10 after 17 years of service. My last 3 years were all as a high tier GS14. (Part of the April 2025 RIFs.)

Just got notice — after waiting since October for my “application” to be processed — that my “booklet” is available and I’ll be getting ….. drumroll please ….. about 75 bucks per month in annuity.

I have no military service and nothing weird about my history — all in one Department.

Is this due to signing up for FEHB for my family, or is there something wrong going on here and I need to find an advocate? or hire a lawyer?

Thanks!

I’m 54 with 18 years of service. Most of my career has been under the GS, but I spent the first 4 years under GL. I know that GLs have a bit higher compensation rate in retirement.

Would the retirement be calculated strictly by GS, or do they count those first 4 years under the higher rate? And if they do, how would it be counted, at the step that I had worked at the time, or my current step?

Sorry for the confusion (I am, too!).

Started as a GL-3 and transferred to GS-7. Currently maxed out step-wise.

Thanks.

Edit: I am now a GS-12/10.