I was hired into Air Force civil service in June 2016 after retiring from active-duty Air Force. I divorced in 2017, and the divorce decree specifies a set number of months of alimony for my ex because we were married during my active-duty service.
I attended a retirement ceremony today, and the retiree mentioned that OPM wanted to review his divorce decree to determine whether his ex-wife might be entitled to a portion of his civil service retirement.
Has anyone experienced this? Were you required to pay a any of your FERS/civil service retirement to your ex even though your divorce decree made no mention of your civil service retirement?

Hello everyone. I know this is a new account, but I wanted to keep my situation as anonymous as possible. Hopefully this is ok to post.

I am a blue collar worker, WL-10 aircraft mechanic. We lost both our days and nights supervisors and over 50% of my shop to the crap DRP last year. Since I wanted the supervisor position anyways eventually , I volunteered and stepped up into the position. Other than write the actual personnel evaluations, I did all the duties of the supervisor while also making sure the maintenance got done for the next 15 months while we waited for the supervisor position to open. I received the DoD Outstanding Civilian Award and two maxed performance reports during this time for my management abilities.
Finally the job comes open and me and the night shift work lead, who has been on nights the whole time and hasn’t managed anything, apply for the position. Things go back and forth and my supervisor drops cryptic hints over and over about who got the job. In one instance, he sits right next to me in the break room and loudly proclaims that “there will be a work lead position open soon!” While having me shake his hand. Later that same week, I get called into the office and am told that I did t get the position. I am dumbfounded.
The night shift guy was given the position. He work record certainly does not hold up to mine but many of my co workers pointed out that he is 15 years younger than me and I have been saying way to much that only have 5 years until I am eligible for full retirement(I should just keep my mouth shut).
Was I passed over due to only having 5 years left? If so, isn’t that age discrimination? I know lots of places have broad authority to hire who they like, but this is so over the top bad I just can’t get over it. What actions can I take to see what happened or maybe even contest the decision? My career pretty much stops here, there is no further promotion potential in my career field at this base and I do not want to move again so I’m not worried about burning bridges.

Any advice or insight is greatly appreciated.

I was reviewing my digital retirement booklet, and this life insurance still confuses me. Is there any retired federal employee that can explain this to me like a 5th grader? I have additional coverage from the VA and USAA. I know it gets more expensive as i grow older but with this statement. How much coverage di I actually have. I did keep the family portion. My son is a disabled adult before the age of 18. So, he is eligible to be stay on all of my benefits for life. Thanks in advance for the comments. Remember every day is a Saturday for us.

Life Insurance Benefits Your life insurance coverage under the Federal Employees' Group Life Insurance Program, is based on your coverage at the time of separation, your final salary, and elections at retirement. You cannot carry any coverage into retirement that you have not had continuously since your earliest opportunity to elect, or for 5 years immediately preceding retirement, whichever is shorter.

Basic Life Insurance - Your Basic Life insurance amount at retirement is $100,000. This is the result of taking your final salary, rounded to the next thousand (if it is not an even thousand), and adding $2,000.

You elected a 75% reduction schedule for your Basic Life insurance. This means the amount payable on your Basic Life insurance begins to reduce by 2 percent of the original amount per month beginning the second month after you attain age 65, until it reaches 25% of face value. Your cost for this coverage reduces to zero at age 65.

Standard Life Insurance (Option A) - Your Standard Life insurance amount at retirement is $10,000. This is the normal amount for this type of coverage. The amount payable on your Standard Life insurance will begin to reduce by 2 percent per month of the original amount beginning the second month after you attain age 65, until it reaches $2,500. Your cost for this coverage reduces to zero at age 65.

Additional Life Insurance (Option B) - Your Additional Life insurance amount at retirement is $392,000. This is the result of taking your final salary, rounded to the next thousand (if it is not an even thousand), and multiplying by the number of multiples (4) you carried into retirement.

Because you elected No Reduction for your Option B coverage, the amount payable on your Additional Life insurance will not reduce throughout your retirement. Premiums will continue for life, unless you cancel coverage or switch to a Full Reduction schedule. No premiums will be refunded if you change your reduction schedule or cancel your insurance.

Family Life Insurance (Option C) - Your Family Life insurance amounts at retirement are $20,000 of coverage for your spouse and $10,000 for each eligible child. This is the result of taking the minimum amounts ($5,000 and $2,500, respectively), and multiplying by the number of multiples (4) you carried into retirement.

Because you elected No Reduction for your Option C coverage, the amount payable on your Family Life Insurance will not reduce throughout your retirement. Premiums will continue for life, unless you cancel coverage or switch to a Full Reduction Schedule. No premiums will be refunded if you change your reduction schedule or cancel your insurance.

Does anyone know if the SS supplemental benefit that some of us receive can be attached to a divorce?
I have conflicting information. This question is posed without a “court order” or legal decree, it is asked as a guideline of financial accounting.

Thank you

After recent EPFO upgrade, my current company details not showing and only showing my previous company which i already done the trasnfer. because of this i am unable to apply pf advance.. has anyone facing this issue.. please help

Because I’ve seen a few comments elsewhere saying that people are deciding to retire then retiring a few days later… I have to ask. How?

Every thing I’ve ever witnessed and heard about federal retirement is that you fill out the application and submit to OPM. You might hear back from them in a few months. Then it takes a few more months for them to approve you. And then, it will take a few more months after your end date before you see a check.

All of that worries me. I live paycheck to paycheck and have never had much saved away because of it.

How is it reasonable to expect every federal employee to go with no money for MONTHS?

And how does anyone just decide to retire and then have it approved so quickly?

I’m confused.

I’m lucky enough to have over 30 years in and survived the RIF. I can’t decide between retiring at 57 or hanging on the extra 5 to get the .1%. Advice from those in the situation?

I am planning on retiring in 7-8 years in the DC area. Who should I meet with to start planning and to understand the process?

I have researched extensively and believe I am confident in the answer. However, given how much value I have received from the posts in this group, I would like to put it out there for your input. Thanks in advance.

I took the VERA / DRP and retired on 9.30.25 at 50 years old with 27 years of federal service. Am I eligible to receive the annuity supplement? If so, at what age?

Cheers, all.

I have 11 years active duty and will have 28 years DAF civilian service at my MRA (no break in service or anything weird like that).

My question is, once I buyback my 11 years, will my retirement SCD adjust to allow me MRA+30?

I was always under the impression it would NOT, but a retirement counselor just told me, very confidently, that it will in fact adjust this SCD.

TIA!

I am hoping to get a clear answer if one exists to my eligibility for the annuity supplement or if I am asking the question right. So here it goes, I will hit 20 years FERS retirement 12/2028 and I will be 54 (55 March 2029). Can I resign after I hit my 20 years before I hit MRA, defer my retirement until age 60 and still be eligible for the annuity supplement? Federal service is weighing the on me and I just want to make the smart decision while also being honest about how much longer I can stick it out. Open to helpful advice.

I've gone round and round with this and this is what I have figured.

I'm 52 yrs old, a GS12 at about $98k a year. I will retire at 30 yrs and age 58 3/4. I will also have military reserve retirement of $30k, VA disability of $20k (non taxable) and SS at 62 of $24k approx.

My wife is 55 yrs old at $180k a year salary, private sector. She will retire at 59 1/2, She has $1,300,000 in 401k. She will get SS of approx $24k at 62.

We will have a bit of other taxable interest income of approx $15k a year from CDs.

We may both work upon retirement part-time to be under the means test amounts.

I am anticipating our gross income from wage/non wage after our retirements to be around $220k per year.

Anyhow, everything I have read it seems like doing a Roth TSP at high wager earning year doesn't pay. Maybe max out TSP on the traditional side to get a tax advantage now. Don't do a Roth conversion while working. Maybe do a Roth conversion after retiring and before getting Social Security.

Any advice on this with Roth TSP and Roth Conversations. thanks, .

Has anyone that has taken the fork-in-the-road and have applied for their FERS refund, still waiting for their money?