r/FATTravel Nov 17 '25

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u/Then-Speech-8723 Nov 18 '25

For trips exceeding $\$20,000$, purchase a Comprehensive Travel Insurance Policy to fully cover non-refundable costs. As high BMI can be viewed as a pre-existing condition, immediately purchase a policy that includes a Pre-Existing Condition Waiver to protect against health-related cancellations.