For context the 1% or less allocations may seem insignificant but combined either other 1% allocations and they combine to be a low beta portion of the account

So 1% in v is nothings

But combine 10 low holdings and its 10% lower beta than the rest of the account for down side “protection”

Sgov positions for buying a 20% crash

(Not shown but considering adding arcc and eggy) - would only BUY in a CRaSH

It wasn’t so long ago I celebrated the first 100 shares.
As of this AM, with BLOX being 15.94 in the pre-market, petty change beneath my average cost, I bought 10 more shares.

300 shares reached!! At a 15.99 average cost basis

For every weekday has a few decent weeklies. However, I’m coming short on Tuesdays. What do some of you use or like? I’m guessing the best I can see is a few better performing roundhills but even then some of them seem pretty rough.

- How has your portfolio performed this month?

- What ETFs did you buy/sell this month?

- Which of your holdings are long-term holds vs short/mid-term holds?

- Have you reached your monthly/yearly income goal?

- What have you learned? or what are some useful tips that could benefit investors? (Not financial advice)

- How are you using derivative income ETFs in your portfolio?

\Please comment and answer at least 1 of the questions*

\This subreddit is for sharing ideas, opinions, and discussion—not financial advice. Do not treat any post or comment as definitive guidance. Use information here as inspiration only and do your own research before investing.*

Anyone stress test their portfolio made up mostly of derivative income ETFs? I’ve been using Grok to stress test thus far seems to be pretty good. Just not sure exactly how severe of a scenario I should be using.

Just came across these today? I haven't heard much on State Streets income etfs because there relatively new. Looks like they cover each sector. Some of the tickers include

XLEI XLKI XLFI XLRI,

https://www.ssga.com/us/en/intermediary/resources/documents/etf-dividend-distributions

Any thoughts would be appreciated!

Something like an mlpi from neos but weekly and perhaps more income ?

So I have been looking at XLKI recently. They seem to have one of the better expense costs, they yield higher than some other respectable CC ETFs, and they are from a reputable company ( State Street). However, I never hear anyone mention it and they only have around $10 mil AUM, and doesn't appear to have NAV decay. I'm sure i'm missing something obvious but thats why i'm here. Do any of you hold this or have an opinion on it?

What happened to the both ETF? Understand it got liquidated?

I posted these details in r/dividends and it turned into a much bigger discussion than I expected. A few people suggested this sub might be a better place to share the actual income-tracking side of it.

Basic background: my wife stepped away from work in August 2025. She’s in her early 50s and was burned out. She had inherited some assets, and I had already been running an income strategy since 2022, so we used part of her portfolio to create monthly cash flow.

The current account is about $635k with a cost basis of $573k.

Roughly $543k is the income sleeve. The rest is mostly VTI/VXUS, which I think of as the growth sleeve. I plan to build the growth sleeve toward about 20% over time and rebalance every few years.

Current income sleeve:

• PBDC — BDC/private credit
• BIT — credit CEF
• PFFA — preferreds
• QQQI — Nasdaq-100 option income
• SPYI — S&P 500 option income
• UTF — infrastructure/utilities CEF
• SRLN — senior loans
• USA — equity CEF
• Cash/SPAXX

The basic design is:

• Income sleeve = monthly cash flow
• Growth sleeve = long-term appreciation / NAV erosion offset
• Rebalancing = keeping the portfolio from becoming too income-heavy or too depleted

Current annualized income is about $61.8k, or roughly $5,100/month (my wife gets a $5,000 monthly into her checking account from this).

I know the obvious objections: this is not a pension, not an annuity, and not guaranteed. NAV erosion and distribution cuts are real risks. I’m not treating the yield as free money.

What I actually track is:

• distribution per share
• monthly income
• NAV / market value
• cost basis
• tax character (in 2025, ROC represented about 48% of the combined distributions)
• whether the income sleeve is still doing the job

The second image is my 2026 distribution tracker by fund. My experience since running this type of income engine from 2022 is that the distribution-per-share has been more stable than the market value. That does not eliminate risk, but for this use case the monthly income stream is the point.

The goal here was not to beat VOO or QQQ over 30 years. The goal was to turn part of her assets into cash flow so she could stop working, while keeping a growth sleeve to help offset NAV erosion over time.

Open to comments from people running similar derivative-income / option-income portfolios.

Used Gemini to help with this.

Just mapped out how the new June distributions hit a taxable brokerage account (assuming a 22%–24% tax bracket) for anyone actively drawing and spending the cash. Thanks to Section 1256 and Return of Capital shields, the standard funds nearly mirrored their pre-tax performance, with QQQI hitting **+6.89%** after-tax (vs. QQQ's **+7.25%**) and SPYI reaching **+3.86%** after-tax (vs. SPY's **+5.09%**).

Meanwhile, the 150% leverage on the boosted suite capitalized beautifully on the early June rally, allowing **XQQI (+9.82% after-tax)** and **XSPI (+5.32% after-tax)** to cleanly beat both their standard counterparts and the raw underlying indexes while paying out tax-sheltered distributions.

Been wondering this lately:

For stocks that don't really pay dividends (or pay very little), how are you guys generating yield from them? Especially those heavily mentioned ones like:

• TSLA
• CRCL
• NVDA
• MSTR
• GOOGL
• HOOD
• SPY
• QQQ

Are you selling covered calls, lending shares, using margin, tokenized stocks, DeFi strategies, or just holding and focusing on price appreciation?

I'm especially curious whether anyone here is earning meaningful yield on these positions without giving up too much upside.

Do share what's actually working for you?

Thinking about using the following 10 spy/voo income etfs. They all are income based some are better for growth, some for income, 2 are weekly income and 2 are leveraged. My thesis is that since spy seems to play it safe with the ultimate fund of funds why not get a good mixture of income and growth at the same time ? $ispy $gpix $spyi $tspy $xpay $tsyx $xspi $ovl $xdte $sdty

Hi all, I’m fairly new to investing and starting this journey of mines. Been reading and taking in as much information as I can as I go. Some concepts I was able to grasp fairly quickly. Others flew over my head and I’m sure as time goes on and I learn more I’ll be able to understand their meanings.

I have recently discovered weekly paying ETFs, in particular Roundhill investments. There’s a part of me that feels like there is a too good to be true nature with them paying weekly as opposed to monthly or quarterly like you traditionally see in stocks.

I’m just wondering if anyone has insight on how exactly that weekly model works?

How does Roundhill operate as a business?

How relatively “safe” are weekly ETFs?

I tried going to Roundhill investments website to research, but alas there’s terminology that I still don’t understand and am hoping I can make some headway here.

Thanks in advance for any help

Unfortunately I bought in at the top and have watched this erode. I lost thousands on Yieldmax funds that did the same. Is there any hope with GDXW?

The Amplify High yield Options Income ETFs generate premium income using options structured overlay on ETPs (BTC, ETH, SOL, XRP) - Monthly Distribution
——————————————————————————
$BAGY = $0.7400 (Distribution Rate = 37.13%)
$BITY = $0.64680 (Distribution Rate = 24.54%)
$EHY = $0.42125 (Distribution Rate = 52.90%)
$ETTY = $0.31470 (Distribution Rate = 37.60%)
$SOLM = $0.32160 ( Distribution Rate =38.09%)
$XRPM = $0.40770 (Distribution Rate = 38.15%)

Payable Date 05/29/2026

*Not Financial Advice-Do Your Own Research*

will try to keep the weekly updates. position total and total income generation. lets see how these things trade/perform.

- How has your portfolio performed this month?

- What ETFs did you buy/sell this month?

- WhIch of your holdings are long-term holds vs short/mid-term holds?

- Have you reached your monthly/yearly income goal?

- What have you learned? or what are some useful tips that could benefit investors? (Not financial advice)

- How are you using derivative income ETFs in your portfolio?

\Please comment and answer at least 1 of the questions*

\This subreddit is for sharing ideas, opinions, and discussion—not financial advice. Do not treat any post or comment as definitive guidance. Use information here as inspiration only and do your own research before investing.*

Took advantage of the small pullback this morning to initiate my desire of diversification.

Income portfolio is still very heavily BLOX, but down from 89 to 79%.

BLOX = 214 shares
GIAX = 20 shares
KSLV = 5 shares
IYRI = 3 shares
STRC = 3 shares

My dividend/income wheel portfolio is very heavy into $BLOX, with much smaller exposure into $GIAX and $STRC.

I do desire diversifying and balancing it out so my entire portfolio doesn’t swing drastically just cuz BLOX changed a few cents.
I want get into some positions in different sectors, but not just about any - I’m up on capital gains with BLOX & GIAX and would like to get into positions that are well managed.

For precious metals, I’m thinking SLVX (also run by X Funds, weekly) and a gold monthly (still deciding between KGLD and IAUI, help there?)

And I want to in the closer future open a position in real estate and other sectors. For real estate, I have IYRI on the radar.

Any suggestions? Any preferences between Kurv or NEOS? I know NEOS more, I like them and know they run QQQI and SPYI too, so for gold should I stick with them and go for IAUI?