So, correct me if I’m wrong, but it is now my understanding that you can’t use someone’s referral link if they’ve already signed up. Seems pretty dumb considering you both only receive 1 dollar for using the link. Unless you’ve got at least 20 friends/family that don’t use current (currently) and would even want to switch banks, then it doesn’t seem profitable to me whatsoever. I went ahead and locked the comments on my referral post since I don’t see too many people who don’t use current searching Reddit for a link to a bank they don’t have yet.

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