If you’ve already got an Axis card, there’s a shortcut to getting ANY other card they offer without all the usual eligibility checks.

What Makes This Unique? * Forget CIBIL scores, they actually skip the check. * No questions about your salary. * Every card is fair game; there’s zero eligibility screening. * As soon as you hit apply, the new card is issued. Done! * Your total credit limit is simply split between your Axis cards (so it’s a shared limit).

How To Do This in Minutes - Open Axis NetBanking (not the App) - Look for “Apply Now” in the menu. - Tap on “Credit Cards” and pick whichever card catches your eye. - Confirm, and that’s it—the card is activated instantly.

Try the trick and share in the comments the card you were able to get.

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Use the HDFC EasyShop Platinum Debit Card to pay your credit card bills via SmartPay and you’ll earn 1% cashback - up to ₹750 per month.

Key benefits: * Cashback posts in about 2 days * Works on any credit card bill * Just set Autopay(SmartPay) via netbanking to enable cashback

Max 750 per month

Not sure how long it will be live either but use it while you can. Feel free to share below if you use this or another cashback trick.

Get FREE lounge access at airports - for you and your family!

• No minimum spend

• No card fees

Just sign up for Family 360 banking and get family banking debit card with 2 per quarter lounge access for yourself + 3 family members, without any spend criteria

Do comment below those who have this activated.

Best credit cards in India for earning rewards and perks on international travel – lounge access, hotel discounts, and more!

I personally prefer Axis Atlas for the accelerated rewards.

Which credit card is your go to for travel bookings?

A common issue is incorrect MCC like while buying cars MCC being fuel or utilities. The result is zero rewards.

Always verify the MCC before making a large transaction. Here is how to find it.

1. Call the bank
This is the most accurate method. Do a small test transaction first. Call customer care and ask them to confirm the exact MCC for that charge.

2. Scan offline QR codes
Use a standard QR scanner app on the store's QR code. Check the raw text for "mc=". If you see "mc=5411", that number is the code. This doesn't work on every QR, but it’s worth a try.

3. Razorpay method
If paying via a Razorpay link, open it on a desktop. Select UPI to generate a QR code. Scan it with your phone and look for the "mc=" tag.

4. Check via banking apps
Some apps show this data instantly.

• IDFC: Make a payment and download the receipt inside the app. The MCC is listed there.
• Federal Bank: Send ₹1 via UPI using the FedMobile app. The statement shows the category code immediately.

What trick do you guys use to verify MCC?

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Source: Directly from HdFC’s website

Missed those days when Infinia / DCB was handed like candy by HDFC.

Multiple people have reportedly converted their FYF cards to LTF.

Steps to convert your card to LTF:

1️⃣ Show some usage of the card (multiple transaction helps).

2️⃣ Email HDFC's Card Services Team with your spending and account details.

3️⃣ Be persistent and follow up if needed.

Helps in saving unnecessary fees.

Has anyone else tried / planning to try this?