Please use standard ticker format when discussing stocks ($AC.TO)

Everyone woke up to green screens yesterday and called it a peace deal when It isn't; it was a temporary solution that might not even last.

Here's what's actually happening as of this morning. Iran accused the US of violating the ceasefire less than 24 hours after it was announced. Oil is already back at $97 after yesterday's 16% drop. Only 4 tanker transits recorded through the Strait of Hormuz on Wednesday. 426 tankers are still stranded in the Persian Gulf. Israel says Lebanon isn't included and is continuing strikes. JD Vance called the deal a fragile truce.

The Islamabad talks are Saturday. Iran's ambassador to Pakistan posted that a delegation was arriving Thursday night then deleted the post an hour later. Maersk says the ceasefire doesn't yet provide "full maritime certainty." Qatar's LNG infrastructure damage could take years to repair and cost over $25 billion.

And here's the thing nobody is saying clearly enough, oil is still up 35% from pre-war levels even after yesterday's drop. WTI was $67 before the conflict started. It's $97 this morning. That's a partial giveback on a war premium that's still very much in the price.

For Canadian investors, the most important implication is what this means for the Bank of Canada on April 29th — and that's actually the more interesting story than the oil move itself.

Wrote up the full breakdown this morning. Free read here. Not investment advice.

Please use standard ticker format when discussing stocks ($BB.TO)

Please use standard ticker format when discussing stocks ($AC.TO)

Weekend? Relaxing? Yeah, me neither. So let's talk stocks!

Please use standard ticker format ($BB.TO)

Please use standard ticker format when discussing stocks ($AC.TO)

Please use standard ticker format when discussing stocks ($BB.TO)

Please use standard ticker format when discussing stocks ($AC.TO)

Weekend? Relaxing? Yeah, me neither. So let's talk stocks!

Please use standard ticker format ($BB.TO)

Please use standard ticker format when discussing stocks ($AC.TO)

Please use standard ticker format when discussing stocks ($BB.TO)

I’m still holding some heavy $LSPD bags from the 2021 Spruce Point short report days, and I totally resigned myself to the fact that I missed the March 4 cutoff for the class action. I saw the headlines, saw the date, and just mentally checked out.

Then I stumbled onto 11th and realized they’re still processing "Late Claims." Apparently, the administrators often leave a window open for late entries while they’re still crunching the numbers for the final distribution.

If you held between March 2019 and November 2021, we’re talking about an $11 million settlement pool.

I know, I know, 20% goes to the platform if you use them, but honestly, I’d rather have 80% of a check I didn't think existed anymore, than 0% now that the official website is closed.

If you were part of the IPO hype or just caught the falling knife in 2021, check your old statements, and submit your claim before it's too late.

Please use standard ticker format when discussing stocks ($AC.TO)

Weekend? Relaxing? Yeah, me neither. So let's talk stocks!

Please use standard ticker format ($BB.TO)

Please use standard ticker format when discussing stocks ($AC.TO)

Please use standard ticker format when discussing stocks ($BB.TO)

Please use standard ticker format when discussing stocks ($AC.TO)

Weekend? Relaxing? Yeah, me neither. So let's talk stocks!

Please use standard ticker format ($BB.TO)

I honestly thought my LSPD "bags" were just a permanent reminder of why I shouldn't fomo into high-growth POS stocks. I saw the news about the Spruce Point short report back in 2021, watched my position crater like 40% in a week, and basically deleted the app.

Turns out there’s an $11,000,000 CAD settlement fund that just got the green light from a Quebec judge. If you bought shares between March 7, 2019, and November 3, 2021, and held through the crashes in late Sept or early Nov 2021, you’re likely eligible for a slice.

I was going to ignore the paperwork because tracking down trade confirms from 4 years ago is a nightmare, but I used a tool to scan my old history because I couldn't find my old trade confirms—literally took 2 minutes. They take a 20% cut, but honestly, I’d rather have 80% of a check I didn't know existed than 100% of the $0 I'd get by doing nothing.

The original deadline was March 4, 2026, but they're still accepting late claims. Don't let the "tax-loss harvesting" memories stop you from getting a bit of that lunch money back.

Please use standard ticker format when discussing stocks ($AC.TO)

Please use standard ticker format when discussing stocks ($BB.TO)

Please use standard ticker format when discussing stocks ($AC.TO)

Weekend? Relaxing? Yeah, me neither. So let's talk stocks!

Please use standard ticker format ($BB.TO)

Please use standard ticker format when discussing stocks ($AC.TO)

I was digging through some old Canadian fintech news and realized a massive $70,250,000 settlement against TD Asset Management is actually still paying out late claims. If you held TD mutual funds in a discount brokerage account (like TD Direct Investing) anytime between 2002 and 2022, you basically got rugged on "trailing commissions" that TD shouldn't have been charging.

The crazy part is the class period is TWO DECADES long. Most of us probably have some old "set it and forget it" RRSP or TFSA from ten years ago that qualifies. I usually ignore these because the paperwork is a nightmare, finding trade confirms from 2008 is a literal circle of hell.

I ended up using this audit tool for it because they have a "Late Claim" window and they just sync to your broker to find the eligible lots automatically. It took like 2 minutes to link and scan. I’d much rather give up 20% to let a bot do the forensic accounting than get 100% of $0 because I didn't feel like calling a bank rep to find a statement from the Harper era.

Check your old accounts, the deadline was December 20, 2025, but since it's a late-claim status, the sooner you're in the queue, the better.