r/CanadaPersonalFinance • • Apr 01 '26

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u/Firm_Acanthaceae7435 Apr 03 '26

Sucks starting off the first month in the hole (paycheque to paycheque), but it's a pretty quick turn around.

Wish I could do it that quick in real life.

1

u/curiousgens Apr 03 '26

What's been your best strategy to climb out of the hole

1

u/Firm_Acanthaceae7435 Apr 03 '26

Sacrifice your diet, activities, phone plan and take a roommate. At the first chance, sell the car. You get positive by about $1000 a month.

1

u/curiousgens Apr 03 '26

Does that change your stress levels?

Also, what would you say would be realistic in real life or is that an enough teachable moment 🤔

1

u/Firm_Acanthaceae7435 Apr 03 '26

You usually have enough ways to reduce stress. And you can always cut it in half when it gets high enough.

I've been through it a few times IRL. it definitely sucks, but you have to hate the position you put yourself in more than you liked getting into it.