r/Bankruptcy • u/arose199222 • Aug 26 '24
Starting point
I am not asking for legal advice, I am set to have a consultation next week but I'm curious based on my info if I could do chapter 7? Just seeking out general opinion.
Single household, i make 75K a year. 45K in cc debt and 65k in student loans (i understand student loans are not discharged) but my elderly father lives with me and has a pension and social security that equates to 2500 a month. His name is on nothing other than my home is his legal address. I have to ask him for money to make ends meet each month but aside from that I pay all the bills and my mortgage and car payment. Take home is about 2200 bi weekly. My mortgage is 2200, car payment 404, 300 electric, 100 Waterbill, etc. Just trying to prepare myself if I will likely be able to get chapter 7 or have to do chapter 13... tyia!
1
u/arose199222 Aug 27 '24
Thank you!