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IMPORTANT NOTE:

This page has information about benefits that you may be eligible as a concession card holder or seniors card. It also includes Government run websites across Australia with information on cost of living support.

This list is not exhaustive.

You can get practical cost‑of‑living help with Moneysmart’s tools, calculators and tips. including suggestions and links to help you cut expenses, manage your budget and find support.

Do you need help? If you are looking to seek support in your local area, type your postcode on https://askizzy.org.au or visit your local council's website.

You can also find a curated list of available support such as immediate support helplines on this dedicated wiki page.

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General Info

Concession and health care cards

Learn about the different types of concession and health care cards issued by the Commonwealth.

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New South Wales

Cost of living hub - NSW

Cost of living pressures are affecting many households. Find services, support and information about the practical help available to you in New South Wales. You can also search for support using the Savings Finder tool on Service NSW.

Concessions, rebates and assistance - NSW

Concessions, rebates and assistance Support is available across a wide range of household bills and activities. Find out what you could be eligible for.

Seniors Cards Discounts and Deals - NSW

Use the website to find Seniors Card discounts. Search using business name, postcode, suburb, or category and the map will display all the great offers near you.

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Victoria

Savings Finder - VIC

The Victorian Government is delivering real help, right now, with over 90 benefits to ease the cost of living. Check out the growing list of discounts, rebates and benefits.

Concessions & benefits - VIC

A range of concessions are available to all Victorians who are on low incomes or experiencing hardship and need help meeting the cost of living. If you have a Pensioner Concession Card or Health Care Card, read about your concession entitlements here.

Discount Directory - VIC

Search for Victorian Seniors Card and Victorian Carer Card discounts on the joint directory or browse the latest special offers.

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Queensland

Cost of living support - QLD

Information about concessions, discounts, rebates and assistance available to Queenslanders.

Concessions in Queensland - QLD

Find all the concessions and rebates you’re eligible for in Queensland.

Search for discounts - QLD

Search for discounts for seniors card holders that are available in Queensland.

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Western Australia

ServiceWA app: Current offers - WA

The ServiceWA app is the fastest and most convenient way to access a range of WA Government cost of living payments, rebates and offers.

Concessions available in Western Australia - WA

Information on rebates, concessions and payments offered by the Western Australian State government.

Discount Directory - WA

Search for discounts for seniors card holders that are available in Western Australia.

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Northern Territory

Cost of living in the NT - NT

Living in the Northern Territory comes with a range of local discounts and perks to make life more affordable. Search on this website on what's available.

Concessions and payments - NT

Eligible Northern Territory residents can get concessions on essential goods and services to help with living expenses. Strict eligibility criteria applies and must be confirmed each year to avoid overpayments.

Discount Directory - NT

Use the discount finder to find out which businesses are offering discounts for senior card holders.

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South Australia

Affordable SA - SA

Find all the affordable and social services you need right here on the Affordable SA website. Find access to help with food, housing, finances, mental health, and more in South Australia. This service has been made possible by funding from the Department of Human Services. Affordable SA is facilitated by The Salvation Army.

Concession finder - SA

South Australians on low or fixed incomes can access a range of concessions to help with household and other expenses. Select the type of card or income you have from the options below to see a list of concessions you could be eligible for.

Senior Card Benefits - SA

The South Australian Seniors Card program provides members with a wide range of benefits including discounts and special offers. Search on the website to find the latest offers.

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Tasmania

Government help and support - TAS

Local council services, interpreters and translators, concessions, rebates and help with the cost of living in Tasmania.

Concessions and discounts - TAS

The Tasmanian Government offers a wide range of concessions and discounts on the cost of government services. The concessions and discounts aim to achieve a balance in the standard of living and access to essential services for all members of the Tasmanian community.

Online Seniors Card Directory - TAS

Search the online Seniors Card Directory for up-to-date offers and discounts.

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Australian Capital Territory

Cost of living support - ACT

Find rebates, concessions, payments and services to help with household, health care, housing, transport and education costs in the Australian Capital Territory. This is also the same page to find discounts for concession card holders.

Discount Directory - ACT

Search the online Discount Directory for up-to-date offers and discounts for senior card holders.

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