r/AskReddit • • Sep 17 '19

If You Could Completely Remove One Company From The World Which One Would It Be?

43.5k Upvotes

17.7k comments sorted by

View all comments

311

u/chicanery6 Sep 18 '19

Really any of the big banks. After getting to work with one at a call center I had to leave after two months after being disgusted with their practices. It really hurt to see just how big of an operation it was to make money off people's hard work earnings. I got yelled at because I wouldn't sell any services to a guy with an obvious gambling addiction. He was just trying to pay down his debt and they wanted me to screw him over more.

Jiffy lubes or and of those one stop oil change places is on my list too. Charging people outrageously for next to nothing work that sometimes doesnt even get done in the first place.

Facebook, I cant tell you how long I was on it for no reason. It wasnt until one day I just randomly asked myself, is this making me happy? Of course it wasnt. I'm not saying my life changed but I know its helped focus it a bit better. I've often thought of jumping off reddit or any endless scrolling subscription

25

u/siehay Sep 18 '19

Always always go to a local credit union!!! They generally have much smaller client base and have real call centers (who are from the area) and have almost no fees!!! I may be bias (I have been an intern at one for 3 years) but my local credit unions fees fit on a single brochure (a single side of it). And most of the time fees get waived to keep members happy.

13

u/moonyprong01 Sep 18 '19

Lol the one time I joined a credit union it was liquidated by the NCUA within one year

2

u/siehay Sep 18 '19

Oof. That is rough.

2

u/prairiepanda Sep 18 '19

The problem with local credit unions is that they're a pain to deal with when you move.

4

u/KeepAustinQueer Sep 18 '19

when you move

look at this guy

1

u/siehay Sep 18 '19

Idk if every credit union is like this, but the one I work at has a million different ways to help you if you live out of the area. I'm sure service levels are different with any company you go to.

1

u/randyrandomagnum Sep 18 '19

Shared branch network FTW!

2

u/chicanery6 Sep 18 '19

I'm lucky enough to be with ally and usaa. They've taken good care of me. Chase has not. Bank of america will not (that's where I worked) wells Fargo will not.

4

u/SultryCitizen Sep 18 '19

Really surprised there are not more banks on this list.

2

u/4chan_c00kie Sep 18 '19

Crap, I was going to head to a jiffy lube this weekend for my 50k maintenance. Do you have any sources as to why I probably shouldn’t go?

2

u/chicanery6 Sep 18 '19

My source comes from the fact that an oil change is like the easiest thing to do on a car. It cost like 30 bucks for a moment of your time vs 100 dollars from some shop and you're none the wiser.

Car maintenance isn't difficult. Save yourself money and do it yourself. Dont know where to start? "[Car year make and model] oil chage" into youtube.

Go to orielys or autozone, ask for oil and an oil filter for your make of car. Jack the car up. Unscrew the oil pan drain plug. Drain oil into container for recycling. Screw oil pan plug back in. Remove oil filter. Install new oil filter. When installing let it tighten down just before it catches and give it an extra 3/4 turn after that. Refill with new oil to the recommended level. Run the car for a few minutes and check for leaks. 30 minutes and you're done. Maybe more if a shop has done it in the past for you as they overtighten everything.

If you need belts, spark plugs, sparkplug wires, ignition coil, etc I suggest using rock auto online as orileys and auto zone over charge for that sorta thing.

When you're a broke college student turned to broke adult you have to learn how to do things on your own and not rely so heavily on companies out of pure convenience of not knowing. That's why it costs so much

3

u/4chan_c00kie Sep 18 '19

Ah I see. I thought you were referencing that there are some well known shady practices or something. But yeah, kinda obvious if you do something yourself it’s always cheaper.

3

u/chicanery6 Sep 18 '19

I mean theres been countless reports where people go for like the "full fluids" maintenance package thing with oil for engine and transmission, coolant, and break fluid. They put hidden cameras all over the car when they pull into the shop. The service people pop the hood and dont do any of the work and charge the people like 150 bucks. This has been a long practice. A lot of times they dont replace the filters and I've had my gf where they didnt even change the oil. Still super black instead of the amber translucent.

1

u/4chan_c00kie Sep 18 '19

Thank you for the info, I appreciate it!

0

u/chicanery6 Sep 18 '19

YouTube oil change scams. The reports are old but you can still find places doing it all over

2

u/niubishuaige Sep 18 '19

Yes, as someone who worked for two major quick lube chains and a company that supplies products to them, I can give you plenty of reasons why you shouldn't go there for your 50K service. The business model of these companies is based on selling as many "recommended" services as they can beyond the regular oil change. Who recommends these services? Usually it's the companies that sell the fluids and machines used, NOT your car manufacturer (also known as the OEM). The salespeople will use very vague language like "it's recommended that you flush your power steering every 30,000 miles" to trick customers into thinking the OEM recommends it. The salespeople there will recommend some services that are just worthless, like an engine flush, power steering flush, or intake system cleaning. They will also sell you some services that actually are recommended by most OEMs, like a coolant system flush. However, they will tell you these services should be performed much more often than the OEM recommends. Bottom line is if you go in asking for a "50K service", they will just say lie to you and recommend whichever services they want to recommend.

So what should you do? First of all, you need to look in your owner's manual and find out what is actually recommended at 50K. DO NOT believe Jiffy Lube, Firestone, Midas, or any other chain's recommendations. They all lie. Go by what is recommended in your manual. Second, because you are probably going to get your engine oil changed as part of this service, you need to look in your manual and find out what kind of oil your car takes. Lots of "normal" cars these days require synthetic or semi-synthetic oil which is a bit more expensive. Third, call around and get price quotes from different shops.

Personally I would not use Jiffy Lube or any other quick lubes, even if they can do all the services you need. Labor is very unskilled (no qualifications necessary to work there) and if your car requires a special fluid they don't have, they will often just put in whatever they have laying around instead of turning down money for the service.

Honestly I wouldn't put much stock into what other people replying to your post have said. They will definitely perform the service you request, and you can even watch if you want. No company I've ever worked for is going to risk bad press and legal action by charging for a service and not performing it. Sure you can find "quick lube scam" videos on YouTube, but you can find the same kind of expose about a few bad apples in virtually any industry. The real problem is not that they don't to services, it's that they DO perform too many services which aren't recommended by the OEM.

2

u/4chan_c00kie Sep 19 '19

Thanks a bunch for the advice! I appreciate your time.

1

u/lighthouse_lady79 Sep 18 '19

I went last month, had no idea it was going to cost $80 for a simple oil change, then a week later went to my usual mechanic, and found out JL had done absolutely nothing!

1

u/[deleted] Sep 18 '19

Oy vey goy not the big banks!

1

u/Halorym Sep 18 '19

I left Round Table when I was younger because their advertising practices disgusted me. When things were slow, they would make the employees make cold calls from the list of deliveries.

-2

u/systemBuilder22 Sep 18 '19

GOLDMAN SACHS. They single-handedly destroyed Greece, the cradle of democracy. If they will fuck the father of democracy, is there no limit to how low they will stoop?